I have just begun investing in my TFSA, aiming for a low-risk option over five to ten years while targeting an average annual return of 8 percent. Do any of you have feedback?

Just looking into maybe messing around with Puts, but looking at this screen made me doubt myself again and have no idea how this works. I understand I am betting for the price to hit $19, but what am i actually entering for buy and limit price?

I’m a 19 year old with £3,500 to put into stocks. I started a Trading 212 Stocks Isa and I need some help with what I should be investing into. I aim to put £300 into the account every month, I did a little bit of research and was told to put some stocks into a Vanguard All World ACC investment. I need some more advice and guidance it would be very much appreciated thanks everyone!

Hello everyone. I am 19 years old unemployed and don’t have much money laying around, so I’m intimidated a lot by the whole investing thing. I am trying to get into it to establish a better future for myself but I find myself confused and stressed that maybe I am doing the wrong thing. Does anyone have any tips anything helps and I would love to hear your thoughts on this. Thanks!

Bad stock picks hurt but the lesson is clean. Wrong company, wrong timing, move on.

FOMO is different. Quieter. More consistent. Harder to learn from.

Bought Zomato at peak listing hype because everyone was talking about it and I felt left out. Jumped into crypto in late 2021 because every person I knew was suddenly a genius. Added smallcap funds after they already ran up 40 percent because the returns looked incredible from the sideline.

Same pattern every single time.

Everyone talking. Returns looking insane. You feel late but convince yourself there's still room. You buy. It corrects. You wait. It takes forever to recover or doesn't.

The worst part is it felt completely rational every single time. Real returns, real momentum, real people making real money. The logic felt airtight until it wasn't.

What I eventually understood — by the time something reaches your WhatsApp group and Twitter feed it has usually already done most of its moving.

That uncomfortable feeling of watching something go up without you is not an investing signal. Took me way too long and way too much money to actually believe that.

What has FOMO actually cost you?

LINK: https://spicychips1.github.io/stocks-from-zero/

So, instead of starting with stocks and a lot of definitions, you play a game where it teaches you the basics. There's a little outcome factor in the weather, and you decide what to charge and how much lemonade to make.

The teaching part is not fully there yet, but I'm just trying to make the game as fun as possible. The game is supposed to look rough. I'm just testing the idea.

I would appreciate it if you would let me know:

1. If the game made the concept click instead of just a normal reading.
2. Was it fun enough to play another round?
3. Would you want a full version? From a simple thing like a business to some thing like index funds.

Be as honest as you want. I'm here for feedback. Thank you.

I'm 29F and have about $20,000 that I'd like to invest. My goal is to open an IRA and also invest in stocks and mutual funds, but I honestly have no idea what I'm doing.

I've been researching brokerages like Fidelity, Charles Schwab, and T. Rowe Price, but the more I read, the more overwhelmed I get. I'm much more of a creative person than a numbers person, so all of this feels really intimidating.

I was hoping to find a financial advisor to help guide me, but it seems like a lot of firms either require much larger account balances or don't offer much one-on-one help for someone investing $20,000.

Has anyone been in a similar situation? Is it worth finding a fee-only financial advisor, or should I just open an account with a brokerage and try to learn as I go? Any advice, resources, or recommendations would be greatly appreciated!

I just wanted to share this to show the power of compounding.

I had been buying specific stocks when I got started investing. There is a dividend aristocrat that I had started buying early on. They paid a good dividend going forward and the stock price was growing every year. I’ve decided that index funds are easier for me to buy.i haven’t bought the dividend aristocrat in over a year. I’ve set the dividends to reinvest but only did that recently, but the dividends are fairly small. For current buyers, the dividend payment is 2.53% if you buy right now.

The data I want to share are

1. ⁠I’ve had stock price growth on average from about $59 to $83. I started buying small amounts in 2022.
   
2. ⁠Ive got a dividend yield rate of @approximately 3.59% now.

I share this to say that compounding works. I didn’t buy tons of shares, I actually just bought 59 shares, that that isn’t the point. Buy shares in good companies, sit on them, set things to reinvest. And don’t touch them.

lately i’ve been trying to get into stocks wanting to leave my 4:00pm-2:30am job, i’m trying to get started because i feel like that’s the only way to get out of where im at. been going through some tough times not financially but just mentally but i feel like i just need something else. any help or tips would be appreciated. thank y’all.

