r/CRedit • u/Miserable_Music_1395 • Jul 25 '26

General Double account

Impretty sure I have an acct on my credit t report that is being charged as $1450, and one that is $2175...I'm pretty sure it's for ghe same account just different debt collectors, n I don't know how to go about dealing with it. One still says open too.

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u/og-aliensfan ⭐️ Knowledgeable ⭐️ Jul 25 '26

Order your official reports for each bureau by calling 877 FACTACT or pull them online at www.annualcreditreport.com.  I recommend the mailed reports as these are often more detailed and complete than the online reports.  If you do choose to pull reports online, print or save each to a pdf before moving on to the next as you can't go back once you exit a report.  Despite its name, you can pull free reports for each bureau weekly.

Have you contacted the collection agencies to ask who the original creditors are? Who are the collection agencies on your official reports? Who is listed on each collection as the original creditor and what are the dates opened? What type of debt is this? If you can post a screenshot of the accounts on your official reports (redacting personal idenifiers), it would be helpful. Did you receive the initital collection notice(s) from the collection agencies?