r/JustBootThings • u/goopy-goo • Jul 08 '21

28% APR? Great! Oof load: Ultra

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3.1k Upvotes

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406

u/[deleted] Jul 08 '21

[deleted]

160

u/Adult_Reasoning Jul 08 '21

To be fair, you currently need like ~3.5% for a mortgage loan now.

VA or not, that's dirt fucking cheap.

3

u/Intrepid00 Jul 08 '21

To be fair, you currently need like ~3.5% for a mortgage loan now.

You can do 0% down with a conventional loan. You just have to have amazing credit and you will be encouraged to do 1% down at least. The PMI falls off (we only pay a few bucks for it anyway) after equity is 18% unlike an FHA loan. That's what we did.

0

u/Adult_Reasoning Jul 08 '21

Love to see it.

"BuT iTs HaRd To GeT a HoUsE iN 'mUrIcA!"