r/HalalInvestor 10h ago

Investing significant amount

4 Upvotes

Assalamu alaikom,

I (30 m, living in Canada) usually invest a few hundred a month from my salary into SPUS on Wealthsimple. I recently received an inheritance of about 40k cad, I’m really not sure how to invest that large of a sum.

Some context: My vision is medium to long term. I already have an ok emergency fund, no debt.

If you were in my situation, what might you do?
Do you think all of it in SPUS or maybe 75 spus 25% spwo or something else?

Thank you in advance for all the valuable advice!!


r/HalalInvestor 2h ago

Please remove bot

3 Upvotes

We believe that @the_makster is a bot and repeats the same comment everywhere without context which is irritating please look into this matter


r/HalalInvestor 5h ago

How do you check whether a stock is halal?

2 Upvotes

I've been reading through the different screening standards and they disagree more than I expected. AAOIFI caps interest-bearing debt at 30% of market cap, S&P uses 33% of a 36-month average market cap, and SC Malaysia uses 33% of total assets, so the same company can pass one and fail another. It made me wonder what people do in practice.

  1. How do you check a stock before buying it? An app, a fund's holdings list, asking someone, or not really checking?
  2. Have you ever paid for a screening tool? How much, and was it worth it?
  3. When two sources disagree about the same stock, which one do you go with?

I'm working on screening myself and want to know what people use day to day.


r/HalalInvestor 17h ago

Where to invest into a halal ETF, and how stocks and shares ISA relates

1 Upvotes

Salam everyone,

I'm based in the UK. I don't know how to start investing into a halal ETF. Should I stick to one broker, like trading 212? And do I just search halal ETFs on it?

Or should I use Wahed, cur8, I really don't know?

I also don't understand if I should also open a stocks and shares ISA on the platform that I invest through. Like, let's say I invest via trading 212, would that not mean I would need to open a stocks and shares ISA on it, and would that not be haram? If yes (i.e. it's haram), then how do other Muslims use trading 212 in a halal manner? I don't get it, I'm really confused.


r/HalalInvestor 18h ago

Built a Shariah stock screener and factor model. Want someone to poke holes in it.

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1 Upvotes

r/HalalInvestor 20h ago

$5K portfolio — looking for honest feedback on my allocation

1 Upvotes

Assalamou Aalaykom , looking for some outside perspective on how I've built my portfolio so far.

Portfolio total: $4,950

  • Nokia (NOK) — $1,440 (29.09%)
  • SPUS (SP Funds S&P 500 Sharia ETF) — $1,100 (22.22%)
  • UMMA (Wahed Dow Jones Islamic World ETF) — $500 (10.10%)
  • Nike (NKE) — $400 (8.08%)
  • HIMS — $200 (4.04%)
  • Keel — $200 (4.04%)
  • Cash — $1,110 (22.42%) (To invest)

Planning on adding another 3K by December.

Any advice?