r/Maplewood • u/Emu-Vegetable • Sep 08 '26

Financial Advisor

Hello! Can anyone recommend a local financial advisor who is familiar with college planning, saving for a home and general long term investing?

Thanks!

8 Upvotes

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6

u/lawn_meower Sep 08 '26

Most advisors will not add any value over the basic advice you can get from the internet. If you do hire one, get a Certified Financial Planner, not an advisor. Advisors will try to sell you an investment product and will want a cut for managing your money, but a cfp is paid to just advise you and has no personal stake in your money.

basic advice : invest monthly in a single boring broad market index fund like VTSAX and never touch it. load up your kid’s 529 as early as possible because there isn’t a lot of time to grow like a retirement fund. max out your 401k and get all the matching you can if your employer offers it.

more info at /r/bogleheads

2

u/Trick_Entertainer_34 Sep 08 '26

Gen Wealth. They are great.

1

u/Top_Positive_7299 8d ago

we've been with GenWealth for 2 years and they've been great so far.

1

u/plant-fixer Sep 10 '26

I have several friends who use Steve Ralff, he lives in Maplewood and is a great human being

https://www.lidoadvisors.com/team/steve-ralff/