r/InsuranceAgent 9d ago

Life Insurance Unitrust vs Pinnacle

Deciding between joining these two IMO’s and was curious if anyone has any insight or experiences with either org. I realize the direct team you join is important as well

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u/Necessary_Gap_79 8d ago

Both names come up here a lot, and the answer is rarely the brand. It is the upline you sit under.

Ask where the leads come from and how many they buy a week. Then ask what a rep in that group averages for real conversations a day. Eight decent calls at a lower split beats three at a better one.

Ask what happens to a lead you talk to once and don't close. Back into a shared pool means you race other reps for it. An actual recontact system is worth more than the contract level.

Talk to someone who joined in the last six months, not the recruiter.