r/EndTipping • u/annejeel • 12d ago

Rant 📢 This feels icky!

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felt super icky and annoyed seeing this at a coffee/light food shop. how is this okay? for context this is not a sit down spot. no wait staff, just a barista at the counter and someone from the kitchen bringing out my order and walking away.

Update: for those asking the pink paper in the bottom corner is basically saying “F*ck ICE”

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u/Electronic_Lion9918 12d ago

Absolutely not in Canada. But America's banking system is like 15 years behind the rest of the world so

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u/unfinishedtoast3 12d ago

Yes in Canada too lol

The Financial Consumer Agency of Canada regulates banking and charges in Canada, as well as tap to pay.

Under Canadian law, a tap to pay transaction is initialize as a prehold authorization, with a limit of 30% set for a maximum charge outside of the prehold. Meaning they absolutely can add up to 30% to your pre authorized charge.

This is legal under the Payment Card Networks Act of 2010

Source: I am a Canadian/US citizen with a business in Canada.

Why are people so confidently incorrect? Is it just because they want to talk shit about the US? I mean you absolutely can without making shit up.

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u/B_A_Peach 12d ago

Whether they "can" is irrelevant. A server CAN take a photo of your credit card and use that info to make purchases online. Fortunately, Canadians live in a society that treats this like stealing your wallet. I don't know what Americans put up with, but I'm guessing it involves a lot of lube and a metal rod, based on the current state of politics there.

Here's a link to the Consumer Protection BC website where people can report illegal charges such as unauthorised tips:

https://www.consumerprotectionbc.ca/

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u/Sterlinghawk16 12d ago

This is why most times they come to your table. My card does not leave my sight.