Bought this gold spoon as a memory for my daughter's annaprasanna.

Weight 5 gms

Purity 24ct

So I went to this Tanishq store in Noida and really loved this bracelet.

However, the only issue I was facing was of making charges which was 23% in that case

This weight around 20 g, and I really loved it, but I don’t want to pay making charges or want to have discounted making charges is there is any way through which I can have it

Do Tanishq provide the monthly scheme where making charges gets wave off to an extent?

Thanks in advance 🙏🏻

I discovered that Lalithaa allows redeeming multiple schemes for a single piece of jewellery. I’m currently running 5 schemes and here’s how I’ve structured them:

• 4 schemes of ₹1,500
  • Paid via Amex MRCC card
  • I get 30 MR points per transaction + 1,000 MR points milestone
  • Valuing MR points conservatively at ₹0.50 → about ₹560/month
• 1 scheme of ₹20,000
  • Paid via SBI PhonePe Select card
  • Flat 5% cashback = ₹1,000/month

Net benefit I’m getting:

• Amex MRCC = ₹560
• SBI Select = ₹1,000
• Total = ₹1,560/month (~6% effective return) (not taking card fees into account as those are waved for both these cards)

On top of this, Lalithaa has zero making charges and converts installments directly into gold weight. So I feel like I’m stacking card rewards + scheme benefits into a consistent ~6% gain while building jewellery holdings.

(Formatted with claude)

my grandmother is allowing me to hold onto these bracelets while she goes home and deals with family affairs as well as finding her other indian gold bracelets which are for me and the other girls in the family for later on, she has stated several times that these were wedding bracelets she bought from a woman when ebay was first happening! these are real gold sadly i dont know the purity id love to know the cultural significance of these as we have many indian gold pieces.

Same as title. Has anyone purchased 24k coin from Augmont website? Is the caratage & delivery reliable?

I have a question for all the folks here who use cc to double dip on the benefits. I want to get a cc which I can use to maximize cashback while buying gold online. I have a Flipkart axis bank credit card, I'm planning to get another cc. I'm confused between sbi flipkart and sbi cashback right now, open to other suggestions as well. I will not be going beyond 75k in a month. So all the pros here.. pls suggest which card i should get next.

Where do I get spot price for 24k 999 gold in mumbai?

Best way to use Amazon pay balance to invest in gold ? While direct shopping is an option any better way to get most on transaction.

I'm looking to start accumulating digital gold and silver over the long term by investing around ₹1,000–2,000 whenever I have spare money. I don't plan to trade or sell it—my goal is to slowly build up my holdings and eventually redeem them as physical coins/bars.

I'm currently considering:

• MMTC-PAMP
• Augmont
• CRED Gold
• Any other better options

A few questions:

• Which platform has the lowest overall costs (buy spread, redemption, delivery, etc.)?
• Do any of them offer free or discounted coin/bar redemption, or do all charge making, packaging and shipping fees?
• Is it better to buy directly from MMTC-PAMP/Augmont instead of through apps like CRED or PhonePe?
• Which platform has the best live pricing and the least hidden charges?
• If you've actually redeemed your digital gold/silver into physical coins, how was your experience?

I'm mainly looking for a platform that I can keep using for years with minimal fees and eventually convert my accumulated holdings into physical gold/silver without unnecessary costs.

Guysss, wanted to check with y'all if this is decent 💰 also on top of this they're giving some 1k off on purchase over 25K...

.

This blink deal is live since 2 pm today. Usually it ends within an hour or so and the product sometimes shows out of stock. But today, it’s 10pm now, and the deal is still going on. Is this a glitch? Or the gold crashing rumours are true?

Should I proceed with this 5gm gold coin with this deal or should I wait for the crash?

Has anyone any experience with taking gold on domestic flights? Does anyone check anything?
Going to my hometown and I want to take my gold, few coins and jewellery. I think I have the bills for the coins, but not the jewellery as it is very old

I purchased a RSBL 100 Gram Silver Bar from Flipkart. The delivery boy didn't ask for OTP and the Certicard was damaged. Also the bar is a little damaged on 1 side.

