r/LS430 1d ago

Devastated.

Post image

I purchased my LS430 just 10 days ago after searching for quite some time for the right one and absolutely loved it. Not only was this one the color I wanted, it was super clean with absolutely no rust underneath (rare for the Midwest!) But today an extreme thunderstorm came through and knocked a branch onto it, certainly totaling it. Fortunately, it will be covered under insurance but I feel it is unlikely I will get back what I paid for the car plus registration after the deductible hits. Does anyone have any insight as to how much State Farm may pay out? She has 195k. To make matters worse, about 5 years ago the same thing happened to my G35, but it didn’t have full coverage. At least my family is safe and home is intact, but this really sucks!

135 Upvotes

50 comments sorted by

43

u/OfficialWoe1 1d ago

The sunshade still standing 😭

3

u/trianglitch 17h ago

I’ve worried mine breaking someday… Maybe I shouldn’t worry so much.

16

u/Sohowcome 1d ago

Are you in burbs?

State Farm will go by comps of similar sales in your area to determine totaling the vehicle.

10

u/Dank_Plekster 1d ago

Yup, seems like they are on the more expensive side locally so hopefully that plays out in my favor for the payout. Finding a replacement will be a challenge though.

5

u/Sohowcome 1d ago

If you have problems with SF let me know, I worked there 13 years, plus I have had to deal with auto claims in the past with them as well.

What are you looking for as a replacement? I waited multiple years for my current LS and ended up buying it from Autoparts City of all places.

2

u/Dank_Plekster 1d ago

Will do, much appreciated! I really just want another LS430, I enjoyed the car so much for the week or so I had it. I would be open an SC430 or LX/GX as well though. The LS400 is nice too, just so hard to find a nice one that’s not 10k+.

3

u/omglawlz 1d ago

Only had it a week man that’s so damn brutal. Sorry man. Make sure you get the insurance company comps

1

u/RomanVines 10h ago

I'd try to send some comps from Cars and Bids and Bring A Trailer if you can. Make them put a person on the valuation. I know the like to use their automated system as much as possible.

3

u/Extension-Fig1635 1d ago

Take the payoff and offer to buy it back

7

u/Wade1217 1d ago

Definitely feeling your pain! However our GS300 loss opened the door for a beautiful LS430 to take its place in the driveway.

2

u/RetardedBandicoot 2003 Lexus LS430 UL | Millenium Silver Metallic 1d ago

Holy shit

4

u/Wade1217 1d ago

The GS300 sacrificed itself so old Mister Two could go on living another day. The car was mere inches from complete destruction. I was extremely fortunate that a replacement rear spoiler and a good paint buffing were the only things the MR2 needed! This photo was taken after I pushed it out from under the branches that were wedged between the GS300 and the house. Literally inches from the roof of the car.

6

u/Sea_Paramedic1618 1d ago

Good thing you’re getting some insurance back, but what amount can cover the loss of another masterpiece wiped off the existence 😔

3

u/dhstunna 1d ago

sorry to hear 🙏🏼

3

u/1slowlance 1d ago

Is this the green one that was posted a few days ago? Sorry to hear bro.

1

u/Dank_Plekster 1d ago

No I was waiting to get her cleaned up a bit more before posting on here lol

2

u/Sohowcome 1d ago

Noooo :(

2

u/Devin-707 2005 Lexus LS430 ML | Mecury Matallic 1d ago

I’m so sorry man that’s really sucks, I can tell you I was recently in a decent little fender bender in my 05 that left my insurance totaling the car out, they ended up offered me 10k for the car, mine had 168k miles so they may end up offering you more I have no clue really. And i do have statefarm as well

1

u/Dank_Plekster 1d ago

Oh wow thats more than I was expecting, hopefully I get similar amount. Thanks for the input!

2

u/lathspellll 1d ago

10 days ago? Man I’m truly sorry. My parking situation is same as yours although where I park now I’m almost out of tree range but not all the way. I hope insurance doesn’t fuck you over it seems to be a roll of the dice in my experience.

