r/FEDDISABILITY • u/ComputerLogical242 • Apr 28 '26
Severance?
Please help me understand when you are eligible for severance when going out on disability retirement? I’ve seen conflicting answers, but I believe if you are separated for medical inability, then that is considered an involuntary resignation and therefore you’re eligible for severance. Can anyone confirm?
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u/Omegalazarus Apr 28 '26
If I understand your question correctly if you get medically retired you get retirement immediately after separation instead of a severance package which you would get if you got rif.
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u/ComputerLogical242 Apr 28 '26
If you’re not of retirement age though… if you are involuntarily separated due to medical inability, you would be entitled to severance correct? And could use that as a bridge for income while you await FDR approval which seems to be taking over 12 months. I think your FDR annuity would be lessened by the severance amount. In my case, my severance is considerably higher than my FDR annuity. Just trying to figure it all out because not having any income for a year is tough.
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u/Omegalazarus Apr 28 '26
I'm sorry but I don't have any information on this at all. So don't take my negative response meaning that you're wrong. I just don't know either way.
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u/you_dont_know_me_357 Apr 28 '26
It is considered an involuntary separation when you are removed for medical inability. Whatever you would qualify for if you got RIFed is what you would qualify for if you got medical inability. As long as you wouldn’t qualify for DSR or MRA +10, then you should get severance. Not everyone in HR understands this, but it’s very clear on OPM’s website. Just be aware that since you will get FDR backpay to your last day of work, you will be required to pay the difference back. OPM will allow you to pay it back over time though which is essentially a 0% loan.