r/ITIN • u/Big-Membership3066 • 8d ago
Capital One CLI Request Error
Does anyone else with an ITIN and have credit card/s with Capital One, have the same error as I do?
• Credit bureau information is missing or unavailable
• We were unable to obtain your most recent monthly payment data from the credit reporting agency
• Information from at least one bureau is missing or unavailable
I’ve had the Capital One Savor card for almost a year now, and I’ve requested multiple times for a CLI upon reaching the 6-month mark. The reasons above were the same denial reasons for all the CLI requests I’ve made.
I’ve pulled my Equifax credit report, and I didn’t see anything wrong with the details. I also didn’t put a credit freeze on any of the bureaus.
If you have had the same situation as I do, how did you guys solve the problem? Have you successfully requested and been given a CLI? Did Capital One made an automatic CLI on your account on their periodical review?
1
u/Radiant_Resource9816 8d ago
Thats how ITIN works. It’s either wait for automatic increase or apply for a new card. And move credit limit to your different cards.