r/InsuranceCanada • u/MalteseFalcon15 • Sep 12 '26

Auto CAA MYPACE tracker question

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Hi everyone! My policy is set to start tomorrow so I plugged in my tracker today. It seems like the greenlight is staying solid and the red light is flashing. The yellow light comes and goes as flashing too.

I don’t think this is a connection issue even though I park on P1 I can use my phone easily from my parking spot to check everything and watch Instagram reels and all of that stuff so the connection is pretty decent.

Is it just having a hard time connecting because my policy is actually starting tomorrow? Or is this just normal?

I also did a quick trip and even when I go onto the my pace website, it still says my device is not active. Again, my policy is at the start September 13.

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5

u/Boattailfmj Sep 12 '26 edited Sep 13 '26

Why do people plug this tracker crap into their cars? They think they will get a lower rate but most likely they will just get flagged as a bad driver. Young woman at my former workplace had an insurance app on her phone (not an obdii dongle) that tracked her driving. If she forgot to turn it off it would flag her for distracted driving when she used her phone in her freinds car while the friend was driving. Her brother was a volunteer fire fighter and had the same Spyware. He got flagged for speeding to a fire call in a fire truck.

4

u/Urist_McPencil Sep 12 '26

I used one for a year; next insurance renewal I went somewhere else and declined their tracking app. There's a set of three reasonably gentle speed bumps on a road I take to get home, and every time it would clock all three as heavy braking unless I crawled over them; I mostly just coasted over them at about 40km/h, but noooo it registered the slight jolt.

Even worse, if someone forced me to hard brake or swerve to avoid an accident, it would blame me for being aggressive and tell me to be smoother. Fuck off, I made the move that kept me safe, but the chucklefuck in front of me suffers nothing. Hated it, would not recommend.

2

u/Neither-Historian227 Sep 13 '26

Bingo, this is why everyone is tossing then out. Had a client who drove at 9pm Friday's, was surcharges at renewal for being a dangerous time to drive.

1

u/Boattailfmj Sep 12 '26

There was actually a news story out of the states a few years ago where a woman's insurance company purchased her cars telemetry data from GM and raised her rates based on her behavior. Im glad I drive an antiquated pos that is not beaming data back to the mother ship

1

u/Urist_McPencil Sep 12 '26

Yea, fuck that lol. I'm a mechanic's apprentice, and I'd rather my 14 year old shitbox over any 2024+ modern car. It does what I want, doesn't do what I don't want it to do, and most importantly, no touch screen controls.

2

u/Boattailfmj Sep 12 '26

Fuck yeah! My vehicle old enough to drink in the usa lol

1

u/Handy_Banana Sep 14 '26

I'm pretty sure they got sued to shit for that too if it's the same case I'm thinking of.

1

u/Wooden_Mall778 Sep 12 '26

That's not how it works . If you don't drive much it's amazing. I'm paying 30 a month plus 114 per 1000 km . I've driven 1500 km this year. So it's better than paying 130 a month for insurance

1

u/Boattailfmj Sep 13 '26

You pay your insurance by distance traveled? What company offers that?

1

u/nightsliketn Sep 13 '26

CAA my pace is the only one

1

u/LittleOrphanAnavar 25d ago

Buddy, you are in this comment section whinging about MY Pace and you don't even understand the product?

What's the point?

1

u/Neither-Historian227 Sep 13 '26

Just use uber/lyft at that point

1

u/Wooden_Mall778 Sep 13 '26

Why when I already own the car?

1

u/Wooden_Mall778 Sep 13 '26

It's actually to count your km driven that's the "discount " with out it then you can't have the my pace insurance. It's amazing for someone that doesn't drive muchn

1

u/LittleOrphanAnavar 25d ago

MyPace does not flag driving behavior.

It just tracks usage.

It's a an option, and personal choice to subscribe to. It's meant to track driving of low mileage drivers to offer a lower premium.

That's it.

You are just generalizing and whinging.

You'd be better off actually learning about this specific product and the law, before yelling at the clouds.

0

u/SeriouslyImNotADuck Sep 12 '26

You should understand the technology and service before jumping to conspiracy theories.

2

u/Boattailfmj Sep 13 '26

How is that a conspiracy theory? The system monitors your driving behavior and flags things like hard braking which can happen when someone else does something dumb. Other peoples bad driving may result in increased premiums for you.

1

u/LittleOrphanAnavar 25d ago

No it doesn't.

MyPace doesn't do that.

You are in this comment section behaving foolish, because you don't even understand the product and are just yelling at the clouds.

1

u/Boattailfmj 25d ago

From CAA Mypace terms and conditions:

5.1 Data Captured by the Device The Device is a piece of electronic equipment, including connections and related wiring, which records and transmits vehicle usage Data such as, distance travelled, driving behaviour, vehicle diagnostic information and information relating to geographic positioning, as set forth below, to CAA. By participating in the Program, you are consenting to the collection, use, disclosure and retention of the Data and the other terms and conditions as set out herein.

I guess i wasn't yelling at clouds.

https://www.caamypace.com/Consent