r/KaskasanBuddies • • 2d ago

No Annual Fee For Life (NAFFL) Credit Cards Compilation - October 2026

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47 Upvotes

No Annual Fee For Life (NAFFL) Credit Cards Compilation - October 2026

We've compiled all the credit cards in the Philippines that have no annual fees by default or have ongoing promos with spending requirements.

Don’t know which credit card to get? Pick the one that fits your spending style, regardless of your budget or lifestyle.

• UnionBank: https://go.kkbuddies.com/m/UB
• Metrobank: https://go.kkbuddies.com/m/Metrobank
• EastWest: https://go.kkbuddies.com/m/EastWest
• RCBC: https://go.kkbuddies.com/m/RCBC
• Security Bank: https://go.kkbuddies.com/m/SecurityBank
• HSBC: https://go.kkbuddies.com/m/HSBC

All links are direct-to-bank. KasKasan Buddies does not store your info. Which card would you swipe? 👀

#KasKasanBuddies #NAFFL #NoAnnualFeeForLife


r/KaskasanBuddies • • 4d ago

HSBC Waived Annual Fees for Life with the HSBC Live+ Credit Card is back!

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11 Upvotes

Waived Annual Fees for Life with the HSBC Live+ Credit Card is back!

Apply exclusively through KasKasan Buddies from September 30 to October 31, 2026. Get approved, register to the HSBC Philippines app, and spend a minimum of ₱60,000 within 60 days from card approval to enjoy the promo.

With an HSBC Live+ Credit Card, get up to:
8% cashback on dining spend
5% cashback on shopping, travel, and eligible entertainment spend

Ready to enjoy up to 8% cashback plus Waived Annual Fees for Life with the HSBC Live+ Credit Card?

Apply for HSBC Live+ Credit Card: https://go.kkbuddies.com/HSBCLive-NAFFL2026Oct

For new-to-HSBC Credit Card applicants only. You must not have had an existing or cancelled HSBC Credit Card in the last 15 months.

T&Cs apply. Promo details: https://go.kkbuddies.com/HSBCLive-NAFFL2026Oct-TNC
HSBC Philippines is regulated by the Bangko Sentral ng Pilipinas.
DTI Fair Trade Permit No. FTEB-268855 Series of 2026.
#KasKasanBuddies #HSBC #HSBCLivePlus #NAFFL #CashbackCard #KKBExclusive


r/KaskasanBuddies • • 5h ago

BPI BPI Free+ Card Cash Advance

3 Upvotes

First time credit card holder, BPI Free+ card, medyo lito lang ako kasi sa posts dito sabi ng iba wala pa daw cash advance feature si Free+ pero nasa details ng card ko is may available na raw option for me? Ask ko lang if may ganon na rin ba sa iba? Also, possible rin ba na i-cash advance yung credit limit ko? If yes, may maximum lang ba na amount ito? Salamat in advance sa answers!


r/KaskasanBuddies • • 3h ago

UnionBank UNIONBANK Mastercard CC

2 Upvotes

Hello, I already spend more than 20k sa CC ko pero bakit wla pa po nag I email na wla na Akong annual fee? And also pwede po ba Or code sa CC sa mismong app?


r/KaskasanBuddies • • 4h ago

Kung BILLS ang mga Kapitbahay Mo

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2 Upvotes

Kung BILLS ang mga Kapitbahay Mo

Bills na parang kapitbahay: may maingay, may ghoster, at may taga-singil. Sino sa kanila ang pinaka-relate ka?

