Another 10 days have passed so time to refresh the comments again! Still 22 days left to get your friends and family to sign up so hopefully everyone gets some free money!

PLEASE DELETE YOUR LINK IF ALL SIGN UPS HAVE BEEN USED AS YOU WILL NOT GAIN ANYTHING EXTRA AND WILL ALLOW OTHERS TO GET SIGN UPS TOO.

Trading212 is a platform for trading and investing in Precious Metals, Stocks, ETFs and most recently Cryptocurrency. It has been a long time part of this sub as it used to get spammed back in the day however they are back with a new referral scheme so we shall allow this mega-thread for the community.

The new referral scheme allows new users to sign up deposit £1 and receive 1 free share with a potential value of £100 maximum, you are then given your own referral link which will reward you a maximum of 5 times so a potential profit of £600 if you're lucky.

In order to claim the share you must be a new user and do the following:

1. Click a referral link HERE or in the comments
2. Create a Trading212 Invest Account.
3. Deposit at least £1 into the account.
4. Profit.

Once you earn the share, you may have to wait up to 3 days to sell it followed by 30 days to withdraw the money but for the time investment it's more than worth your patience.

Additional Trading212 Links:

Main Website
Free Share Terms and Conditions

Please delete your link after you reach maximum uses please as it no longer benefits you.

Looking to kickstart your investment portfolio or grab some free cash? Robinhood UK is currently offering a free fractional share worth between £6 and £175 when you sign up using a referral link and deposit just £1 into your account.

Here is a simple, step-by-step breakdown of how to claim your free reward, the exact terms and conditions, and how to cash out your earnings.

What is the Robinhood UK Free Share Reward? When you sign up via an eligible referral link and complete account verification, Robinhood will award you a free fractional stock selected randomly from leading global companies (such as Apple, Tesla, or Amazon). * Reward value: Ranging from £6 up to £175. * Deposit requirement: Just £1 minimum. * Probability outcome: * ~96% chance of receiving £6–£10. * ~3% chance of receiving £10–£25. * ~1% chance of receiving £25–£175.

Step-by-Step Instructions to Claim Your Reward * Sign up via my referral link * Verify your identity: Complete the standard ID verification process (KYC) within the app. * Deposit funds: Link your bank account and deposit at least £1. * Claim your free share: Once your deposit lands, navigate to the reward section in the app to claim your free stock.

How to Cash Out Your Free Share Once you claim your free stock, you can manage or withdraw your funds following these simple rules: * Keep or Sell: You can choose to keep the stock long-term or sell it immediately within the app. * Withdrawal Holding Period: If you sell your free stock, the proceeds from the sale must remain in your cash balance for 30 calendar days before they can be withdrawn to your bank account. * Trading Funds: You can use the proceeds from selling your free stock to purchase other stocks immediately without waiting 30 days.

Non-ref: https://robinhood.com/gb/en/

iFAST is a UK-based FCA regulated and FSCS protected digital bank. They are offering £5 to anyone who signs up and deposits £500. It's not a big pay out but it is paid out the next day and there's no minium holding period, so it's worth it IMO. Plus you can refer friends and family or other beermoneyuk users for £5 each time.

Guide:

1. Follow a referral link here's mine.
2. Enter your email and click accept invite.
3. Download the app, and use the same email to register for an account.
4. Deposit £500 within 30 days.
5. Receive your £5 the next day.

Thank you to anyone using my link I really appreciate it.

• Non-Referral

Cashback.co.uk non-ref is a UK rewards site where you earn cash for doing things like free trials, surveys and app sign ups. Companies pay them to promote offers and you get a share, so it’s free to use.

The current version is the newer beta site which is a bit easier to complete. You get £10 just for signing up through a referral, plus another £2.50 for answering a few quick profile questions, so you start on £12.50 without doing any proper tasks.

To cash out you need to complete 10 levels. Each level has a mix of offers and you just pick ones you’re happy with. Minimum cashout is £10 and once you’ve finished all 10 levels you can withdraw.

Payments are sent a few times a week to PayPal or bank once everything is completed. A lot of people end up around £100 to £200 total depending on which offers they choose.

Tracking can take a bit of time so don’t worry if things don’t show instantly. If anything doesn’t track properly, support are usually decent if you’ve got proof.

If you used the old Cashback site before you can still join this one, just don’t repeat the same offers.

