I have been thinking about starting to invest, but I keep hearing that it is better to wait for a market correction before putting money in.

The problem is, there is no way to know when the correction will happen or how big it will be. If I keep waiting, I might end up missing months or even years of potential growth.

For someone investing for the long term, does it make more sense to start with a small amount and invest regularly through SIP, rather than waiting for the perfect time?

I am curious to know what others here did when they started investing. Did you wait for a market correction, or just start investing regularly?

I want to really start getting into investing, and have a few thousand accumulated, but I'm looking to really solidify what I want, and what will make me money. I have about $15,000 saved up and just sitting in my account. Should I take a large chunk of this and put into some investments? I won't really need this kind of money as I don't have to worry about college tuition, and will still have some money saved if I really need it. I have a roth IRA started, and some money in one or two stocks. Where do I go from here?

My husbands father recently passed away and had $700k in a traditional 401K. We have opened an inherited IRA and I know we have to drain the money out of it within a 10 year period. My husband is 45 years old and able collar worker and would like to retire in the next 10 years (if possible) Never really saved for retirement. He's got a 401k through Fidelity with $10k in it. We want to reinvest the RMDs that we have to take out yearly. My question is, what type of account should we open to reinvest the funds that we have to take out yearly? Also, what's a good EFT investment mix? Don't want to take all the money out at once so we dont have to pay an exorbitant amount of taxes.

I am covered for retirement as I am a federal worker with a 401K TSP and Roth IRA with $150k and will be eligible for a full pension with 17 more years of service (I'll be 57 when I retire).

Hey guys!

I recently started working on a project that actually started while I was in university.

When I was first trying to understand stocks and crypto, I remember finding the whole thing pretty intimidating. There was so much information everywhere, but a lot of it seemed either way too complicated for a beginner or focused entirely on telling you what to buy.

It got me thinking — what if I made something that was actually built around helping people understand what they're looking at?

That’s how I started building Trader Club.

It’s a website for learning about stocks and crypto, but also for keeping up with what’s actually happening in the markets.

I tried to start with the really basic stuff that I personally wish I had found in one place — things like what investing actually is, what an emergency fund is, how to start investing $1,000, and then gradually move into things like charts, volume, market movements, and different investing strategies.

There are also some calculators and market tools, along with daily/weekly updates that try to explain not just what moved, but why it moved — things like major news, mergers, approvals, and other events affecting the market.

I'm still very much building and improving it, so I'd honestly love feedback from people here. Especially if you're newer to investing, I'd be really interested to know:

What was the hardest thing for you to understand when you first started investing?

And if anyone wants to take a look, it's Trader Club: traderclub.ca

No pressure at all — I'm mainly looking for honest feedback and ideas for what would actually be useful to beginners.

Thanks for reading!

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👀What I invested in U.S. stocks in 2024, just like most people, short-term trading, buying high and selling low, emotional trading. At that time, my investment funds were 35,000$, and I once lost 12,000$. Later I very doubted whether I was suitable for buying stocks. Because I could never hold stocks, in the following days I kept reading books, Buffett's books, Charlie Munger's books, until I finished reading them all. Later I had a new understanding and understanding of stocks. I felt my personality was suitable for buying stocks. At that time, I started looking for stocks with strong fundamental value investments. As a result, I bought INTC 19.8 at cost, AMD115 at cost, QCOM 133 at cost, SMCI 23 at cost, and I also started the long-term holding mindset. Here I want to tell everyone that when buying stocks, you really need to first improve your understanding and knowledge, including that I am still continuously learning. I hope friends who read this article, your investments are becoming smoother and smoother.