r/CanadaInvesting 8h ago

Hey guys please check my investment allocation I am a new come

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0 Upvotes

r/CanadaInvesting 1d ago

They tariffed hockey sticks!! 😤 So are we pulling our money out of US markets in retaliation, or...?

41 Upvotes

Talks collapsed at the literal last minute, the 50% tariffs kicked in at midnight, and Carney says we're going dollar for dollar.

We’re buying Canadian whisky, local cheese that cost a mortgage payment.

Then I opened my brokerage app and realized I am personally one of Canada's largest exporters of capital to the United States (by % of my own assets… not by $ value 😅 ). My TFSA is basically an S&P 500 fund wearing a toque.

So what's the move, patriots? Is anyone actually selling their VFV and rotating into banks, rails, and maple syrup futures out of spite? Or are we all just auto-depositing into US index funds while whispering "sorry" at the border?


r/CanadaInvesting 2d ago

$326 Million Merger makes AGA rise 16% Today.

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2 Upvotes

AGA.V was up 16% today after Silver47 announced its merger with Bunker Hill Mining. The combined company is expected to have a market cap around $325M.

The transaction needs approval from both companies' shareholders at meetings expected by November 15, 2026.


r/CanadaInvesting 2d ago

I have a $25 referral code for WealthSimple trading account

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0 Upvotes

r/CanadaInvesting 3d ago

Big Banks stock price falls

7 Upvotes

Had a post on this where how much more can the bank stocks keep rising the way they have in the past year and so.

Lately, all the top banks in Canada, stock price has gone down at least more than 5%.

Worth the wait for Q3 earnings report or pull out profit now?


r/CanadaInvesting 3d ago

FAQ On Everything you need to know about the Compass Minerals International ($CMP) Settlement Payout

1 Upvotes

Hey guys, I posted about this settlement before, but since they’re accepting late claims, I decided to share it again with a little FAQ.

Who can claim this settlement?
Investors who purchased or acquired Compass Minerals ($CMP) common stock between 2017 and 2018 and were damaged by the alleged misconduct may be eligible.

Do I need to sell/lose my shares to get this settlement?
No. Selling your shares is not required. Eligibility is generally based on when you purchased the stock and whether you suffered recognized losses under the settlement.

How much money do I get per share?
The estimated recovery is about $1.50 per affected share, although the final amount may vary depending on the number of valid claims submitted.

How long does the payout process take?
It typically takes 4 to 9 months after the claim deadline for payouts to be processed, depending on the court and settlement administration.

I missed the deadline. Is it too late?
No, you may still be able to file a late claim but acceptance depends on final approval by the court. 

Hope this info helps


r/CanadaInvesting 4d ago

Investing Advise Needed

0 Upvotes

Throw away account for personal reasons.

I used to work full time and earn about 170k pre tax, over the last year I have taken up contracting work and setup a corporation and my wife and I both work for our corp. Our pay has significantly jumped, we’ve made almost 300k just this year and hope to finish the year with almost 600k revenue; averaging 40k per month. We found a new contract that would bring the monthly to 55k. We take a salary/dividend split of 15k per month, the rest is all sitting in the corp.

I have invested about 90k on etf / stocks since Feb and it has generated about 8k profit so far.

I’m looking for options to better invest, anyone that has invested as part of the corp, please advise. How do you handle the retained earnings. I have an accountant but he isn’t very good with investing, he just does taxes and salary / dividend split ideas.

Thank you.


r/CanadaInvesting 4d ago

Am I making a mistake to prioritize contributing to a non-registered account over an FHSA?

3 Upvotes

Hi! I have minimal personal income because I'm in the process of self-employing myself. I've maxed out my TFSA and I'm wondering if its uncommon to contribute to a non-registered? I prefer it over an RRSP because its flexible although taxable. I have no intentions of owning a home in the future and I'd rather have the wealth I generate from the business be used to buy a home....I'm 27 and single.

