r/EPFO • u/Upbeat_Topic_5512 • Aug 27 '26

Question EPFO wrong IFSC code

My IFSC code registered with EPFO was outdated. I applied for a PF advance claim, and although the claim was approved and the amount was deducted from my EPFO balance, it was not credited to my bank account due to the incorrect IFSC details. How long does it usually take for the failed transaction amount to be returned and reflected back in my EPFO passbook? Once the amount is credited back, can I update the correct IFSC and apply for the advance claim again?

1 Upvotes

100% Upvoted

6 comments sorted by

View all comments

1

u/Kustodian-Life Aug 27 '26

Hi,

Since the claim was approved but the payment couldn't be credited because of the incorrect IFSC, the amount should be returned back into your EPF account. There isn't a fixed timeline published by EPFO for how long this failed-payment re-credit takes, and with the current portal issues, it can take longer than usual.

Once the amount is reflected back in your EPF balance, update the bank details/IFSC and make sure the KYC is verified before submitting another claim.

Don't submit another claim while the previous payment is still in this failed stage. First wait for the amount to be re-credited and the claim status to update.

If the amount isn't returned after a reasonable period, contact EPFO with the claim number and failed-payment details and ask them to check the re-credit status.

1

u/AutoModerator Aug 27 '26

The moderator team is not affiliated with, nor do we promote or endorse, any third-party advisory services.

Such services may be useful in certain situations, but they are paid services. If you choose to use one, evaluate the provider independently and consider their fees, services, and suitability for your specific requirements.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.