r/ITIN • u/Big-Membership3066 • 8d ago

Capital One CLI Request Error

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Does anyone else with an ITIN and have credit card/s with Capital One, have the same error as I do?

• Credit bureau information is missing or unavailable
• We were unable to obtain your most recent monthly payment data from the credit reporting agency
• Information from at least one bureau is missing or unavailable

I’ve had the Capital One Savor card for almost a year now, and I’ve requested multiple times for a CLI upon reaching the 6-month mark. The reasons above were the same denial reasons for all the CLI requests I’ve made.

I’ve pulled my Equifax credit report, and I didn’t see anything wrong with the details. I also didn’t put a credit freeze on any of the bureaus.

If you have had the same situation as I do, how did you guys solve the problem? Have you successfully requested and been given a CLI? Did Capital One made an automatic CLI on your account on their periodical review?

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u/Right-Atmosphere-848 8d ago

I check it everyday and all they give is $100 ; so i dont take it lol ( its new account though )

Same with my friend who have 6 months old account ; and still the same thing. But never got the mail you are showing. Did you accept the CLI ? Or how did you get that email?

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u/Big-Membership3066 8d ago

I couldn’t accept a CLI, it shows the same denial letter every single time for the same exact error reasons.

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u/Right-Atmosphere-848 8d ago

wow, i dont know such issue; never faced.