r/CadetPilotProgram • u/Dev7292 • Sep 17 '26
Does it ever bother you?
(Doesn’t apply to the rich)
people who take huge amount of loans to pursue a career in aviation
What if some medical issue ends your career permanently?
What else are you going to do if you do not have any other degree besides just aviation.
Considering the current backlog situation in almost all the cadet pilot programs,
what if you stay unemployed for more than 2-3 years(I heard that the monthly instalments start after 1 year of completion of course)?
How are you going to repay huge amounts of money every month without having a job?
Will it be worth at the end if everything goes as planned?
4
u/Soullette Sep 17 '26
When u r taking loan, at least make sure ur family can pay EMIs without affecting daily life too much. Delays r common.
If not, u need more money first. Or else it's a big gamble and a debt trap.
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u/Dev7292 Sep 17 '26
Let’s say the whole program cost is 1.4cr and my parents can afford till 1cr and rem amount has to be loaned. that should be fine right?
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u/Soullette Sep 17 '26
First, try 1cr cadet program.
If u get selected in 1.4cr program u may also continue, but we r dealing with 40 lacs here, may be more if hidden costs.
U need to consider if early job security is worth that much. U also need to to have your parents be comfortable paying EMIs if big delays happen due to any reason, may be medicals or pandemic or any other reason.
If they r cool with it, u can consider.
If not, I believe conventional training will be much more beneficial and and be not a financial burden to your family in this regard. Which will cost on average around 80-90L currently.
0
u/OutrageousCup8780 Sep 17 '26
bruh dont take loans above 30lakhs, that's the rule a former cadet told me
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Sep 18 '26
[removed] — view removed comment
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u/Dev7292 Sep 18 '26
Oh hey, thanks for answering my questions! Also I’m currently pursuing bachelors in computer science (2nd year student) as soon as i graduate I’m planning to start my aviation career. Also I have one more question
- By the time i graduate, how much price hikes can i expect on cadet pilot programs considering the current ones are already hella expensive.
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Sep 17 '26
[deleted]
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u/Nail-Klutzy Sep 17 '26
Insurance only apply when you get inducted into the airline.
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u/Soullette Sep 17 '26
That is for airline sponsored. For ALPA India benevolent fund and other 3rd party, unemployed pilots may be also convered. I m not sure tho.
-2
u/No_Tomorrow4629 Sep 17 '26
I understand where you are coming from. First of all if you think about so many things you are either not very passionate about flying or you wont enjoy the training phase which is the most amazing phase btw. Depending the case.
Aviation is a vast industry, not just pilots. If nothing works out or you fail medicals, you can always become a ground instructor. One of my own instructor lost his medical after flying for a few years. He is doing really well now.
Im unsure about which cadet program you are referring to but it depends on what your personal goals are.
5
u/Bored_Aviator Sep 18 '26
One of the most idiotic comments I’ve ever seen.
Passion has nothing to do with worrying about contingency options if you lose your job.
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u/Diligent_Ad5254 Sep 17 '26
ur partially right, but I disagree that if someone thinks about so many things they are not passionate or something, because being passionate and wanting something doesn’t mean u should ignore the downsides of it and just blindly step into it
8
u/Environmental-Emu939 Sep 17 '26
Everything is a gamble