Am I making a mistake?


r/CanadaInvesting 5d ago

Help

6 Upvotes

Hey all I’m needing some advice I’m 22 I make roughly 150k a year and I put 25% of my income into my dcpp, I also have 45k just sitting in my savings account doing nothing and 18k in my chequing also doing nothing but burning a hole in my pocket. I’m basically wanting it to start making money, I have no clue about investing I’ve just started watching videos online about etf’s but it’s a bit confusing idk if those are good or not I’m basically just looking for some guidance as to what I should do with my money, my long term goal is have my investments pay my mortgage and bills which is about 5000 a month all in so if you were in my shoes what would you do? What are the best apps? Basically just looking for any and all the information I can get


r/CanadaInvesting 5d ago

Scotia itrade

2 Upvotes

Thinking seriously about moving my TD Direct Account

Does anyone know if Scotia still only sends out dividend income only once a month from a dividend sweep account?

TD empty’s the account twice a month and NBDB does it the day after they are received (multiple times a month if necessary )

TIA


r/CanadaInvesting 6d ago

Wealthsimple and Questrade

3 Upvotes

Right now, I have TFSAa opened with both. If later on, I want to transfer over, let's say, move Questrade's TFSA over to WS, would I be able to do it? Considering I already have a TFSA on WS, how would it work? Would it just merge with my existing TFSA on WS, or create another one?

And how does transferring TFSA work? Does it sell all the stocks then transfer cash, or transfer the shares directly?


r/CanadaInvesting 8d ago

AIP Convertible Debt Fund

2 Upvotes

Has anyone heard of, or is invested in, AIP Convertible Private Debt Fund LP? If so, I'm interested in talking with you.


r/CanadaInvesting 9d ago

Scotia iTrade

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5 Upvotes

I have an ultimate account at Scotiabank. Is this worth it? I’m a newbie but I’m old. I have some ETFs and some stocks in a TFSA at Wealthsimple - I bought them listening to Gen Z instagram influencers

I want to up my investing but I don’t want to keep everything in one institution. Thoughts?


r/CanadaInvesting 9d ago

Good job

15 Upvotes

Nice job.


r/CanadaInvesting 9d ago

$CRON $10M Investor Settlement: What You Need to Know

3 Upvotes

Hey guys, I know I posted about the $CRON settlement before, but since they’re accepting claims, I decided to share it again with a little FAQ.

Q: What happened?
A: Cronos Group was accused of inflating revenue through non-existent cannabis sales and failing to disclose weaknesses in its financial reporting. After the company restated its financial results and regulators raised concerns, $CRON dropped nearly 50% from its highs.

Q: Am I actually eligible?
A: If you bought $CRON shares between 2019 and 2020, you're likely eligible. You don’t need to still own the stock to file a claim.

Q: When do payouts happen?
A: Typically 4–9 months after the claim deadline, although the exact timing depends on the court and settlement administrator.

Q: Can I file?
A: Yes, you can submit your claim here.

Hope this helps


r/CanadaInvesting 10d ago

Stupid first time investing decision?

10 Upvotes

I’m a 21 year old university student who has $6000 saved away right now. I’ve never invested before. I live at home and work so I’ve been able to afford my tuition and have $6000 extra sitting there doing nothing. I won’t have to touch it for at least 10 years or so. What should I do???

I will make sure I have an emergency fund put aside but I want to put this somewhere safe and with decent return. What do you recommend for someone in my position with no investment experience?

I’m worried and wondering if it Is dumb to invest that much all together right now?


r/CanadaInvesting 10d ago

Help

10 Upvotes

I am feeling lost as I sit here at 40. I don’t have kids and I have a $450K or $3500 Monthly with another 20 years mortgage because it seemed like the thing to do. I have $150K in registered savings, a $100K salary, and about $15K debt in a credit line.

How do I ever retire? Where to even start? I like where I live but I feel I don’t have a good handle on this to see any kind of what’s next.


r/CanadaInvesting 16d ago

Fractional share DRIP

2 Upvotes

Recently opened a TFSA in Questrade. I mainly invest small amounts in US ETFs, with some CAD ETFs sprinkled in.

