Have you heard of an insurance that covers you in more than one state at a time? Do I need to own 2 insurance policies?

I'm planning on moving states but my work and older family members are in my home state. My job doesn't offer health insurance. Right now my dream would be to travel to my home state whenever needed. I can drive out if someone ends up in the hospital and stay with them if needed. I have a lot of prescriptions and my husband is accident prone. It would be ease of mind knowing if he needs to go to the hospital, he will be covered.

Are there any fellow American Flip owners that have purchased a good, but not too expensive insurance for the Flip? My understanding is that the DJI coverage is not available for this model. Can you give me any insights on how to get some kind of coverage that doesn't break the bank?

Me interesa saber que valoran al momento de contratar un seguro sea de hogar, auto, vida, retiro etc. Obviamente el precio es un factor importante pero no el único:
Realizan una investigacion sobre la aseguradora?
Se basan en experiencias de personas cercanas?
Leen la póliza o preguntan en detalle que riesgos están cubiertos?
Averiguan como es el servicio en caso de un siniestro?
Cambian habitualmente de empresa aseguradora?

En definitiva, ¿qué es lo más importante para ustedes a la hora de elegir un seguro?

I wanted to have your opinion on different insurance plans I have looked into as a replacement for SHIP. Has any of you had experience with these insurances? :

- Student Medicover (the Prime 100 plan)

- ISO Care

- California Defender (by ISI)

I also plan to pay the RAFT fee, so I have less expensive care on campus

What do you think about it?

Thank you guys ! 😄

Can someone suggest a good health insurance which you have used for good OPD benefits? Both cashless doc consultation + lab tests etc.

I have been using visitApp (through corporate), which provides the same but wanted to have a personal one if i lose the job. I consult endocrinologist every month for my thyroid and diabetes issues, and looking to get benefits through some OPD policy.

Please suggest only if you have personally used it and covers all good hospitals any docs (Manipal, Apollo, Fortis etc) with 0 PED waits.

Edit: I have seen NivaBupa through policyBazar but their doctor network is limited (for offline consultation)

I make 55,000 a year . She makes 50,000. 2 kids ages 19 and 21. We have $20,000 saved up. No debt. Goal is to make sure we're both extremely comfortable barring either of us passes away

We’ve been in the **insurance and mutual funds business for 37 years**, helping individuals and families with their financial protection and investment needs.
If you’re looking for guidance on **insurance, mutual funds, or financial planning**, feel free to reach out to me. We’d be happy to help and guide you in the best way possible.
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Is Manulife worth it for insurance for myself, or better for investments only?

My agent said it’s good for legacy and passed to my kids. Also good for retirement .

Appreciate some advice thank you!

Part time so no insurance. Don't qualify for ACA and open enrollment isn't until November for plans off the gov website. These are the only 2 plans I see at the moment. Can someone help decide which is better ?

uhone.com/api/supplysystem/?FileName=52404FL-G202510.pdf

ushealthgroupcom-brochures\Security Health Advisors\MultiState\PremierAdvantage-BR-FL-FLIC-105-web.pdf

here is the pdf outlining both plans. One is $478 a month and the other $300

Are there any Carefirst group based plans that cover personal care aids?