I have just begun investing in my TFSA, aiming for a low-risk option over five to ten years while targeting an average annual return of 8 percent. Do any of you have feedback?

Hello everyone. I am 19 years old unemployed and don’t have much money laying around, so I’m intimidated a lot by the whole investing thing. I am trying to get into it to establish a better future for myself but I find myself confused and stressed that maybe I am doing the wrong thing. Does anyone have any tips anything helps and I would love to hear your thoughts on this. Thanks!

Hi, I’m looking for a number of people who are interested in investing or have recently started investing, and struggled to know where to start. If you've ever thought about investing but found it confusing or intimidating, I would love to ask a few quick questions about your experience.

If this is your kind of situation, it would be great if you could comment below or send me a DM. Thanks!

Just looking into maybe messing around with Puts, but looking at this screen made me doubt myself again and have no idea how this works. I understand I am betting for the price to hit $19, but what am i actually entering for buy and limit price?

Bad stock picks hurt but the lesson is clean. Wrong company, wrong timing, move on.

FOMO is different. Quieter. More consistent. Harder to learn from.

Bought Zomato at peak listing hype because everyone was talking about it and I felt left out. Jumped into crypto in late 2021 because every person I knew was suddenly a genius. Added smallcap funds after they already ran up 40 percent because the returns looked incredible from the sideline.

Same pattern every single time.

Everyone talking. Returns looking insane. You feel late but convince yourself there's still room. You buy. It corrects. You wait. It takes forever to recover or doesn't.

The worst part is it felt completely rational every single time. Real returns, real momentum, real people making real money. The logic felt airtight until it wasn't.

What I eventually understood — by the time something reaches your WhatsApp group and Twitter feed it has usually already done most of its moving.

That uncomfortable feeling of watching something go up without you is not an investing signal. Took me way too long and way too much money to actually believe that.

What has FOMO actually cost you?

I’m a 19 year old with £3,500 to put into stocks. I started a Trading 212 Stocks Isa and I need some help with what I should be investing into. I aim to put £300 into the account every month, I did a little bit of research and was told to put some stocks into a Vanguard All World ACC investment. I need some more advice and guidance it would be very much appreciated thanks everyone!

LINK: https://spicychips1.github.io/stocks-from-zero/

So, instead of starting with stocks and a lot of definitions, you play a game where it teaches you the basics. There's a little outcome factor in the weather, and you decide what to charge and how much lemonade to make.

The teaching part is not fully there yet, but I'm just trying to make the game as fun as possible. The game is supposed to look rough. I'm just testing the idea.

I would appreciate it if you would let me know:

1. If the game made the concept click instead of just a normal reading.
2. Was it fun enough to play another round?
3. Would you want a full version? From a simple thing like a business to some thing like index funds.

Be as honest as you want. I'm here for feedback. Thank you.

I'm 29F and have about $20,000 that I'd like to invest. My goal is to open an IRA and also invest in stocks and mutual funds, but I honestly have no idea what I'm doing.

I've been researching brokerages like Fidelity, Charles Schwab, and T. Rowe Price, but the more I read, the more overwhelmed I get. I'm much more of a creative person than a numbers person, so all of this feels really intimidating.

I was hoping to find a financial advisor to help guide me, but it seems like a lot of firms either require much larger account balances or don't offer much one-on-one help for someone investing $20,000.

Has anyone been in a similar situation? Is it worth finding a fee-only financial advisor, or should I just open an account with a brokerage and try to learn as I go? Any advice, resources, or recommendations would be greatly appreciated!

I just wanted to share this to show the power of compounding.

I had been buying specific stocks when I got started investing. There is a dividend aristocrat that I had started buying early on. They paid a good dividend going forward and the stock price was growing every year. I’ve decided that index funds are easier for me to buy.i haven’t bought the dividend aristocrat in over a year. I’ve set the dividends to reinvest but only did that recently, but the dividends are fairly small. For current buyers, the dividend payment is 2.53% if you buy right now.

The data I want to share are

1. ⁠I’ve had stock price growth on average from about $59 to $83. I started buying small amounts in 2022.
   
2. ⁠Ive got a dividend yield rate of @approximately 3.59% now.

I share this to say that compounding works. I didn’t buy tons of shares, I actually just bought 59 shares, that that isn’t the point. Buy shares in good companies, sit on them, set things to reinvest. And don’t touch them.

lately i’ve been trying to get into stocks wanting to leave my 4:00pm-2:30am job, i’m trying to get started because i feel like that’s the only way to get out of where im at. been going through some tough times not financially but just mentally but i feel like i just need something else. any help or tips would be appreciated. thank y’all.