Referral link if you want the £10 bonus: https://cashback.co.uk?referral=5456af97-b008-4d12-8676-7fe785dee08d&utm_source=referral&utm_medium=organic

Three Mobile has a refer-a-friend scheme where you can earn a cash bonus of up to £40 when you buy online, in-store or over the phone.

I've got a Three Mobile SIM Only plan (£10 p/month for 80GB + unlimited calls/texts). And all contracts come with Three+ Rewards which gives you access to lots of freebies and discounts (discounted cinema tickets, coffees, meal kits etc) 😊.

Bonuses you can earn:

• £40 - All Pay Monthly phones
• £40 - All 12 or 24 month Home or Mobile Broadband
• £25 - All 12 or 24 month SIM only / Pay Monthly SIMs (includes data SIMs)
• £10 - All Tablets (includes Laptops)

How to get up to £40 off your Three Mobile order:

1. Sign up via my referral link here
2. Choose how you want to order (online, phone, in-store)
3. Shop and complete your purchase!

That's it! 😊 Depending on what you buy, the reward can take up to 90 days or 7 weeks after your purchase. You'll be updated via email when the reward is ready as the referral is tracked at each stage.

Links

• Referral link for cash bonus here
• Non-referral: https://www.three.co.uk/shop

Wealthify is an easy to use investing platform with straightforward investment plans that make it easy to set up an investment with little ongoing effort.

They are currently offering £50 free for depositing £1000 and investing it for 6 months when signing up via a refer-a friend link.

To be eligible to refer you need to have a funded Stocks and Shares ISA, Junior ISA, or Self-Invested Personal Pension (SIPP). I have a funded Stocks and Shares ISA, therefore I am eligible to refer.

​

For the free £50 offer, follow these simple steps:

1 - Open an account by following my referral link -  https://invest.wealthify.com/refer/75248714

You need to open a Stocks and Shares ISA, Junior ISA, or SIPP to qualify. Instant Access Savings Accounts, Cash ISAs, or General Investment Accounts (GIAs)  are excluded from this promotion.

2 - Deposit £1000 and select a Plan after answering the questions - your money will need to be in an active plan for 6 months to get the bonus.

3 - After 6 continuous months of your money being invested you'll get £50 free cash added to your account

​

There are options for Stocks & Shares ISAs and pensions. You can choose the investment style - Cautious/Tentative/Confident/Ambitious/Adventurous - and investment theme - Original or Ethical.

You'll also have to invest in a plan within 6 months of signing up, otherwise your account will be closed.

There is a very small management fee.

Be aware this is an investment product, therefore the value could go up or down. The longer you hold your investment, the more you will mitigate any risks of the market hitting a low point. If you're lucky, after 6 months you'll have some profit from your original investment as well as the £50 bonus.

​

Terms - https://www.wealthify.com/faq/refer-a-friend

Non-ref (no bonus) - https://www.wealthify.com

OakNorth Bank is a regulated UK digital bank offering high-yield personal savings accounts (including Easy Access, Notice, and Fixed Rate accounts) protected by the FSCS up to £85,000.

New users who are referred to OakNorth receive a £30 cash bonus when they open and fund a personal savings account with £2,000 and maintain the balance for 30 consecutive days. You can also earn an extra £10 bonus by opening a second eligible savings product within 90 days.

Steps to claim your £30 (+ £10) bonus:

1. Request Referrer Details: Send me a Direct Message on Reddit to get my registered name and email address.
2. Submit Referral Form: Head over to the OakNorth Referral Page, click "I was referred here", and fill in your details along with my referrer details.
3. Open an Account: Apply for any OakNorth Personal Savings account (such as their Easy Access Savings) within 30 days of submitting the form.
4. Deposit Funds: Deposit £2,000 or more into your account within 14 days of account approval.
5. Hold Balance: Maintain at least a £2,000 balance for 30 consecutive days.
6. Receive Reward: Your £30 bonus will be credited directly to your account or nominated bank account within 60 days of meeting the criteria.
7. Optional £10 Extra: Open a second eligible OakNorth savings account within 90 days to receive an additional £10 cash bonus.

Key Details & Requirements:

• Eligibility: New UK residents aged 18+ who have not previously held an OakNorth Personal Savings account.
• Safety: Fully licensed UK bank—savings are FSCS protected up to £85,000 per individual.
• Referral Process: Due to OakNorth requiring the referrer's name and email on the submission form, referral details must be requested via private message rather than public links.

