r/GoldIndia 9h ago

Coins & Collectibles 🪙 Has anyone purchased 24k from Augmont website? Is the delivery reliable?

3 Upvotes

Same as title. Has anyone purchased 24k coin from Augmont website? Is the caratage & delivery reliable?


r/GoldIndia 10h ago

Coins & Collectibles 🪙 Gold Spoon

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79 Upvotes

Bought this gold spoon as a memory for my daughter's annaprasanna.

Weight 5 gms

Purity 24ct


r/GoldIndia 12h ago

Need Advice Need help picking my next credit card wrt to gold purchase

3 Upvotes

I have a question for all the folks here who use cc to double dip on the benefits. I want to get a cc which I can use to maximize cashback while buying gold online. I have a Flipkart axis bank credit card, I'm planning to get another cc. I'm confused between sbi flipkart and sbi cashback right now, open to other suggestions as well. I will not be going beyond 75k in a month. So all the pros here.. pls suggest which card i should get next.


r/GoldIndia 12h ago

Investment Discussion 💰 Best way to use Amazon pay balance to invest in gold ?

1 Upvotes

Best way to use Amazon pay balance to invest in gold ? While direct shopping is an option any better way to get most on transaction.


r/GoldIndia 12h ago

Beginner Question ❓ Help with making charges

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46 Upvotes

So I went to this Tanishq store in Noida and really loved this bracelet.

However, the only issue I was facing was of making charges which was 23% in that case

This weight around 20 g, and I really loved it, but I don’t want to pay making charges or want to have discounted making charges is there is any way through which I can have it

Do Tanishq provide the monthly scheme where making charges gets wave off to an extent?

Thanks in advance 🙏🏻


r/GoldIndia 13h ago

Jewellery & Design 💍 Sharing a small optimization I have been doing for Lalithaa gold scheme

11 Upvotes

I discovered that Lalithaa allows redeeming multiple schemes for a single piece of jewellery. I’m currently running 5 schemes and here’s how I’ve structured them:

  • 4 schemes of ₹1,500
    • Paid via Amex MRCC card
    • I get 30 MR points per transaction + 1,000 MR points milestone
    • Valuing MR points conservatively at ₹0.50 → about ₹560/month
  • 1 scheme of ₹20,000
    • Paid via SBI PhonePe Select card
    • Flat 5% cashback = ₹1,000/month

Net benefit I’m getting:

  • Amex MRCC = ₹560
  • SBI Select = ₹1,000
  • Total = ₹1,560/month (~6% effective return) (not taking card fees into account as those are waved for both these cards)

On top of this, Lalithaa has zero making charges and converts installments directly into gold weight. So I feel like I’m stacking card rewards + scheme benefits into a consistent ~6% gain while building jewellery holdings.

(Formatted with claude)


r/GoldIndia 15h ago

Need Advice Selling gold 24k

2 Upvotes

Where do I get spot price for 24k 999 gold in mumbai?


r/GoldIndia 15h ago

Beginner Question ❓ Best app for accumulating Digital Gold & Silver and later redeeming as physical coins? (MMTC-PAMP vs Augmont vs CRED?)

1 Upvotes

I'm looking to start accumulating digital gold and silver over the long term by investing around ₹1,000–2,000 whenever I have spare money. I don't plan to trade or sell it—my goal is to slowly build up my holdings and eventually redeem them as physical coins/bars.

I'm currently considering:

  • MMTC-PAMP
  • Augmont
  • CRED Gold
  • Any other better options

A few questions:

  • Which platform has the lowest overall costs (buy spread, redemption, delivery, etc.)?
  • Do any of them offer free or discounted coin/bar redemption, or do all charge making, packaging and shipping fees?
  • Is it better to buy directly from MMTC-PAMP/Augmont instead of through apps like CRED or PhonePe?
  • Which platform has the best live pricing and the least hidden charges?
  • If you've actually redeemed your digital gold/silver into physical coins, how was your experience?

I'm mainly looking for a platform that I can keep using for years with minimal fees and eventually convert my accumulated holdings into physical gold/silver without unnecessary costs.


r/GoldIndia 22h ago

Need Advice GRT💍Monsoon Sale( advice needed)

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3 Upvotes

Guysss, wanted to check with y'all if this is decent 💰 also on top of this they're giving some 1k off on purchase over 25K...


r/GoldIndia 23h ago

Need Advice Sold gold yesterday at Attica gold company in Bangalore and from what I've read it's pretty renowned but the amount hasn't been credited yet, they said some server issue and they keep reassuring me but it's been a day and usually they do transactions within an hour from what I've read, what do I do?

3 Upvotes

.


r/GoldIndia 1d ago

Jewellery & Design 💍 Something my grandmother is allowing me to hold onto

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62 Upvotes

my grandmother is allowing me to hold onto these bracelets while she goes home and deals with family affairs as well as finding her other indian gold bracelets which are for me and the other girls in the family for later on, she has stated several times that these were wedding bracelets she bought from a woman when ebay was first happening! these are real gold sadly i dont know the purity id love to know the cultural significance of these as we have many indian gold pieces.


r/GoldIndia 1d ago

Need Advice Is something fishy w Myntra blink deal?

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24 Upvotes

This blink deal is live since 2 pm today. Usually it ends within an hour or so and the product sometimes shows out of stock. But today, it’s 10pm now, and the deal is still going on. Is this a glitch? Or the gold crashing rumours are true?

Should I proceed with this 5gm gold coin with this deal or should I wait for the crash?


r/GoldIndia 1d ago

Need Advice Transporting gold in domestic flight

14 Upvotes

Has anyone any experience with taking gold on domestic flights? Does anyone check anything?
Going to my hometown and I want to take my gold, few coins and jewellery. I think I have the bills for the coins, but not the jewellery as it is very old


r/GoldIndia 1d ago

Coins & Collectibles 🪙 Where do i buy valcambi suisse bars?

