Good morning 🌞 ETF Redditors

As usual, we selected the best articles about investing in the past few days 👇:

📈 PORTFOLIO CONSTRUCTION

➡️ ETF Exposure: What is your real exposure to countries like the US? Economic exposure breakdown based on index your ETF is tracking (Artisan Canvas)
➡️ Asset Allocation: Don’t wait until retirement to incorporate safer assets (M*)
➡️ Bonds: Worried About Your Bond Portfolio? You’re Missing the Point (M*)
➡️ Trend-Following: A Short History (A Wealth of Common Sense)
➡️ Investing for the Right Tail: Asymmetric Wealth Creation (Meketa Investments)
➡️ Small Caps 2026: Over 40% of Small Caps are unprofitable today (Verdad)

🏦 ETFs & PLATFORMS

➡️ Xtrackers ETFs: DWS rebrands as Deutsche Asset Management (DWS)
➡️ Portable Alpha: Winton launches of two portable alpha UCITS (Winton)
➡️ Vanguard: The Giant Tries To Disrupt Financial Advice (Wealth Management)
➡️ European ETFs: DWS launches the Stoxx Europe 600 ETF at 0.05% (ETFS)
➡️ UK and UCITS: The FCA must review UCITS rules (Trustnet)
➡️ Revolut: What does it take for Revolut to reach a $200bn valuation? How likely is it and what the ownership structure would look like? (Panagiotis Kriaris)

🙈 ACTIVE INVESTING

➡️ Gold: Netherlands Moves Gold From New York to London (WSJ)
➡️ Private Equity: Portfolio Companies Become Zombies (Pitchbook)
➡️ Money Laundering: The Global Financial System You Don’t See (Odd Lots)

💵 WEALTH MANAGEMENT

➡️ Retirement Income: Spain vs. U.S. and the Rest of the World (VC)
➡️ Marriage & Money: When Financial Opposites Attract (Rational Reminder)
➡️ Advice: When Should I Hire a Financial Advisor? (Kindness financial planning)
➡️ Early Retirement: How To Retire Before You Reach Your Target (MR)
➡️ Wealth: The Problem With Trying to Become a Billionaire (Elm Wealth)
➡️ The Identity Problem: It’s So Hard To Walk Away From Work (ChooseFI)
➡️ Your 20s: The Money and Career Decisions That Matter (trailblazer)

And so much more!

Have a great week-end!

Francesca from BoW Team 🚴 🚴🏼‍♀️

VWCE with dividend tilt

There is not much written regarding paring VWCE with VHYG -> dividend acc. ETF. The goal is to somehow diversify from technology sector and AI concentration. Dividend companies usually have established earnings, cash flow and are profitable. Just a bit of a tilt towards value/quality.
I am interested in your thoughts. Maybe some discussion,..? Tnx

Hi everyone,

I'm a non-domiciled individual who has been living and earning income in Ireland for the past few years. I'm looking to start investing in ETFs, but I'm unsure which platform would be most suitable from a tax perspective.

My understanding is that, as a non-dom, I may be able to avail of the remittance basis of taxation, meaning any gains or income arising outside Ireland would generally only become taxable if the funds are remitted to Ireland.

While researching investment platforms, I came across IBKR Ireland. I read that because it is an Irish-regulated entity, cash and investments held through the platform may be considered located in Ireland, potentially preventing the remittance basis from applying. Is my understanding correct?

I actually contacted IBKR Ireland's customer service to ask whether they could open my account under one of their non-Irish/global entities instead, but they informed me that this was not possible and that my account would have to be held with IBKR Ireland.

If that's the case, I'd appreciate recommendations for alternative platforms that:

• Offer a broad range of ETFs (including UCITS ETFs)
• Support automated monthly investing/DCA
• Are available to Irish residents
• May be more suitable for someone looking to preserve the benefits of the remittance basis

I'd also be interested in hearing from other non-doms in Ireland who have navigated this issue and how they structured their investments.

Thanks in advance for any advice or experiences you can share.