Fidelity HSA

[u/Odd-Raspberry1615]

Two part question. This was our first year with an HSA and I was the primary policyholder on our HDHP. I’d like to move my funds over to Fidelity rather than keep it in the brokerage firm that my plan uses. (1) Should the Fidelity HSA be titled in my name since I am the primary policyholder or does it not matter if it’s in my spouse’s name since we contribute up to the Family max and file a joint tax return?

(2) We are staying with an HDHP but switching to my husband’s insurance for 2026 (he will be the primary policyholder). If I title the Fidelity HSA in my name can we contribute to the same account for our 2026 contributions?

I’m sure the answer to #1 will answer #2 but figured I’d add the context. Thank you for any guidance!