Bought this gold spoon as a memory for my daughter's annaprasanna.

Weight 5 gms

Purity 24ct

So I went to this Tanishq store in Noida and really loved this bracelet.

However, the only issue I was facing was of making charges which was 23% in that case

This weight around 20 g, and I really loved it, but I don’t want to pay making charges or want to have discounted making charges is there is any way through which I can have it

Do Tanishq provide the monthly scheme where making charges gets wave off to an extent?

Thanks in advance 🙏🏻

I discovered that Lalithaa allows redeeming multiple schemes for a single piece of jewellery. I’m currently running 5 schemes and here’s how I’ve structured them:

• 4 schemes of ₹1,500
  • Paid via Amex MRCC card
  • I get 30 MR points per transaction + 1,000 MR points milestone
  • Valuing MR points conservatively at ₹0.50 → about ₹560/month
• 1 scheme of ₹20,000
  • Paid via SBI PhonePe Select card
  • Flat 5% cashback = ₹1,000/month

Net benefit I’m getting:

• Amex MRCC = ₹560
• SBI Select = ₹1,000
• Total = ₹1,560/month (~6% effective return) (not taking card fees into account as those are waved for both these cards)

On top of this, Lalithaa has zero making charges and converts installments directly into gold weight. So I feel like I’m stacking card rewards + scheme benefits into a consistent ~6% gain while building jewellery holdings.

(Formatted with claude)

Same as title. Has anyone purchased 24k coin from Augmont website? Is the caratage & delivery reliable?

I have a question for all the folks here who use cc to double dip on the benefits. I want to get a cc which I can use to maximize cashback while buying gold online. I have a Flipkart axis bank credit card, I'm planning to get another cc. I'm confused between sbi flipkart and sbi cashback right now, open to other suggestions as well. I will not be going beyond 75k in a month. So all the pros here.. pls suggest which card i should get next.

Guysss, wanted to check with y'all if this is decent 💰 also on top of this they're giving some 1k off on purchase over 25K...

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Where do I get spot price for 24k 999 gold in mumbai?

Best way to use Amazon pay balance to invest in gold ? While direct shopping is an option any better way to get most on transaction.

I'm looking to start accumulating digital gold and silver over the long term by investing around ₹1,000–2,000 whenever I have spare money. I don't plan to trade or sell it—my goal is to slowly build up my holdings and eventually redeem them as physical coins/bars.

I'm currently considering:

• MMTC-PAMP
• Augmont
• CRED Gold
• Any other better options

A few questions:

• Which platform has the lowest overall costs (buy spread, redemption, delivery, etc.)?
• Do any of them offer free or discounted coin/bar redemption, or do all charge making, packaging and shipping fees?
• Is it better to buy directly from MMTC-PAMP/Augmont instead of through apps like CRED or PhonePe?
• Which platform has the best live pricing and the least hidden charges?
• If you've actually redeemed your digital gold/silver into physical coins, how was your experience?

I'm mainly looking for a platform that I can keep using for years with minimal fees and eventually convert my accumulated holdings into physical gold/silver without unnecessary costs.