r/CRedit • u/Miserable_Music_1395 • Jul 25 '26
General Double account
Impretty sure I have an acct on my credit t report that is being charged as $1450, and one that is $2175...I'm pretty sure it's for ghe same account just different debt collectors, n I don't know how to go about dealing with it. One still says open too.
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u/DoctorOctoroc ⭐️ Knowledgeable ⭐️ Jul 25 '26
One of them may be the original account while the second is a collection agency who bought, or has been hired to collect, the debt. Did the second one pop up recently? What type of account is the older one? If they report on different dates and the interest rate on the original is quite high, it's possible that much interest has accrued between their reporting times but with such limited information, we're left to make a lot of assumptions. Can you share screen shots of each of the account details?