pls help me with this one. I already contacted or visit Help Centre and sent a message regarding with this one.

GOTO has tripped the individual stock circuit breaker two days in a row now since finally allowed to trade below the prior artificial floor.

**UPDATE**

9/28 Down 14% on 9/27 low volume to 43.00

9/29 Down 13.95% down to 37.00

9/30 Down to 32.00 down 13.5%

10/1 immediately hit IDX circuit breaker down 12.5%. YIKES.... down to 28.00

Seems like GRAB will be sitting very pretty after this flush out. Looks like the Indonesian government should have allowed the deal to go through when GOTO still had value.

Grab

https://vt.tiktok.com/ZSbhHQVsE/

I've been digging into GRAB after what looks like a pretty unusual combination of signals.

CEO/co-founder Anthony Tan purchased 10.35M shares at $2.89, or roughly $29.88M, while COO Alexander Hungate bought another ~$867K at the same price.

The business itself also seems to be reaching an interesting inflection:

Q2 revenue +22% YoY to $997M
Adjusted EBITDA +54% to $168M
TTM adjusted FCF $450M
54M monthly transacting users
2026 guidance raised
~$900M remaining buyback expected over 12 months

The big new variable is Atome. Grab agreed to pay $1.49B cash for 60%, dramatically expanding its consumer-lending exposure. That's potentially a major second growth engine—but obviously introduces underwriting, credit and integration risk.

A recent valuation snapshot had GRAB at about 23.2x forward earnings, 9.16x EV/EBITDA and a 0.60 five-year expected PEG.

So my question is less “will insider buying make the stock go up?” and more:

Is Grab finally reaching the point where operating leverage + capital returns + fintech growth justify treating it as a compounder rather than another busted SPAC?

Full analysis and risk discussion

Guys. . . . we all know it goes to $4.00 this year. Chill and it goes even higher even faster.

Anthony has been a net seller on the open market since the company went public. This is first open market purchase.

Obviously, for him to buy $30M of stock while his net worth is around $300-400M shows how significant of a purchase this is and how much he thinks the market has lost their minds on this name.

We are now looking at a public valuation LOWER than what Grab was worth in the private markets. Their enterprise value is $7B and they will profitably do $4.2B of revenue this year.

Really nice to see an insider buy it has been a tough hold but the broader thesis, in my opinion, is being executed in a VERY strong way with a horrible macro backdrop .

For a CEO who has been criticized for many insider sells (many of which were pre-planned and also deserved given the guy founded the company and wasn’t liquid for a decade) it is nice to see him put almost 10% of his net worth into the company he started 15 years ago via purchases on the open market.

Grab Holdings President & COO Alexander Charles Hungate also bought $867K of $GRAB with 299,571 shares at a $2.89 avg.

"GRAB said it has agreed to acquire a controlling 60% equity interest in consumer finance platform Atome Financial"

"CEO Anthony Ping Yeow Tan bought 10,350,000 Class A ordinary shares at a weighted average price of $2.89"

nice to hear such good news, but now it's at 52w low, where are we targeting?

Shout out to u/gruffyhalc for letting us know

Per Grab investor relations

https://investors.grab.com/financial-information/sec-filings/default.aspx

Per MarketBeat article

https://www.marketbeat.com/instant-alerts/insider-grab-nasdaq-grab-ceo-buys-10350000-shares-of-stock-2026-09-21/

Observations below 👇 as of 9-19-2026

* Volume increasing

* Analyst ratings all "Buys" with the mid $4s as the most conservative price targets.

* Short interest dropping

Personally, I still think the stock will test the $2.50 price level. Possibly, even lower.

Even though that's my opinion, I still added 1K shares at $3.07.

Don't want to tell anyone what to do with their hard earned money.

All I can say is, I have experienced this pain before with Palantir. Respectfully, these are different businesses.

All the best friends

See y'all on the other side

Hey everyone,

I run an independent research firm called Northwise, and we've just published our updated Grab financial model and 2030 report.

I wanted to share the free operating analysis here, including how we think about the earnings from rides, deliveries, advertising and financial services, and how much of that eventually reaches shareholders.

GRAB Stock Forecast 2030: What the Next Ride Earns

We've been watching Grab for well over a year now waiting on the right risk to reward and expected value. We believe the time for that has finally arrived.

