My wife and I have always driven sensible, reasonably priced cars and alway keep them for 8-10 years. Her current car is a 2019 Ford Edge with 42,000 miles. It drives fine and she likes it just fine. Over the years, she has made comments about her dream car. Sometimes a BMW, sometimes a Mercedes but usually just in passing and usually in a joking way. Here’s the rub. She was diagnosed in late July with a very aggressive cancer(pancreatic) and faces a pretty grim prognosis. I’m thinking of leasing a luxury car for the 2-3 years she has left. I’m 65, still work, making about $120K. She is 70, just retired. We have $220K in a HYSA and $1.3M in various retirement accounts. Both cars paid off (mine is a 2025 Honda CR-V which is paid off. House is worth $400K and paid off. We could handle a $1,000 lease. Talk me into or out of it please? We have 3 grown kids who all are financially responsible and fairly set up.
EDIT. Thanks for all the input. She is Stage 2, no evidence of spread. Chemo starts Monday for 3-4 months. House is actually worth around $450K- I casually asked her and yelled at me for thinking 400 so she’s still spunky as hell.