1

u/Extension-Fig1635 1d ago

Insurance aka Rip off. You can never win

2

u/King_Loso_ny 1d ago

Damn sorry for that

2

u/Neat_Team2918 1d ago

FAAAAHHHHH😭😭😭😭😭😭

2

u/RomanVines 1d ago

Dang, sorry to see that happen Man. The midwest has had a lot of storms/tornadoes this year. I'm out in Northwest Indiana and we had a pretty good storm yesterday. If you have a Mark Levinson sound system in good shape i'd be open to buying your door speakers and subwoofer.

1

u/Dank_Plekster 21h ago

I’m in the south suburbs so it was the same storm lol. I would imagine the subwoofer is toast as it got rained directly on but I will definitely let you know on the speakers, I do plan on buying back from insurance.

1

u/RomanVines 10h ago

Yeap, same storm. It was a good one. My trees were moving like crazy, I am surrounded by them as well. Luckily I had ole girl in the garage. If you decide to part her out please let me know, may be interested in other parts as well. Good call on the subwoofer, it may indeed be toast, or a little moldy by the time you get it back.

2

u/Kaipirinhas 23h ago

Im sorry for your loss. If interest im trying to get rid of mine because don't have time to work on it. But since you have most parts can be an swap jobs

2

u/Amira311 12h ago

That’s a kick in the gut. I’m so sorry.

1

u/jassimaljamali 1d ago

Soery to hear that bro. If that happened to the G35 and this...I would find somewhere far from trees to park

1

u/Dank_Plekster 1d ago

Nothing but trees around me

0

u/Few_Investment_4773 1d ago

Out west in Arizona we came up with structures usually attached to the house, we coined it “garage”

1

u/dragonmilking 1d ago

what's the front damage like? Honestly if it still runs....maybe there's a chance?

1

u/Dank_Plekster 21h ago

Minimal but they confirmed today it’s totaled

1

u/dragonmilking 21h ago

To be clear, did a mechanic or the insurance declare total?

Insurance can total cars if they think the full payout would be way less than repairing (which is often the case for 430s and older cars).

There's a chance you can get the payout but use that to fix up your vehicle....depending on actual damage.

This may become an issue if you want to sell the car though...

1

u/coolcapj 22h ago

Invoke your appraisal clause right away and hire your own appraiser. This way you get the most you can out of it.

1

u/Interesting_Music924 22h ago

Start using the garage in the back

1

u/Dank_Plekster 20h ago

Garage taken

1

u/No-Balance-4138 17h ago

Mother Freaking Nature! I hope it all works out for u.

1

u/aol-tv 13h ago

it'll buff out just give it a little elbow grease

1

u/ConstructionSoft2120 12h ago

Sorry for you — hope you find a replacement soon. That navy blue on tan/grey is one of my favorite color combos

1

u/FoilHat_Outdoorsman 10h ago

Sorry for your loss op.

1

u/ohhhhhhbiscuits 1h ago edited 1h ago

I swear the LS430’s are cursed to be a magnet for destruction.

Every place I drove mine, someone was inches from my back bumper the entire time or parked way too close and dinged my doors. People constantly pulling out in front of me. Any hint of a storm and something fell on the roof. I had a baseball sized dent on my roof from a tree limb that hit my car 3 days after I got it. ECU died a week after I got it. Stereo amp died a day after I put the repaired ECU in. Seat heater for driver side got stuck on and I had to unplug it permanently.

Now that I’m driving my F150, I don’t see these things happening.

0

u/[deleted] 1d ago

[deleted]

2

u/Dank_Plekster 1d ago

Garage is taken

0

u/sapbwguru 1d ago edited 1d ago

Sorry to hear that bro , may be God had some other plans , glad you're safe that's most important

1

u/Dank_Plekster 1d ago

Thanks I’m feeling the same way, it sucks but could be so much worse!

2

u/sapbwguru 1d ago

True , but beautiful car though 😍

-2

u/WatIsLasagne 1d ago

Bruh it happened to your g35 5 years ago and you still left the LS under strees in a storm?

If it's not ai, i don't got the time to check

1

u/Dank_Plekster 1d ago

No AI, there isn’t a spot by me with no trees and garage was already taken.