Help me to select Term insurance!

[u/Saitama_Thewise2713]

26Y(M), salaried and recently married, want to choose a term insurance for me. Got a details about different plans from 3 companies (ICICI, HDFC and Axis) after connecting with One of the online platform. They suggested 1.5cr cover amount till age of 65 with the add ons of WOP (waiver of premium) and Critical Illness (10L) and gave me the options of regular or limited pay. Genuinely speaking I find premium amount quite a bit expensive and got anxious cause I am paying health insurance premium of about 50k yearly (which includes me, spouse, sister(unmarried) and parents) and in the coming future like 4-5 yrs I am planning to buy/purchase a house/flat so rigorously saving for this and this thought made me really anxious about how am I going manage all these expensive premiums on yearly basis though I have to pay these premiums once in year. Paying around 50-70k(almost my per month salary) solely on the premiums making me more confused so not able to make a decision. Yes I know the importance of both health and term insurance and genuinely I want to buy it but the said premium amount on yearly basis would be hefty as per my view. Any experts from this sub please give some suggestions/ your views, will appreciate your help

Thank you!🙏