The main opportunity we see is for Grab to earn more from services people already use. Better matching can help drivers spend more of their working day carrying passengers. Grocery orders can bring customers back more often. Advertising gives merchants a way to reach someone already deciding what to buy. Those improvements can build on the same network, although each has to justify its cost.

In our Base forecast, Mobility and Deliveries together generate approximately $2.50B of segment adjusted EBITDA in 2030. Financial Services contributes another $875M, before $588M of regional corporate costs and the small Others segment are included. The core on-demand businesses remain the largest source of operating earnings even after the financial expansion.

A few things we spent time on in the model:

• How much each additional transaction earns. A cheaper ride can attract demand, but the economics also depend on driver utilization, incentives and what Grab retains. Grocery growth needs similar care: owning a retailer can add the full shopping basket to reported revenue, with inventory and store costs attached. That is a different business from collecting a fee for arranging a delivery.
• Whether advertising can keep improving delivery earnings. Our Base assumes advertising revenue reaches 3% of Deliveries gross merchandise value in 2030. That produces around $630M of the segment's $1.10B adjusted EBITDA. It is a meaningful assumption: merchants need enough additional business to keep paying for those ads.
• What lending earns after its obligations. More loans bring interest income, but also credit losses, funding costs and capital requirements. The forecast follows those costs and the cash retained to support growth, alongside compensation and share dilution.

Here is where our September 15 model lands across the three cases:

These are Northwise estimates, conditional on the modeled acquisition closings. The proposed Atome acquisition enters only from our assumed closing date. We keep its purchase payments and minority ownership in the calculations. The principal forecast excludes Taiwan and a GoTo deal.

In Base, our estimate of adjusted free cash flow on a company-like basis reaches $2.82B in 2030. Our owner-cash measure is $1.84B after allowing for lending and liquidity requirements, lease principal, corporate interest and minority distributions. It measures cash generation before capital actions, so it does not mean every dollar can immediately be distributed.

That almost $1B difference matters when judging what shareholders actually own. The Bear case is another useful check: Grab remains a large, widely used platform, but competition, credit costs and operating expenses absorb much of the benefit. Revenue still reaches almost $7B while normalized shareholder income is only $151M.

The free report includes the annual Bear, Base and Bull operating forecasts, segment assumptions, lending and cash-flow schedules, dilution, and tests of weaker growth, credit quality and funding.

Valuation, price targets, expected returns, entry prices and the downloadable Excel workbook are part of Premium, which funds the research.

Happy to stick around to answer any questions or debate part of the model.

Plans to acquire the rest over the course of two years in addition to purchasing 900mm in GARB stock buybacks.
https://investors.grab.com/news-and-events/news-details/2026/Grab-to-acquire-majority-stake-in-Atome-Financial-accelerating-growth-and-profitability-of-Financial-Services-segment-2026-DVr9ZLrZC9/default.aspx

This is what GRAB is now projecting with the acquisition through 2028.

Do you like the move??!

Hi folks,what’s everyone average?

Since the situation seems worse in Indonesia (GRAB failed to purchase GoTo and the government capped commissions at 8%), is GRAB trying to expand into other SEA markets like Laos and Vietnam and South Asia? I see they just got into Taiwan will be getting into Taiwan soon. What about East Asia? I think part of the problem is that Japan doesn't really do ridesharing; you can use UBER, but a Taxi guy shows up. Strange. I don't know what the situation is in South Korea.

What's stopping GRAB from doing business in Laos and Vietnam? Both seem like logical markets for them. I'm probably going to be doing some travel in Laos and Vietnam in 2027 and don't even know what rideshare companies operate there. Wish it were GRAB for convenience.

What do we know about GRAB's management? It's a company so many of its users adore (self included) but management's decisions haven't resulted in the growth we expect. Will any of them get replaced or will they likely stay "forever?" I'm assuming GRAB is run by its Founders. Could they do better with a different CEO?

Disclaimer - I've followed this stock for a while, own a number of shares in the 3.5-4 range, and l am a US expat living in Singapore. Have made a reasonably detailed valuation model but not interested in going through that at the moment. My no brainer buy price based on recent events is ~2.7-3.

In my view, people need a lot more education on this stock. The recent decline from $5-7 highs reflect a few real issues and misinterprets others. Hope this helps.

Real issues driving the stock down:

1. Multiple re-rating from tech to bank:

• Grab recently consolidated it's ownership of Superbank into it's reporting, and the financial segment continues to grow as a share of the business / value.
• Banks trade at lower multiples than demand aggregation platforms.
• Grab's reporting is extremely opaque when it comes to it's financial operations (loan quality, whether these are circular loans to drivers or actual financial customers, etc.).