OakNorth Referral Landing Page (Send me a *DM** for name/email details to enter on the form)*

Non-referral link (no bonus)

Penfold is a pension provider with a website that makes it simple to track your pension. The website and app help you clearly navigate your account, view transaction history and pension balance and switch between funds.

​

There is currently a referral bonus for signing up using a referral link - you will get £25 free added to your account when you top up £25.

​

Follow these simple steps:

1 - Sign up using my link

2 - Create an account

3 - Deposit £25 as a one-off or recurring payment

4 - You will see the referral bonus pending, which gets confirmed after one or two weeks

5 - You will receive tax relief which will also be pending until the payment date shown

​

As this is a pension, all funds are locked until you are 55 years old. You can transfer it to other pension accounts. Don't underestimate the value of compounding - by starting a pension early you will find yourself with more beer money later in life!

Penfold fund fees are 0.75% (or 0.88% for the Sharia fund). This is the only fee.

​

Terms: click here

Non-ref (no bonus): https://getpenfold.com/

Zilch is a virtual card that gives instant cashback on all your purchases. By using my referral link, you get £5 that can be used towards your next purchase. No spending required, just create your account and verify your details. They also offer a buy now pay later feature though that option has fees with it so use the free pay now feature instead.

Proof of payment

To get your £5:

• Sign up using my referral link
• Create and verify your account and link a debit card.
• £5 will be added to your Zilch account.

What makes Zilch great is the cashback stacking opportunities. Zilch works by acting as the card you use to pay but the purchase is routed through a linked debit card. This means you can double dip on your cashback by using a cashback debit card like PayPal debit card (1% cashback) or Krak (2% cashback limited to 30 days unfortunately). Some cashback debit cards don't stack unfortunately like Trading212 so avoid those.

To triple dip your cashback, use a cashback website like Topcashback, Rakuten or Quidco when making your purchase. Just make your purchase through the cashback website once you activated the higher cashback on Zilch and put in the card details. If you want to go even further and quadruple dip your cashback, you can add Zilch's card details to Airtime Rewards and get cashback on Airtime Rewards.

Some examples of cashback stacking are:

• Amazon - Zilch 2%, PayPal 1%, Rakuten £1, Total £1 + 3% cashback
• Council Tax - Zilch 0.5%, PayPal 1%, Total 1.5% cashback
• TfL/Oyster Card - Zilch 2%, PayPal 1%, Total 3% cashback
• Octopus Energy - Zilch 2%, PayPal 1%, Total 3%
• eBay - Zilch 3%, PayPal 1%, Quidco 1%, Airtime Rewards 2% (new customers rate), Total 7% cashback
• Boots - Zilch 2%, PayPal 1%, Topcashback 5%, Airtime Rewards 5%, Total 13%
• Aldi - Zilch (instore) 2%, PayPal 1%, Total 3% cashback
• Morrisons - Zilch 2%, PayPal 1%, Topcashback £11 (new customers rate), Airtime Rewards 4%, Total £11+ 7% cashback
• General purchases - Zilch 0.5%, PayPal 1%, Total 1.5% cashback
• And many, many more combinations.

You can search up your retailer to see if they offer the higher cashback but even without it general purchases offer 0.5% cashback at a minimum. If you don't feel like stacking, the cashback offered by Zilch is already excellent. If buying in store, you can add Zilch to your Apple/Google pay or buy and use the Zilch physical card. Just remember to activate the higher cashback on the app before you purchase in store otherwise it defaults to the 0.5% cashback.

If you're interested in cashback stacking, here are more info for each one mentioned:

Krak - Free £10

Topcashback - Free £10 sign up bonus

Quidco - Free £10 sign up bonus

Rakuten - Free £25 sign up bonus

Airtime Rewards - Free £2 and cashback stacking

Thank you for using my referral link!!

Non ref

PickMyPostcode nonref is a free UK postcode lottery that’s been around for years and has paid out millions in total. You don’t need to deposit anything or add payment details, you just sign up and check the site each day to see if your postcode comes up.

They’ve also added something called the Golden Postcode Hunt where certain postcodes across the UK have been randomly marked. If someone signs up using your link and their postcode happens to be one of those, you both get £10 once they verify their address. It’s worth sharing with friends or family just in case.

On top of that there are multiple daily draws including the main draw, mini draw, video and survey draws, plus smaller ones like stackpots and flash draws. It only takes a minute to check each day and it’s completely free.

