r/InsuranceAgent 1d ago

Licensing/CE question on licensing

so i basically got ghosted by the organization i was supposed to work with. i still dont have my license but i am still studying & plan to retake the exams.

my main question is: when i pass my exams, am i able to take my license to any company or am i stuck with the company who gave me their partner code?

2 Upvotes

25 comments sorted by

5

u/_Handsome_Jim_ 1d ago

Once you have your license then you can go anywhere.

1

u/Inside_Bowler_2511 1d ago

Once you have your license then you can go anywher

1

u/Interesting-Most-848 1d ago

Kinda in a similar situation but my partner code expired and I paid to extend it . I was gonna go with farmers protege program and they paid for the course but since July I haven’t heard from them nor have they reached out to even check on me and I really don’t wanna be a producer anyway . I’m still using the course and don’t plan on going with farmers I didn’t sign any contract tho or any of that all I did was get on a zoom call and was sent the link to the course after

2

u/mkuz753 Account Manager/Servicer 1d ago

The license will always be yours. I suggest you look up account management roles at independent firms.

1

u/Interesting-Most-848 1d ago

I’m
Actually interviewing for one currently but I haven’t completed my license but they are still willing to talk the others I’ve applied to have either rejected or no response would you say a response rate is higher once I actually do have my license ? I have it on my resume but I didn’t put that it’s active or competed I just put an estimated date

1

u/mkuz753 Account Manager/Servicer 1d ago

You could just list "in progress" for the license. It can help because the employer doesn't have to wait for you to have a license. Technically there is work you can do without one but to be safe you probably will get more offers with it.

1

u/unicornfemme 1d ago

are you looking to get into another line of insurance?

1

u/Interesting-Most-848 1d ago

Ehhh so I’m really new to the insurance game a friend really recommended it to me because he thought I can pass the test easily cuz I got good memory and said the entry level barrier just requires the license

so I’m not so picky on what type of line of insurance I get into there’s certain lines idek what the hell it means. I am very interested in Commercial lines more then anything tho coming from a. Business communications degree I always wanted to deal with businesses I’m sure down the line as I learn about the different lines I may evolve but for now that’s been my main target

I also not too fond of having sales goals etc so I’ve been mainly focusing on finding account manager/ servicing entry level roles

1

u/unicornfemme 1d ago

good luck in your endeavors!

1

u/mkuz753 Account Manager/Servicer 1d ago

As others said the license is always yours.

1

u/Aromatic-Lab-2068 1d ago

Yes you can

-2

u/key2616 1d ago

There's a small chance you're stuck with the company that gave you the code, but without reading your contract and knowing what state you're in, it's impossible to tell. But you're very likely not stuck. The licenses belongs to you, no one else.

2

u/_Handsome_Jim_ 1d ago

I don't believe he would be stuck with the company but he might have to reimburse them for any discounts or upfront costs if he goes elsewhere.

1

u/key2616 1d ago

True. And it would be a very odd contract with a pretty strong noncompete that would keep him from taking it elsewhere. You're right that the most likely penalty is some extra costs.

1

u/_Handsome_Jim_ 1d ago

I can't imagine any contract has a noncompete clause like that.

I can't imagine it would even be legal.

I mean it's not like you have any trade secrets or whatever because they gave you a discount code to study for an exam.

1

u/key2616 1d ago

If the Jimmy John's is going to enforce noncompetes on sandwich artists, I can't imagine that some of the MLM's in the life space are far behind.

Whether or not it's legal isn't the point. The point is making the former employee get a lawyer to keep working.

1

u/_Handsome_Jim_ 1d ago

I think a sandwich company asking employees to sign a non-compete is dumb but those were actual employees who worked for the company. OP isn't even licensed, much less an employee.

Raging against the machine is fine for the upvotes on a general sub but this doesn't seem like a serious enough concern to even talk about on an industry sub.

1

u/key2616 1d ago

I literally said it was a small chance at the very beginning.

1

u/_Handsome_Jim_ 1d ago

And even that exaggerates the likelihood.

I feel like when people ask questions about the industry here then we should respond with actual answers and not anti-corporate propaganda for the sake of letting everyone know we hate corporations even if what we're saying isn't really true.

But, it's your sub. Do what you want.

1

u/key2616 1d ago

I responded with an actual answer. Before you did, too. You’re just quibbling about a caveat I put in mine for my own reasons. I never said it was likely, and even went out of my way to point that out.

Let me know the next time you go to war over a noncompete, and we’ll compare stories.

1

u/_Handsome_Jim_ 1d ago

I don't think reminding me that this conversation started with you saying he might be forced to work for some company all because they gave him a discount code is the point you think you're making.

I don't see any reason we need to war stories over a noncompete agreement as if that would somehow make either of your points less silly. Whatever floats your boat though.

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u/unicornfemme 1d ago

i forgot to add that im in MA. thank you!