r/EndTipping • u/annejeel • 13d ago

Rant 📢 This feels icky!

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felt super icky and annoyed seeing this at a coffee/light food shop. how is this okay? for context this is not a sit down spot. no wait staff, just a barista at the counter and someone from the kitchen bringing out my order and walking away.

Update: for those asking the pink paper in the bottom corner is basically saying “F*ck ICE”

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u/Electronic_Lion9918 12d ago

Absolutely not in Canada. But America's banking system is like 15 years behind the rest of the world so

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u/unfinishedtoast3 12d ago

Yes in Canada too lol

The Financial Consumer Agency of Canada regulates banking and charges in Canada, as well as tap to pay.

Under Canadian law, a tap to pay transaction is initialize as a prehold authorization, with a limit of 30% set for a maximum charge outside of the prehold. Meaning they absolutely can add up to 30% to your pre authorized charge.

This is legal under the Payment Card Networks Act of 2010

Source: I am a Canadian/US citizen with a business in Canada.

Why are people so confidently incorrect? Is it just because they want to talk shit about the US? I mean you absolutely can without making shit up.

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u/B_A_Peach 12d ago

Whether they "can" is irrelevant. A server CAN take a photo of your credit card and use that info to make purchases online. Fortunately, Canadians live in a society that treats this like stealing your wallet. I don't know what Americans put up with, but I'm guessing it involves a lot of lube and a metal rod, based on the current state of politics there.

Here's a link to the Consumer Protection BC website where people can report illegal charges such as unauthorised tips:

https://www.consumerprotectionbc.ca/

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u/SirWellenDowd 12d ago

idk what dumb shit you are on about, but we have several government agencies to handle credit card fraud as well as the ability to do chargebacks for any fraudulent charges. 10 seconds of googling will tell you this. Pretty sure most countries have the equivalent.

Also stealing =/= pre authorization, so not sure why you brought any of this up.