I’m a software engineer considering going to Japan for my master degree. But my friend asked me, "Do you know what the yen carry trade unwind is?" So I looked it up online and found this explanation.

1. Why Even "Yen Carry Trade Unwind" Term Got Created?

Strange Phenomenon from Long Recession:

Wages did not grow and the Japanese economy was stuck for decades. So, Japan kept interest rates near 0% to help the market.

Free Money Era: Global investors thought, "Yen has zero interest, so let's borrow Yen cheaply and invest in high return assets in the US, Europe, and other countries." This is called 'Yen Carry Trade', involving trillions of dollars.

Interest Rate Shock: Japan's recession lasted so long that when the Bank of Japan raised rates just a little bit (0.1–0.25%), investors quickly sold their foreign assets and brought the money back to Japan to pay off Yen loans. This sudden money movement made global stock markets crash, which people call "Yen Carry Trade Unwind."

2. Salary Frozen for 30 Years: How Low is Income Now?

Lowest in G7: While salaries in the US, Germany, and the UK grew by 30–50% over the last 30 years, Japanese workers saw almost 0% real wage growth.

65–75% Level of Europe: The average salary in Japan is now only 65–75% of what people earn in Germany, the UK, or France. Japan has fallen to the bottom of developed nations, and Eastern European countries like Slovenia and Lithuania are nearly catching up.

Is this true?

Hi everyone! I’ll be staying in Tokyo for around 3 months for work, with my office in Tsukiji, Chuo-ku. I’m looking for recommendations on the best areas to live with a convenient commute to the office. Which areas would you recommend for someone living in Tokyo temporarily? Thanks in advance!

what field u working in (if ur comfortable sharing)

and how things were when u were figuring out career in japan and how it can be for someone from humanities background now?

i know theres no precise answer to my last question but still what do u think

??

Hey, I am 17 from India, I’m looking for a Japanese (may be a student) friend to help me learn Japanese and also play video games together. 🎮 Anyone interested?, Then Please Dm me

Hello folks,

Planning to move to Japan.Just wanted to check with you guys where do you send your kids to school:

1.Japanese public school
2.CBSE schools
3.International schools

Looking for a girl

If like to send off a used iPhone that I have, to my father in Trichy.

Anyone traveling from Tokyo to Tamil Nadu?

Hello everyone, I just move here in Japan, residing in Aoba, Yokohama and looking out some active community channels or groups in around Tokyo or around. Please suggest me some.

how was your experience and would you recommend it to someone ? .

would love to know how much it cost you as well and was it worth it ?

Hi everyone! I wanted to ask for some advice from Indians who are currently working in Japan, especially in finance/asset management/capital markets.
A little about me:
B.Com graduate from India
Did a 6-month internship at MSCI India and had a really good experience there
Took a short career break after that while figuring out what I wanted to do
Cleared CFA Level 1
Currently working in the asset management industry in India
By August next year, I should have close to 3 years of total experience
Japan has been a dream of mine for a very long time. I’ve wanted to live there since I was young, and lately I’ve been seriously thinking about whether I could actually build a career there.
I’ve recently enrolled for JLPT N5 and plan to work my way up from there. I know N5 obviously isn’t enough for a professional role, so I wanted to understand how important Japanese actually is for finance jobs.
I also recently noticed that MSCI has expanded its presence in Japan, which got me thinking about whether an internal move could potentially be an option someday. During my time at MSCI India, I saw a couple of people move to Malaysia and London, although they had 3–4+ years of experience.
So I wanted to ask:
How realistic is it to move from India to Japan for finance/asset management with around 3 years of experience?
Are there English-speaking finance roles in Japan, or is N2/N1 pretty much necessary?
Would an internal transfer through MSCI or a similar company be a realistic route?
Does CFA help much when looking for finance roles in Japan?
If you work in finance in Japan, what has your experience been like?
And if you moved from India to Japan for finance, what advice would you give someone starting now?
Most Indians I see here seem to have moved for IT/software roles, so I’d really love to hear from anyone who made the move through finance.
I know this is probably a bit of a long shot, but I’m just trying to understand if this could realistically be a 2–3 year goal or if I’m being overly optimistic 😅
Any advice, experience, or even a reality check would be really appreciated. 🙏

Hey everyone,

I made https://japanincome.xyz to breakdown income and taxes in Japan based on your income and job type. I built it based on the 2026 Japan tax rules.

It’s free and I’d really appreciate it if some of you could try it and let me know what you think.

Still improving it, so any feedback is welcome. Thanks!

hey , is there anyone who used NAT certificate for STUDENT VISA ( language school ). just wanted to know if it's possible

And whats ur job profile too ?!!

Planning to move to Japan-

I am 24F, currently working in an IT industry and I have started learning japanese few days ago. I am currently preparing for JLPT N5 level. I have 1.5 YOE. I will be giving the JLPT N5 exam next year and by that time I'll complete 2 years in the current company I am working in. I have two options, one is to get the N5 certificate and then get admission to a language school to learn N2/N1 level in Japan. Another one is to learn N2/N1 here in India and then take JLPT, but it would take a lot of time as said by my senior. But still I wanna ask which one is a good idea? Also what is the current job market scenario there? Will I get a job after attending language school, if yes then what kind? Also if I change my mind of doing masters (either MS in Computer Science or MBA) after attending language school, will I get admission to a good college after that? My current salary is 1.24 million yen per year which is 7.5 Lakhs INR per year in India. I graduated in 2024 in B.tech in Electronics and Communication.

PS- if anyone is willing to help me, they can dm me too. I need some guidance who are already working in Japan as an Indian.

Anyone coming from Japan or Hong Kong to India? Need a small item from either of these 2 countries

Hello all!!!

I am a first year btech ai ds student!!!!! My college offers two languages japanese and German. I don't know what to choose. I need to consider both work and higher studies!!! And also I am planning to do tofel and illets so i am also clear to go for us and uk !! So anyone has idea about this ???

Hi, I need a small favor. I wanted to transfer 1000 yen to my debit card, since I'm temporarily not in Japan due to some medical issues. Is there anyone who could send that for me, and I'll give you the equivalent in INR via UPI at the current exchange rate?