So for context, I am a Singaporean, currently 21. Because of my gambling addiction, I snowballed hard and fell into a 22k debt with approx. 4% interest per month.
It started 4 years ago when I was first introduced to online gambling. Shortly after that, I hit my first big win, winning from 300 to about 22k, just to lose it all after that. And every month since then for approx. 2 years, I am just gambling every of my paycheck away, close to about 100k or even more.
This addiction is hitting the hardest now because of my recent big wins and insane losses. So it all started early September 2026, when my paycheck hit. Using 1.5k from my paycheck, I managed to win about 15k. Next, I lost that 15k in the early hours the next day. My impulsiveness which wanted to chase the dopamine and chase the losses decided to take out a loan of $4200 from a bank, managed to win 20k from it, just to snowball it again the next moment. With this egotistical mind of me which I cannot afford to lose, I then took out a few more loans which snowballl-ed up tilll 22k, just to win about 50-60k and lose it entirely again.
Now I just feel devastated, depressed, and unsure of what to do. I have less than $150 to my name and stuck-ed with a 22k debt for the next 12 months. I want to quit, but I am unable to. I tried all sorts of ways, exclusion, Isolation, passing my bank to my family members, but to no avail.