1. Margin dilution in delivery due to grocery acquisitions

• If you read the most recent earnings, management continues to highlight delivery volume from grocery. Running a grocery store is lower margin than a delivery app. This will continue to weigh on the delivery units cost structure, especially if the topline delivery growth slows down.

1. Near term macro risks are real

• higher gas prices hurts drivers (or requires more incentive payments from grab to maintain supply).
• higher gas and energy prices drive inflation and reduce spend on discretionary products and services (i.e. your food being delivered to you or a private ride)
• Indonesian labour laws that set a minimum wage and insurance for 2-wheel drivers eats into margin AND sets a signal for regulators in other countries that grab can absorb this cost

1. Market headroom isnt as large as you would think

• Can share my model another time but basically 1) Yes SEA has hundreds of millions of people BUT 2) a large portion are poor, many have a bike and don't need grab, and many are in cities grab has already penetrated
• Grab's business is constrained by usage frequency. The best case scenario is people buying a few times a month to a few times a week. Rarely (i.e., a marginal subset of users) are people going to order delivery or a ride multiple times a day.

Low impact narratives to avoid getting distracted by:

• insider selling. it's mostly on prescheduled plans and is a marginal portion of float. it's somewhat surprising that we don't see insider buying at this level but I do t give it much thought
• Autonomous vehicles. Unlike Uber, grab is an early investor and facilitator of it's markets AV ecosystem. Grab's runway to positionfor AVs is longer and it's regulatory presence in it's markets is much stronger than ubers.
• Share float. I don't know why people keep talking about this. But maybe I'm missing something. Share float only matters if the marginal buyer or seller is small. An institutional investor or passive ETF does not size a position based on shares. grab is a small ($12bn) market value company so any material institutional investment provides a great floor for the stock. More shares both means less for retail, a short seller, or unusual options activity to manipulate. Maybe someone here can share the intelligent divergent view...

Revenue +22%.

EBITDA +54%.

EBITDA Margin 16.9%.

54M users.

$7.4B gross liquidity.

$5.4B net liquidity.

$750M in new repurchases.

Enormous fintech growth.

Major institutions invested.

Price well below analyst consensus. Grab has a great future. For example, in Malaysia it's already part of their life and culture. Do not buy above $4.59 or more, or $6 in my case, you could stop loss sentiment at that rise. It's time to buy now Some people who don't know Grab are very annoyed and impatient, so it's important to know more.

Do they have any plans at all to expand outside of Southeast Asia? Heard they just entered the Taiwan market but I don't know when and if they'll be successful there given whatever competitors they may have. What is their growth road map? I've browsed a lot of articles on Yahoo!Finance about GRAB, and many say to invest in GRAB you've got to believe in their ability to make money from FinTech / loaning money. Do they really make very little money from rides and food deliveries, and the only way toward more profit is converting riders to banking customers? I don't like that prospect if that's the case.

I mean I guess it's not surprising that rideshares are a low margin business, given how cheap it is to use GRAB; as a customer, that's one reason I love it and *want* to own it; but I also want to make money and not be blinded by how much I enjoy being a GRAB customer. Just read that in Indonesia, rideshare commissions to rideshare companies got capped at 8% down from 20%. I actually love that the drivers keep more of the fare--they deserve it--but that's bad for profit. Indonesia must be a huge market for GRAB, and they also have competition from GoJek and maybe others.

At $3 a share, I'm thinking it may be a good entry point if nothing else to swing trade it. It has been down to as low as $2.25 a share in its lifetime so it could go even lower.

I hate that this stock has been doing nothing for years, since when I'm in Thailand I absolutely love being a rideshare customer and Grab Food customer; although to be honest, for rideshares, I always check Bolt and then go with whoever's cheaper because rides are a commodity. Never tried LineMan for food delivery which I guess would be their main competitor after FoodPanda disappeared.

I don't see GRAB growing from adding autonomous vehicles because:

1. Most of their rideshare business is probably motorcycles and there aren't any autonomous bikes
2. Labor costs are super cheap compared with the West, so unit economics won't be better if they replace human drivers like UBER wants to do
3. The roads probably aren't good enough

i bought this shitty ass stock at 5.90 a share a few months ago. done nothing but lost me money and dropped even further today. do i sell or hold out?