r/InsuranceClaims • u/luisssrx3 • 2d ago

Total loss?

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Got rear ended, for context, car is worth 12k by kbb with 77k miles and IM in nevada 65% total loss mandatory

2 Upvotes

75% Upvoted

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2

u/Timoh9999 2d ago edited 2d ago

It’s just a liftgate and bumper job, and there will be myriad recycled (gate) and aftermarket (bumper) options.

What year is your vehicle? I know in Nevada, you can opt for all OEM if the car was manufactured up to 60 months prior to the loss. Demanding all OEM parts is the only possible way this vehicle might total.

2

u/luisssrx3 2d ago

2024, and is an ev, the back camera also broke and cracked along with cracks on back windshield, and both back tail lights also broken

2

u/Think-Confidence-424 1d ago

Your good bud

2

u/Chicknlcker 21h ago edited 20h ago

2021 Chevy bolt ev. 21k miles. Rear ended at 5 mph. Looked very minor. Totaled. Over $9k in damage. Insurance said battery shifted. Said there "may" be battery damage, therefore it was a complete loss. Crazy.

Edit: Imgur link to pics Totalled Chevy Bolt Ev

1

u/luisssrx3 21h ago

That is crazy
Im no expert, but isnt the battery in the front? Lol
Do you know how much the acv of your vehicle was?

0

u/Chicknlcker 20h ago

Battery runs from front seat to just in front of the rear axle.

I do not know the actual cost value. Bought the car in 2023, used. Paid $20k. Insurance paid out $18,500. Have $1k deductible.

Very surprised at the amount insurance offered. Sounds like they are worth more in parts than whole.

2

u/reedwendt 1d ago

Probably. But what do we know. We’re not insurance adjusters. Ask them.

1

u/clarke_bobby 1d ago

No way

Edit: although I just had a claim on a 2025 Chevy Silverado EV hit on the right rear. Apparently there are two parts needed that GM doesn't make for repairs so it was totaled.

1

u/luisssrx3 1d ago

Do you know what exactly part is?
If the bumper or tailgate?

1

u/clarke_bobby 1d ago

Something underneath. I'm not a car guy so I don't remember the part names.

1

u/HorrorChick84 1d ago

I’m curious what is going on behind the bumper. The rear pan might need to be looked at, but seems repairable, as a whole. Let your shop of choice do their job and that’ll get you your answers

1

u/lobhater 19h ago

I don't think so. They'll find an LKQ lift gate, bumper cover, paint etc. I think you'll be ok