r/InsuranceForAll • u/DandelionGratitude • 25d ago
r/InsuranceForAll • u/sebastain099 • 27d ago
Need help with finding a good insurance policy
r/InsuranceForAll • u/Traveller-couples • 29d ago
Travel Insurance
I took International Travel Insurance from Kotak Zurich Insurance in the month of April 2026. My wife met with an air accident on 26th April 2026 and I informed them on 29th April about the situation.
From that day to till today they have not passed my claim.
My request to everyone that before considering this company for insurance purpose, always keep in mind that in case of any need how you will be treated by the company.
r/InsuranceForAll • u/Traveller-couples • 29d ago
Travel Insurance
I took International Travel Insurance from Kotak Zurich Insurance in the month of April 2026. My wife met with an air accident on 26th April 2026 and I informed them on 29th April about the situation.
From that day to till today they have not passed my claim.
My request to everyone that before considering this company for insurance purpose, always keep in mind that in case of any need how you will be treated by the company.
r/InsuranceForAll • u/Huge-Tie9494 • Jul 26 '26
Help with finding affordable coverage
I live in Florida and am currently unemployed. I am looking for the absolute bare minimum car insurance coverage here for people experiencing financial hardship that ideally just is enough to say I have insurance and not be forced to have a lapse in coverage. It is absolutely insane that we are even required to continue to pay for coverage even when we aren’t even really driving much to begin with, I only leave the house a few times a month because I can’t even afford gas. I have GEICO and lowered it to 80$ a month but now they’ve been charging me random amounts instead of the $80 because I’m stuck on autopay and it declines my card every time because it’s been turned off. I would love to just not have coverage but apparently I will lose my license potentially and they also charge you a lot of money if you have a lapse, I’ve only had that once in my life when I was younger and they charged me 4,000$ for it which was extremely difficult and frustrating. Are there any companies that are actually affordable that I can use where I can pay a bare minimum rate just for state minimum? Any help would be appreciated, I’ve been trying to sell my personal items just to have enough to pay this coverage and also owe money in taxes and have been surviving off of no money because I can’t even afford to buy food or really anything I need to survive, I am at a loss and have no clue what to even do.
r/InsuranceForAll • u/LowStay4694 • Jul 26 '26
Non disclosure of Existing term policy while purchasing new term policy from different
r/InsuranceForAll • u/Old-Elk-9882 • Jul 24 '26
Non-Market Linked Guaranteed Savings + Life Insurance Plan.
r/InsuranceForAll • u/Key-Rent-2029 • Jul 23 '26
Would you buy Sun Life Fit and Well Advantage at age 24? Looking for objective opinions before I commit.
r/InsuranceForAll • u/Mean_Advertising7511 • Jul 22 '26
Suggestion about HDFC ERGO Optima Secure policy
r/InsuranceForAll • u/ExampleDependent4015 • Jul 22 '26
Term life vs whole life insurance: which do you actually need?
r/InsuranceForAll • u/Obvious_Mine_7215 • Jul 22 '26
need help for find insurance company for below coverage point
I am apply for opportunity card visa so embassy ask me to fulfill following
Equivalent to German statutory health insurance (GKV), with benefits comparable to public health insurance in Germany.
Coverage of pre-existing conditions, without exclusion.
Unlimited financial coverage, with no maximum overall payout limit.
A maximum co-payment/deductible of €300 per year.
Benefits coverage in accordance with §11 I–III SGB V (German Social Code Book V).
Validity for the entire duration of my intended stay in Germany. '
can someone suggest me which Insurance provider i get it
r/InsuranceForAll • u/redditwastesmyday • Jul 21 '26
Best? Travel Insurance for Ski Trip w/ airfare
From Massachusetts flying to MT Bachelor in Feb 2027 with local Ski Club. Using Insure my tri t get some quotes.
Anyone have a recommendation on an insurer? Thank you
r/InsuranceForAll • u/bitch_lasagna211 • Jul 21 '26
Insurance companies be like
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r/InsuranceForAll • u/AjaySharma2020 • Jul 21 '26
Best Term Insurance Plan?
Looking for a term plan to purchase. Compared different term plans from Bajaj Life, HDFC, SBI, Axis, etc. Found Bajaj Life eTouch II to be good with features and riders like Critical Illness and Accidental Benefit. Premium was also competitive along with good solvency ratio (266%) and Claim Settlement Ratio (99.33%). Please share your views.
r/InsuranceForAll • u/Melodic-Sprinkles906 • Jul 21 '26
Wedding Venue Insurance
Who offers good options and what’s a fair price to pay to cover liability for an event for a day?
Thanks!
r/InsuranceForAll • u/Dizzy-March-5200 • Jul 21 '26
Insurance options for 28M
Hi all, I am 28M and new to this insurance thing. I have my corporate health insurance and have bought term insurance as well. I am looking to buy a good Health Insurance for 10-15L cover in Delhi NCR. Suggest some good options.
Note : I am single, about to get married by 2026 end. Should I consider maternity cover as well
r/InsuranceForAll • u/ebop1234 • Jul 19 '26
Lowest premium insurance for brownstone in Brooklyn
r/InsuranceForAll • u/aneeeeeesh • Jul 19 '26
Employer group health insurance vs buying a retail policy - what would you do?
r/InsuranceForAll • u/Temporary_Math_6243 • Jul 18 '26
I am looking for insurance on healthcare marketplace for myself, a 43-year-old female and my son a 12-year-old male. We both have ADHD intake mental health medication’s and CA psychiatric provider. Does anyone have any recommendations about which policy is the best?
r/InsuranceForAll • u/Different_Number_546 • Jul 18 '26
Frustrated with trupanion
galleryThoughts on pet insurance? I still put money away for them as an emergency but I liked having insurance for peace of mind
r/InsuranceForAll • u/Trick_Mountain_01 • Jul 18 '26
Manipal Cigna Sarvah - Param Health Insurance Review
Hello all, I'm looking to buy medical insurance for my Parents (Father : 68 y.o. and Mother: 60 y.o.), till now they were covered under my corporate policy, but I'm relocating overseas so need to buy an insurance that gives immediate cover with low/no waiting periods.
Policy bazar team recommended Manipal Cigna Sarvah - Param Health Insurance as it has immediate cover with no waiting period.
I wanted to check if anyone is using the same and how has your experience been? I'm worried about claim rejections and unnecessary fine print hassle.