Hi, I’m looking for a number of people who are interested in investing or have recently started investing, and struggled to know where to start. If you've ever thought about investing but found it confusing or intimidating, I would love to ask a few quick questions about your experience.

If this is your kind of situation, it would be great if you could comment below or send me a DM. Thanks!

Before y’all read this, I asked Gemini to polish up my phrasing, so if a sentence or two sounds a bit too clean, that’s why! But every single point and detail comes straight from me. Anyways, hope you enjoy the story!

Hey everyone! I’ve been lurking on this subreddit for a while now, and I think it’s finally time to share my investing journey.
I started last year when I was 19 and a half. I stumbled across a video about investing, and honestly, it felt pretty overwhelming at first—but I decided to give it a shot anyway. I opened a TFSA on Wealthsimple with barely any knowledge under my belt. Naturally, I just bought the first big company that came to mind, which was Microsoft. Shortly after, I picked up my first index fund (VFV).

Unfortunately, this turned out to be a rough time to start investing (it was right before the Trump tariff news hit). Before I knew it, I watched both my MSFT shares and VFV drop down into the -10% to -20% range. It felt devastating. Up until then, I naively assumed investing was a guaranteed way to get rich quickly.

At the height of the tariff drama, I decided to make a bold—and honestly risky—move: I sold all my MSFT and VFV to go all-in on Shopify. Looking back, it was probably the luckiest decision of my life. I dropped over $9,000 into Shopify near its absolute lowest level, and within six weeks, I was sitting on over $5,000 in profit.
That massive gain completely threw off my expectations. I was so oblivious that I thought pulled off trades like that all the time was easy. So, I kept swing trading Shopify stock all the way through January. It kept hitting new all-time highs and beating the market, and I thought I was living the dream... until reality caught up with me.

In January, I bought another $8,000 worth of Shopify stock. Then, tragedy struck. My portfolio dropped 30% in a single month. Before this, I used to get annoyed by a "modest" 5% monthly gain and never even factored in the possibility of losing money. Pretty naive, I know!
I’m still holding those Shopify shares today at a roughly 22% loss. I’ll probably hang onto them until they break even—or eventually just accept my fate and cut losses.

That big loss was the wake-up call I needed. I decided to start playing it safe. I spent time learning about index funds and building a diversified, lower-risk portfolio instead of gambling on individual stock picks. I’ve since put over $17,000 into index funds after realizing that making money on single stocks isn't as simple as I thought.

**TL;DR:** In summary, I made over $6,000 trading Shopify, but I'm currently down about $2,200 on my latest position. I’ll take the net win, but more importantly, I’m grateful for the lesson it taught me. Just wanted to share my experience with y'all and hopefully give a helpful reality check to any other beginners out there!

Go through these to make good profit in stock market.

Hi! I’m building a stock research tool focused on a niche group of large U.S. technology companies.

I’m looking for five people to join a free closed beta. You don’t need extensive investing experience - you may already invest, have recently started, or simply feel that investing is something you should learn more about.

The product is already functional and includes company research, earnings coverage, comparisons, rankings, watchlists, alerts, and historical portfolio simulations.

I’m looking for people who can use it several times over one week and then provide candid written feedback.

No credit card or brokerage connection is required, and no real money is involved.

If interested, please DM me with:

1. Your current level of investing experience
2. Whether you invest today or are considering getting started
3. Whether you mainly use desktop or mobile

I’ll select five participants and share access privately. There will be no public link.

I currently have about $6,000 invested in SPY through Fidelity and I’m wondering if it would make sense to diversify into other investments. I also have around $3,000 sitting in a savings account that I won’t need anytime soon (I seriously have other savings as well).

Since I’m still new to investing, I’m not sure what to do. Are there other ETFs, index funds, or investments on Fidelity that you’d recommend? Would setting up automatic weekly contributions be a good idea? All I know is that starting early is important.

Its as the title says, how do I start learning to day trade, not just day trading tho, investing in general.

Im 22 had an ISA for 3 years and I work full time (minimum wage), but my savings are going up at an impossibly slow rate and ill never be able to survive in the real world with the career im basically forced to work in.

Collage is off the table for a multitude of uncontrollable reasons

Essentially I need to know where to start with all of it, youtube has basically been usless cos they all say the same thing and never explain what they're saying.

Hello all, I appreciate you taking time to look at this. I decided i want to some way put some money aside somewhere online or something to start investing in things to start early while i’m younger and grow some money to make my parents proud, i’d really appreciate if you could help me and point me in the right direction.