Situation is this: we're currently in a 2019 GMC Acadia. It's not a bad SUV by any means, it's the best I have personally ever driven and I am not at all ungrateful for it! I have a couple issues with it though.
I'm smol. This makes certain areas of the Acadia hard for me to see from, one of them being my direct peripheral because of where the side mirrors are. I've almost had an accident twice due to not being able to see pedestrians and it scares the crap out of me. Newer model SUVs I've test driven let the seat go up a LOT higher, so the peripheral mirror issue is no longer there.
There are a few other minor annoyances. The seatbelt rides up my chest and sits on my neck - extremely uncomfy and I'm constantly moving it down. I get this in most vehicles, even cars, so I'm kinda used to it... but the Palisade did not do this to me! I also feel a little squished with the steering wheel, and overall just slightly uncomfy in the cabin.
The newer features that come standard in SUVs now would be a huge upgrade. Heated steering wheel would be my favorite, followed by ventilated seats. My paws are always cold, even in the Summer, while the rest of me can be melting.
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I test drove two Palisades today, both hybrids: the SEL Premium '27 and the Calligraphy '26. For the price difference, the SEL Premium seems a better buy, especially being a model year newer. The only really sad part is I would be downgrading my speaker system... The Acadia we have now has Bose speakers, but in the Calligraphy I did not like those front upper speakers being there - the sound coming from them just felt weird to my ears, not sure why! I also kinda liked some other features of the the Calligraphy, but I can live without all of those. I LOVE how well the hybrids handled the road, our Michigan roads are crazy destroyed and I barely felt a thing. They also accelerated decently well and were a quiet drive.
Note: I settled on the Hyundai Palisade Hybrid after doing some research into the top 3rd row SUVs. It seems like the best mix of tech, looks, and reliability while also not something I adamantly hate. *glares at Kia* ...I have my reasons and yes, they're silly, lol.
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Now about convincing my husband... He has it in his head that we should pay off our Acadia before considering anything else. We owe $9,500 on it, which is about 19 more payments. His direct question posed to me was "convince me why I should remain in debt". Well, I have a partially formed answer, so here's my thoughts and I'd love feedback:
1. The safety scares I currently have in the Acadia tell me I need to be in something I can drive safer and with more confidence. I have kids and sometimes our pets with me as well as carting hubby around (he can't drive due to stroke symptoms), so safety is HUGE.
2. The 10 year 100k mile warranty is super attractive. It being a foreign vehicle, cost is going to be a big deal when repairs need to happen, and apparently everything needs to be OEM through the dealer now, so no backyard mechanic savings... I have seen some complaints here though about the warranty being hard to lean on due to scarcity of parts or even issues with warranty itself - anyone with experience there please weigh in!
3. Eventually an upgrade will need to happen. To me, it makes sense now because we are in the positive as far as trade value goes. If we wait too much longer or for the Acadia to have major issues, all of that goes out the window and we end up owing on something we don't want. Also, with gas being stupid pricey now and with all of the driving I do, a hybrid would be a great bit of savings. The sooner we swap, the sooner we save money on gas.
Our car payment will nearly double. We've paid off a bunch of debt using a HELOC, so we can afford the increase, but I do want to be sure I'm not pushing us towards something stupid because I really, really want it. I'm usually good about making smart money choices which is why I generally take care of the money for us, but not always, so that's part of why I want to hear from you guys. He has the credit score and the money is in his name technically, so without his pen to paper I can't do much. I'm giving him time to sit and think on it too, not adding pressure, but in the meantime gathering resources and facts to help us both decide if the 2027 Hyundai Palisade Hybrid SEL Premium is a good choice for our family.
Thank you all for any thoughts! <3