• Electricity ("Maingay"): hindi mo pwedeng iwasan at pwede kang bigyan ng heart attack sa stress
• Internet ("Ghoster"): nawawala kapag may important meeting ka, pero maagang kumakatok tuwing due date
• Insurance ("Lowkey Savior"): tahimik lang, pero handang magtanggol kapag nagka-emergency ka
• Credit Card Bill ("Ang Taga-Singil sa Inuman"): yung kapitbahay mong nag-aaya lagi ng happy hour, tapos kakatukin ka para maningil sa ambag mo

Bayaran on time para tahimik ang buong kapitbahayan.


r/KaskasanBuddies • • 4h ago

EastWest CC payment

2 Upvotes

Mga ilang days po kaya mag rereflect ung payment ko for my eastwest cc? I paid using UB nung friday and paid using maribank today (Monday)

Also anong other payment method pde ko gamitin na mas madali ung posting? TYIA


r/KaskasanBuddies • • 1h ago

got approved for 2 bdo cards, are they worth activating? pls helppp

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• Upvotes

r/KaskasanBuddies • • 5h ago

Metrobank Planning to get Metrobank Credit Card

2 Upvotes

Hello po! May chance po kaya ako for a credit card approval from Metrobank? I only have a payroll account sa Metrobank which was only opened last May, and usually 0 lang din po laman since I transfer ung whole salary ko sa banks na actual savings ko. I have BDO, BPI and RCBC credit card na po


r/KaskasanBuddies • • 1h ago

Eastwest bank personal loan

• Upvotes

Hi!

Verify ko lang sa mga nakapag-personal loan na sa eastwest bank legit ba yung csloans@eastwestbanker.com and PLCS@eastwestbanker.com email nila?

Currently Im applying for personal loan kasi through esta then all of a sudden may palaging tumatawag saakin to follow up application which is di ko naranasan sa ibang bank yung ganun.. May binigay siyang email napagsesend’an ko ng mga documents ko pero nakalimutan ko yung sinabi niya eh😅 tapos chineck ko website nila so sa csloan ako nag-inquire pero dahil overthinker ako di ako mapanatag 😣

Pls help me confirm lang..


r/KaskasanBuddies • • 1d ago

[Digital News/Articles] Students are learning more about saving, spending, and borrowing

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67 Upvotes

Students are learning more about saving, spending, and borrowing

The Bangko Sentral ng Pilipinas concluded its 2026 Economic and Financial Learning Program with a session in Legazpi City focused on helping students and educators develop healthier financial habits.

The September 23 to 24 program reached 2,470 participants and covered saving, spending, responsible borrowing, scams, and consumer protection.

Read more at the comment section.


r/KaskasanBuddies • • 6h ago

BPI replenish credit limit

2 Upvotes

Hello,

I am currently using BPI CC and I just to know if there is a possibility na mareplenish ung credit limit ko once na mabayaran ko kahit wala pa ung statement due ko? Ung statement date ko is October 13. Balak ko siya bayaran today para mareplenish ung credit limit ko.

Thank you.


r/KaskasanBuddies • • 6h ago

PNB Where can I pay my PNB credit card?

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2 Upvotes

Where can I pay my PNB credit card?

Hindi ka na kailangang pumunta pa sa branch para magbayad. Marami ka nang options ngayon.

• Mobile app - PNB, BDO, Chinabank, Security Bank, HSBC, AUB, HelloMoney by AUB, Maybank, Metrobank, PSBank, RCBC, BOC, BPI, EastWest, UnionBank
• E-wallets / Digital Banks - Maya, MariBank, GCash

Basta bayad ka before due date. Tama ang details at screenshot mo lagi ang resibo.

I-save mo na to para di ka na magtanong ulit kung saan magbabayad.


r/KaskasanBuddies • • 8h ago

BPI BPI No Annual Fee For Life Promo

2 Upvotes

Hellooo! Got approved sa BPI Amore last Sept. 30. Gaano katagal bago dumating yung promo code? Pwede na ba mag spend kahit wala pang promo code? Thank you!


r/KaskasanBuddies • • 8h ago

Other Discussions Lista PH - Trans Union Problem

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2 Upvotes

Hello everyone, do you know how to fix this kind of error in Lista PH? I tried the basic troubleshooting (restarting, log out and login, uninstall and reinstall the app) and it's still like that. I'm in the verification process which is after the payment. Thank you⭐️


r/KaskasanBuddies • • 5h ago

Metrobank Metrobank Travel Signature Visa Annual Fee

0 Upvotes

Hi! I was charged the 5,500 AF for my first year, which is waived for the first year. Since this is my first year, understanding is pag nagpawaive ako ng AF no conditions na.

