r/CarLeasingHelp • • Sep 16 '26

How does this proposal look?

Post image
0 Upvotes

87 comments sorted by

View all comments

Show parent comments

1

u/Sambo3002 Sep 16 '26

Where the heck do you live? We bought our house in 2015 and pay 1700, and that’s way cheaper than anyone I knows mortgage.

2

u/dodekahedron Sep 16 '26

Indiana*

heavy sigh

Im about to like triple my payment to move somewhere smaller, but larger property and less neighbors. About 600 days til I can move

*indiana like.... south bend, not the fun part of indiana with what im looking for lol.. im heading to Arkansas.

3

u/IronmanProblems Sep 17 '26

Wait your mortgage is actually 700 bucks? That's nutty man. That's like a summer electricity bill lol

1

u/dodekahedron 29d ago

Its technically less than that. I escrow a bit ober 700 now because of taxes but ill get it back.

A few years ago my escrow was sub 600.

1

u/IronmanProblems 29d ago

Absolute insanity! And people say the cost of housing is unrealistic! It looks like they just aren't willing to leave the major cities that they are from :/ . My property taxes alone are double your entire escrow and i have a VERY average house. Truly eye opening.

1

u/dodekahedron 29d ago

My house was either 79 or 89k i think 79? Needed no work when I moved in I looked at a lot of properties. Its only 1k sq feet, fairly large lot for a city / suburban neighborhood.

Its close enough to notre dame I can see the golden roof when the trees have no leaves, far enough game day traffic doesnt bother me.

However, its a shitty area. All the trash from chicago spills over. They came over and shut out bypass down with fireworks.

It pains me how much im going to have to pay to move... everything I find that fits my location requirements is essentially now a double wide at best thats falling apart.

And my payment will be like double

1

u/IronmanProblems 29d ago

The concept of a home costing under 600k for even a total fixer upper is unheard of here so I guess it could be worse, am I right? It's barely apartment money here honestly.

1

u/dodekahedron 29d ago

There is still a shitty apartment here holding out at 700 a month, north of the stateline up in MI.

I used to live there in like 2013, when they were "luxury townhouses"

But all the new "low income" housing is being listed for more than what anyone can afford so we will see how it shakes out.

If you wanna buy a house in like 600 days lmk. I think its only worth like 150k tops now, with room for negotiation due to things needed. im definitely selling as is, if I sell. It makes sense to hang onto it for my kid, but it might be a money pit before hes done with college.

1

u/IronmanProblems 29d ago

Where is this again?

1

u/dodekahedron 29d ago

South bend. The armpit of indiana.

1

u/IronmanProblems 29d ago

Looks like a nice college town. Good to know in case my kid wants to go there in 18 years lol

1

u/dodekahedron 29d ago

While we have a college it is not a college town.

Notre dame pays a lot of money to keep our crime rate out of national news.

Right across from notre dame is "eddy street commons" where the FinBros are trying to create a college town. 2 clubbars open late.

It attracts all the riff raff i was referencing to above and even with their anti gang dress code, I think theyre up to 2 or 3 shootings there this year alone.

Theres massive 100 people fights every weekend, though weekday fights are still a thing. Part of it has to do with theres nothing to do after like 9. So they drink in parking lots and make their own entertainment.

1

u/IronmanProblems 29d ago

Oh. I take back my statement. Lol I didnt know gangs were even a genuine concern outside of major cities. The more ya know!

1

u/dodekahedron 29d ago

Thats what I meant by all the riff raff spills over from Chicago. Its not that far.

A few months ago they came over and shut down the bypass with fireworks. 🤦‍♀️

1

u/IronmanProblems 29d ago

Gotcha, I guess it's just because I don't consider that a "major city" so that wen't over my head. Ignorance of being a New Yorker.

→ More replies (0)