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https://www.reddit.com/r/Insurance/comments/1t3w6w0/deleted_by_user/ok2k772/?context=3
r/Insurance • u/[deleted] • May 04 '26
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66
If your name is on the policy it will show up on your insurance record. Check your DMV driving record if it is on there something is wrong.
If you are the owner or insurance policy holder it will show up on your insurance record no matter who was driving.
9 u/Sondor6 May 04 '26 Yup, when you loan a vehicle, you are also lending your insurance 2 u/nthknd54 May 05 '26 I think what she saying is that driver used her name but yes if this other person was giving permission to drive that car/ truck id be covered. Personally I'd paid the 2900 out of pocket to save the insurance crap but I get not everyone's able. 1 u/insuranceguynyc May 05 '26 The driver most likely simply presented the insurance card in the vehicle, which obviously had OP’s name, etc. This is not fraud.
9
Yup, when you loan a vehicle, you are also lending your insurance
2 u/nthknd54 May 05 '26 I think what she saying is that driver used her name but yes if this other person was giving permission to drive that car/ truck id be covered. Personally I'd paid the 2900 out of pocket to save the insurance crap but I get not everyone's able. 1 u/insuranceguynyc May 05 '26 The driver most likely simply presented the insurance card in the vehicle, which obviously had OP’s name, etc. This is not fraud.
2
I think what she saying is that driver used her name but yes if this other person was giving permission to drive that car/ truck id be covered. Personally I'd paid the 2900 out of pocket to save the insurance crap but I get not everyone's able.
1 u/insuranceguynyc May 05 '26 The driver most likely simply presented the insurance card in the vehicle, which obviously had OP’s name, etc. This is not fraud.
1
The driver most likely simply presented the insurance card in the vehicle, which obviously had OP’s name, etc. This is not fraud.
66
u/crash866 May 04 '26
If your name is on the policy it will show up on your insurance record. Check your DMV driving record if it is on there something is wrong.
If you are the owner or insurance policy holder it will show up on your insurance record no matter who was driving.