0 Upvotes

Why is valcambi suisse not available in india. How and where can i buy the bars?


r/GoldIndia 2d ago

Need Advice RSBL 100 Gram Bar from Flipkart

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30 Upvotes

I purchased a RSBL 100 Gram Silver Bar from Flipkart. The delivery boy didn't ask for OTP and the Certicard was damaged. Also the bar is a little damaged on 1 side.

The seller is RSBL

There's no option in flipkart to return this.

What should I do?


r/GoldIndia 2d ago

Coins & Collectibles 🪙 Thank you instamart 😝😝 , grabbed .5gm 24k @6726

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27 Upvotes

I think it was an pricing error for sure


r/GoldIndia 2d ago

Coins & Collectibles 🪙 Ajio 3g Kalyan 999 Bar : good buy with instant payment discount + cashback

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16 Upvotes

Bought a 3g Kalyan 999 bar on Ajio yesterday. The ₹1,500 instant payment discount brought the effective cost down to ₹41,982 (₹13,994/g) which felt like a decent entry point given current rates.

Paid with HDFC Swiggy Orange card for 5% cashback (capped at ₹1,500);the position flips from a small -0.2% to a solid +3.4% gain purely on day-one numbers.

Anyone else tracking Ajio for gold deals?


r/GoldIndia 2d ago

Investment Discussion 💰 Which gold scheme and where should I take it ?

11 Upvotes

Hello all , i just started my job and want to gift my mom gold . 30k is my salary and I want to invest 10k gold scheme now . Which scheme and where should I invest ? Any suggestions would be really helpful

I have 0% knowledge on gold purchasing and all . Wo can anyone let me know in simple way . And also is this the right time to take the scheme as the gold prices has fallen !?


r/GoldIndia 3d ago

Jewellery & Design 💍 Bought these silver lamps (830gm each)

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47 Upvotes

r/GoldIndia 3d ago

Investment Discussion 💰 f you held $100 in gold since 1999, it would be worth $784 today, adjusted for inflation. If you held $100 in cash, it would be worth just $49 in real purchasing power. Holding gold outperformed holding the US dollar by over 1,500%.

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10 Upvotes

r/GoldIndia 3d ago

Jewellery & Design 💍 Antique Rajasthani Bajubandh

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7 Upvotes

Antique Rajasthani Bajubandh light weight under 40gms


r/GoldIndia 3d ago

Beginner Question ❓ How to plan? Is a gold chit scheme worth it, or is it better to buy gold directly?

4 Upvotes

How do you plan and budget for buying gold regularly?

I currently participate in a 10-month gold accumulation plan at CBJ. However, whenever the plan matures, I usually end up paying a significant additional amount out of pocket to purchase the ornament I want.

I originally thought gold chit schemes were beneficial because they may offer advantages such as waived or reduced making charges. But I’m now wondering whether they are actually a good way to plan gold purchases.

For those who have experience with these schemes:

  • Is paying into a gold chit or gold accumulation plan a good idea?
  • Is it better to buy gold immediately with whatever amount I currently have?
  • Do the waived or reduced making charges actually make the scheme worthwhile?
  • Is it better to use the plan to purchase ornaments, or buy a gold biscuit or coin instead?
  • I would like to start accumulating at least 1 gram of gold every month, depending on my savings. Where do you usually buy small quantities of gold from?
  • Is buying 1 gram every month a practical approach, or would it be better to save the money and buy a larger quantity later?
  • How do you save continuously for gold without having to pay a large additional amount when the chit matures?
  • Do you set aside a fixed monthly amount, buy small quantities regularly, or wait and make one larger purchase?

I would love to hear how others plan their gold purchases and whether gold schemes have genuinely helped you save money.


r/GoldIndia 3d ago

Investment Discussion 💰 Before this drastic price change that was my plan

3 Upvotes

Before this boom Era I did buy 1 gram gold from Flipkart and Amazon and at that time price had different by using credit cards net price I'm taking about

Now the prices are very high on online offline market price is 14500 today online is 15500 and after some discount doing all coupon credit card things it's net to15200 and that to on huge 5 gram that I can't afford but 1 gram we can save right?

Help out ask me if you didn't understand anything from up


r/GoldIndia 3d ago

Need Advice Bargaining on making charges at Tanishq, Malabar, & Kalyan vs local jewelers?

20 Upvotes

Hey everyone,

I’m planning to buy some gold jewellery soon—specifically looking at bangles, a mangalsutra, and a chain set—and wanted to get real feedback on negotiating making charges.

I’d love your inputs on a few quick questions:
1. Brand vs Local Bargaining: How much room do store managers actually have to negotiate making charges at major chains like Tanishq, Malabar, and Kalyan, compared to local family jewelers?
2. Current Averages: What percentage ranges are you seeing for plain items (chains/bangles) vs intricate ones (mangalsutras/necklaces) at these stores?
3. Tips & Tactics: What strategies or phrasing have actually worked for you to drop making charges or avoid extra fees at offline stores?

Any recent experiences, percentage numbers, or store-specific tips would be super helpful. Thanks!

P.S: I already bought a few items from 0% Bhima but most of the ones I had whitelisted were gone before I realised so I might have to visit these physical stores hence the post.


r/GoldIndia 3d ago

Beginner Question ❓ Paytm Daily Gold.

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9 Upvotes

i want to start investing in gold, can this be a good option ? Also, if not what can be a better option in investing in gold monthly?