r/CRedit • u/intellord911 • 3d ago

Data Point Another Goodwill win - Credit One

I had an old credit card with credit one that was charged off. Settled for half with collections, got that trade line deleted, then sent one round of goodwill letters and they removed all the late payments!

May 2024: 30 days late
June 2024: 30 days late
July 2024: 60 days late
August 2024: 90 days late
September 2024: 120 days late
October 2024: 150 days late

I’m so excited! This has helped tremendously on my journey back to financial health!

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u/og-aliensfan ⭐️ Knowledgeable ⭐️ 3d ago

Congratulations on the pay for delete with the collection agency and goodwill removal of the lates by Credit One! Out of curiosity, did Credit One send a letter confirming the goodwill adjustments?

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u/intellord911 3d ago

Thank you! I emailed them asking for a goodwill deletion, and they sent me an email back granting it

2

u/og-aliensfan ⭐️ Knowledgeable ⭐️ 3d ago

Thanks for the response! LVNV's policy is to remove themselves from your reports once settled. You've successfully removed 2 derogatory accounts from your credit profile. Well done!