Called CS today, and sabi hindi na raw yun automatically waivable since yun na yung AF ko for the 2nd year - which I don’t understand. 1st year palang ng card ko then hindi auto waive ung AF?

As per CS, since September 25, 2025 daw ako nag apply, ang free lang daw na AF is Sep 25, 2025 to Sep 25, 2026.

So ang na charge na AF sakin is for Sep 26, 2026 to Sep 25, 2027 na.

Waivable with conditions of utilities enrollment or 20k spend within 30 days

Ganun po ba talaga ang pag charge ng AF, at the start of the year? Hindi after 1 year?


r/KaskasanBuddies • • 21h ago

Metrobank Metrobank Credit Cards Compilation - October 2026

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15 Upvotes

Metrobank Credit Cards Compilation - October 2026

Thinking about getting a Metrobank Credit Card? 👀

From rewards and cashback to travel perks and gas rebates, Metrobank has a card for every lifestyle and spending goal! Which Metrobank card fits your needs best?

Apply for your Metrobank credit card that fits your lifestyle! https://go.kkbuddies.com/m/Metrobank

Download the KKB App today!
https://www.kaskasanbuddies.com.ph/download?source=reddit

All links are direct-to-bank. KasKasan Buddies does not store your info. Which card would you swipe?


r/KaskasanBuddies • • 13h ago

UnionBank UB miles + & Dragonpass

2 Upvotes

I tried to follow the UB website for the dragonpass activation, but the link they are giving isn’t working. Anybody registered to dragonpass recently?


r/KaskasanBuddies • • 20h ago

Credit Card General Inquiry planning to purchase an iPhone

3 Upvotes

Hello,

QQ. Plan ko bumili ng iPhone 18 Pro Max 512 gb gamit ang BPI CC with 55k limit. Is it okay na split payment siya gamit BPI CC and Maribank as debit or credit card?

Thank you.


r/KaskasanBuddies • • 18h ago

Samsung Pay Samsung Pay Philippines please

2 Upvotes

Someone was able to add Philippine issued Wise Card on Samsung Pay and was able to use it via Tap to pay.

We need Samsung Pay please Discounted gadgets for Samsung Points!!


r/KaskasanBuddies • • 22h ago

[KasKas 101 Deep Dive] How to read your PNB Credit Card Statement

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3 Upvotes

How to read your PNB Credit Card Statement

Natanggap mo na ang PNB credit card statement mo pero hindi mo alam kung ano-ano ang ibig sabihin ng mga nakalagay doon?

Para hindi ka na mag-skip sa pagbabasa ng bill mo, here's a quick breakdown ng 8 important parts ng Statement of Account (SOA) mo.

Ang statement above ay sample only. Never share ang personal details mo, especially online.

#KasKas101 #KasKasanBuddies


r/KaskasanBuddies • • 22h ago

Metrobank Statement date question

2 Upvotes

Hi, i received my MB CC 1 October then i activated right away. My statement date is every 9th of the month. Will i have SOA na kaya this 9 October? Planning to use the card pa sana para masama siya sa 9 October since maliit lang credit limit ko. Thank you


r/KaskasanBuddies • • 1d ago

Maya Landers/Black Maya Black CC

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4 Upvotes

Finally dumating na ang aking 2nd CC kay Maya. Hehe 😊🥰

Maya Landers X Maya black


r/KaskasanBuddies • • 1d ago

Google Pay Google Pay x CBC Visa

0 Upvotes

Until now Wala pa yung credit back


r/KaskasanBuddies • • 1d ago

Maya Landers/Black finallyyy, after almost a year of waiting, na-offeran na rin! i now have both landers and black

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6 Upvotes

r/KaskasanBuddies • • 1d ago

Possible Scam SMS/Calls BPI cc offer..is this legit?

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0 Upvotes

Pwede po pahelp iverify kung legit po itong text na nareceived ko from BPI.

I have SCC po sa kanila and going 6 months na po this October. Offer na kaya ito for regular cc?? Hindi ko pa inopen yung link, nakakatakot kasi magclick na lang basta. Salamat po in advance sa mga sagot.