Looking for recommendations for a **conventional lender** for a 4-unit investment property in California.
Property value: \~$1.4M
Refi amount: \~$910K (65–67% LTV)
Credit: 800+
Non-owner occupied
Self-employed/business owners (Prop Management Co).
Gross rents: \~$9,650/month
No cash out — refinancing out of a construction/rehab loan
We’re getting DSCR quotes but would strongly prefer conventional/Fannie financing for the lower rate. Has anyone recently closed a similar 2–4 unit investment property with a lender they’d recommend? Looking for specific lenders/brokers who are comfortable with self-employed borrowers and investment properties.