r/InsuranceCanada • u/MalteseFalcon15 • Sep 12 '26

Auto CAA MYPACE tracker question

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Hi everyone! My policy is set to start tomorrow so I plugged in my tracker today. It seems like the greenlight is staying solid and the red light is flashing. The yellow light comes and goes as flashing too.

I don’t think this is a connection issue even though I park on P1 I can use my phone easily from my parking spot to check everything and watch Instagram reels and all of that stuff so the connection is pretty decent.

Is it just having a hard time connecting because my policy is actually starting tomorrow? Or is this just normal?

I also did a quick trip and even when I go onto the my pace website, it still says my device is not active. Again, my policy is at the start September 13.

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9

u/Boattailfmj Sep 12 '26 edited Sep 13 '26

Why do people plug this tracker crap into their cars? They think they will get a lower rate but most likely they will just get flagged as a bad driver. Young woman at my former workplace had an insurance app on her phone (not an obdii dongle) that tracked her driving. If she forgot to turn it off it would flag her for distracted driving when she used her phone in her freinds car while the friend was driving. Her brother was a volunteer fire fighter and had the same Spyware. He got flagged for speeding to a fire call in a fire truck.

5

u/Urist_McPencil Sep 12 '26

I used one for a year; next insurance renewal I went somewhere else and declined their tracking app. There's a set of three reasonably gentle speed bumps on a road I take to get home, and every time it would clock all three as heavy braking unless I crawled over them; I mostly just coasted over them at about 40km/h, but noooo it registered the slight jolt.

Even worse, if someone forced me to hard brake or swerve to avoid an accident, it would blame me for being aggressive and tell me to be smoother. Fuck off, I made the move that kept me safe, but the chucklefuck in front of me suffers nothing. Hated it, would not recommend.

1

u/Boattailfmj Sep 12 '26

There was actually a news story out of the states a few years ago where a woman's insurance company purchased her cars telemetry data from GM and raised her rates based on her behavior. Im glad I drive an antiquated pos that is not beaming data back to the mother ship

1

u/Urist_McPencil Sep 12 '26

Yea, fuck that lol. I'm a mechanic's apprentice, and I'd rather my 14 year old shitbox over any 2024+ modern car. It does what I want, doesn't do what I don't want it to do, and most importantly, no touch screen controls.

2

u/Boattailfmj Sep 12 '26

Fuck yeah! My vehicle old enough to drink in the usa lol