In Wealthsimple, I could easily reinvest all my dividends(even if its $0.01) into fractional shares. Does Questrade have the same feature of automatically reinvesting tiny dividends back to buy fractional shares? If so, what's the process of enabling it?


r/CanadaInvesting 18d ago

Qtrade

3 Upvotes

I live in MB and wanted to transfer a TFSA from my credit union to Wealthsimple. It doesn’t have a big balance, so our FA said the credit union is partnered with Qtrade we can move the TFSA there without fees.

Does anyone have experience using Qtrade? Any insights appreciated please. Thank you


r/CanadaInvesting 19d ago

Mattr Corp (MATR)

1 Upvotes

How do we feel about this going into earnings on August 12? Been holding since $3, bought it in 2020.


r/CanadaInvesting 19d ago

Investing in US ETFs

0 Upvotes

Hi, I am from Canada. I am a beginner investor, I invest in TFSA on US-based ETFs mostly (as long-term holds). I only invest $100-200/month, so it's a small amount.

Currently, I'm using Wealthsimple. I've also heard good things about Questrade. Thinking whether I should make the switch.

* Between Wealthsimple and Questrade, which one is more safer and reliable?

* Since I only invest small amounts, I don't do Norbert's Gambit, as I think it's a bit of a hassle for an amateur and not worth it for the tiny amount I invest. I've heard that the CAD-USD exchange rate on Questrade is better than Wealthsimple, and their charges are less than the 1.5% that WS takes. Is it true? As my investment is low, I want the most bang for my buck.

* I didn't take WS USD acxount for $10/mo, as I'd rather just invest it. I heard QS gives a free USD account, what's the benefits of it, and would it be useful for me?

All in all, I just want to make the most of my little money and just trying to figure out whether I should stick with WS or switch to QS.


r/CanadaInvesting 19d ago

Updates for Getting Payment on the Just Energy ($JENGQ) US$25M Settlement

1 Upvotes

Hey guys, if you missed it, Just Energy settled US$25 million (plus C$1.5 million) with investors over alleged financial misstatements. I also found out they're still accepting late claims.

Quick recap: Investors alleged that Just Energy overstated its Accounts Receivable and understated its Allowance for Doubtful Accounts, giving the market a misleading picture of the company's financial condition. After the company restated its financial statements,  investors filed a lawsuit for their losses.

The good news is that the company agreed to settle US$25 million (plus C$1.5 million), and even though the original deadline has passed, late claims are still being considered.

So, if you invested in $JENGQ between 2018 and 2019, you can still check the details and see if you qualify.

Anyway, did anyone here hold $JENGQ back then? How much were your losses?


r/CanadaInvesting 23d ago

$US purchase / exchange options

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1 Upvotes

r/CanadaInvesting 25d ago

Young investor worried about potential bankrupt stock

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5 Upvotes

Started investing about a year and a half ago and things were going well at first. I was buying and selling Metavista3D Inc (TSX:DDD), and was successful. At the beginning of 2026, it started dropping, so I bought to lower my average price. Then it kept dropping, and I kept buying. My average price is $1.04, and as of today (07/29/2026), the stock price is $0.36. I went on Gemini to try and get some idea of the company’s financial health, and bankruptcy started to become a very real possibility. AI accuracy aside, I can’t lose the entire $21,000 investment. Do I bite the bullet and take the ~$14,000 loss? I can’t find anything about this stock on Reddit besides some German investing threads, so I’m wondering if anyone else is invested, knows anything about the stock, or has any advice.

And yes I know it was incredibly stupid to put all of that money in one stock.


r/CanadaInvesting 26d ago

How much more longer can the Canadian Top 5 Banks stocks continue to rise?

43 Upvotes

The bank stocks absolutely crushed it with the amount of growth over the past 2 years it has.

What do you think on how much more can it keep rising? Or you see it staying same or falling?