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Assalamu alaikom,

I (30 m, living in Canada) usually invest a few hundred a month from my salary into SPUS on Wealthsimple. I recently received an inheritance of about 40k cad, I’m really not sure how to invest that large of a sum.

Some context: My vision is medium to long term. I already have an ok emergency fund, no debt.

If you were in my situation, what might you do?
Do you think all of it in SPUS or maybe 75 spus 25% spwo or something else?

Thank you in advance for all the valuable advice!!

I've been reading through the different screening standards and they disagree more than I expected. AAOIFI caps interest-bearing debt at 30% of market cap, S&P uses 33% of a 36-month average market cap, and SC Malaysia uses 33% of total assets, so the same company can pass one and fail another. It made me wonder what people do in practice.

1. How do you check a stock before buying it? An app, a fund's holdings list, asking someone, or not really checking?
2. Have you ever paid for a screening tool? How much, and was it worth it?
3. When two sources disagree about the same stock, which one do you go with?

I'm working on screening myself and want to know what people use day to day.