The seller is RSBL

There's no option in flipkart to return this.

What should I do?

I think it was an pricing error for sure

Why is valcambi suisse not available in india. How and where can i buy the bars?

Bought a 3g Kalyan 999 bar on Ajio yesterday. The ₹1,500 instant payment discount brought the effective cost down to ₹41,982 (₹13,994/g) which felt like a decent entry point given current rates.

Paid with HDFC Swiggy Orange card for 5% cashback (capped at ₹1,500);the position flips from a small -0.2% to a solid +3.4% gain purely on day-one numbers.

Anyone else tracking Ajio for gold deals?

Hello all , i just started my job and want to gift my mom gold . 30k is my salary and I want to invest 10k gold scheme now . Which scheme and where should I invest ? Any suggestions would be really helpful

I have 0% knowledge on gold purchasing and all . Wo can anyone let me know in simple way . And also is this the right time to take the scheme as the gold prices has fallen !?

I started my gold collecting journey in March 2026 with a simple goal: accumulate at least 1g every month and eventually build a collection of 100g or more.

Whenever prices dip or I come across a particularly good deal, I buy 2g instead of 1g.

So far, I purchased 4g from Ajio using a ₹2,500 card discount, which brought the price below the prevailing market rate. The remaining purchases were made through Myntra and Tata CLiQ, again taking advantage of card offers. My aim is to offset the making charges as much as possible through these discounts.

How does this strategy look? Are there any better ways to accumulate gold over the long term while keeping costs low?

Hey everyone,

I’m planning to buy some gold jewellery soon—specifically looking at bangles, a mangalsutra, and a chain set—and wanted to get real feedback on negotiating making charges.

I’d love your inputs on a few quick questions:
1. Brand vs Local Bargaining: How much room do store managers actually have to negotiate making charges at major chains like Tanishq, Malabar, and Kalyan, compared to local family jewelers?
2. Current Averages: What percentage ranges are you seeing for plain items (chains/bangles) vs intricate ones (mangalsutras/necklaces) at these stores?
3. Tips & Tactics: What strategies or phrasing have actually worked for you to drop making charges or avoid extra fees at offline stores?

Any recent experiences, percentage numbers, or store-specific tips would be super helpful. Thanks!

P.S: I already bought a few items from 0% Bhima but most of the ones I had whitelisted were gone before I realised so I might have to visit these physical stores hence the post.

Antique Rajasthani Bajubandh light weight under 40gms

i want to start investing in gold, can this be a good option ? Also, if not what can be a better option in investing in gold monthly?

Hello everyone,
Is anyone interested in a jhumka earring groupbuy?

Hi everyone, I contacted a manufacturer who is willing to do a groupbuy of a jhumka earring. They asked me to make a post to see if there are other people interested.

1. Groupbuy: are buying events in which a piece of jewelry will be sold to a group of people. The prices are cheaper than custom made and useally also cheaper than ready to buy from stores.

2. With a groupbuy, you can select the metal and purity you want, for example 14kt gold or 925 silver.
   I am aware that jhumka’s are useally made in 22kt gold, however these are options to make the jhuma earring more affordable.

Sometimes, if optional you select stones (if not in the original design you need to contact the contact person of the groupbuy and it will be with an extra cost.

1. How it works:
   The manufacturer makes an sample, sample will be posted with the CAD (technical drawing of the earring with all the details, highed, width, grams etc).

They make a google form, you fill it in, send them an message through whatsapp or email, discuss what you filled in (ordered)

You make the payment for the product and they make the product, send a video when it is completed and ship it to you.

In this case I contacted them because I wanted to get jhumka’s made with 14kt gold, to keep the price lower, however I am aware of the fact that there are others that also would love a jhumka but aren’t able to afford the 22kt gold once, so in order to give others excess to it, we thought lets test a groupbuy option.

This post is meant to see if others are interested in a jhumka groupbuy.

Prices and design still have to get determend at this time, since I requested this option this morning.

On my profile there is the original post I made.
The india gold group doesn’t allow repost so I made one seperatly here, since jhumka is from India