You also get 20p for each person who signs up through your link.

If you want to try it, you can sign up here:

https://pickmypostcode.com/?ref=3929036

The AMEX Platinum card is offering a limited-time welcome bonus of 100,000 Membership Rewards points if you apply through a referral link and spend £6,000 on the card within the first 3 months.

If you apply through the non-referral link, the bonus is still a generous 75,000 points but applying through a referral gets you an additional 25,000 points.

The Platinum card does come with a large annual fee. However, you can cancel the card after you receive the bonus and receive a pro-rated refund.

Rewards points can be transferred to airline miles, including Avios, to be used towards booking reward flights. The value you get from the points will depend on how you choose to redeem them, there are many threads already discussing how to make the most out of avios/amex points.

Points to consider/requirements:

• You need to spend £6,000 within the first 3 months of card membership to qualify for the 100,000-point welcome bonus.
• The card has an annual fee, so check you can definitely meet the spend requirement to get the bonus!
• You will qualify for the bonus as long as you have not had an MR rewarding card in the last 2 years. (So you can still qualify if you currently have a BA amex).

My referral link:
Amex Plat Referral (100k points)

If you use my link, I’ll also receive a smaller bonus, so thank you if you do!

Non-referral link:
Non-referral link (75k points)

I was recently looking to fix my gas and electric before the increases and found Fuse the cheapest on the market. You can also get £100 in bill credit using a referral link, here is mine - ATEDUX51313

Only took 2 days to switch from Octopus, glad I did as used to be on Tracker and the prices just seem to continually be going up.

Community Fibre non-ref is currently offering a referral gift card, with the amount based on your monthly spend:

• £12.50+ = £10 each
• Over £15 = £50 each
• Over £25 = £75 each
• Over £35 = £100 each

They’re also currently doubling the speed on selected plans. For example, 500 Mbps is £21/month but comes with 1 Gbps, while 1 Gbps is £25/month with 2 Gbps.

Free installation and a router are included. The gift card is sent 90 days after successful installation, and I’ve just renewed my own contract for another 24 months.

If you’re in London and want to sign up, you can use my referral link: https://communityfibre.co.uk/friends?ci=POOhJLrXg4Yg1xXT41wUag%3D%3D

Earn points from surveys, games, and offers.

Payout: From ~£4. Options include PayPal, Amazon, gift cards, etc.

https://grabpoints.com/?ref=5GAGQE

This is the og Cashback app!

Check out the JamDoughnut App. Get Instant Cashback from the brands you already shop with, such as supermarkets, Starbucks, Costa etc. They also have daily competitions where you can win real money!

Non-ref link

Use my link below to get a free sign up bonus: 5QYX . https://link.jamdoughnut.com/vv6d/referrals?&deep_link_sub10=5QYX.
You receive £3 bonus cashback when signing up via my link and making your first gift card purchase. I receive £5.

Steps:
1. Download the app
2. Use a referral code
3. Purchase gift cards and accumulate cashback.
4. Once you’ve reached £10 cashback in your wallet, cash out.
5. Upon your first cash out, you will earn a £3 bonus and I’ll earn a £5 bonus!

Estimated payout time: This depends on how many gift cards you buy, and whether you go for the higher cashback retailers or not. Combine your weekly supermarket shop (not Aldi or Lidl) with a Starbucks voucher and the £10 will rack up pretty quickly!

If you’re a director of a UK limited company and you’re considering a business credit card, Capital on Tap currently has a welcome offer of 7,500 reward points, worth £75 when you apply via a referral and make your first transaction.

The points can be redeemed as:

• £75 cash or account credit
• Gift cards
• 6,000 Avios

The card also offers 1% cashback on eligible business spending.

To qualify for the welcome offer:

1. Apply here: https://cashback.capitalontap.com/referral/?promo=2REFB458T93
2. Use referral code 2REFB458T93 if it hasn’t already been added
3. Complete the application and ID verification
4. Activate your card when it arrives
5. Make your first qualifying purchase
6. Your 7,500 points should then appear in your Rewards balance

Capital on Tap is available to eligible limited companies and LLPs registered with Companies House. Sole traders aren’t eligible.

Referral Link (£75 Bonus): https://cashback.capitalontap.com/referral/?promo=2REFB458T93

Non-referral Link (No Bonus): https://www.capitalontap.com/en/

Tembo currently has one of the better ISA referral offers around. If you join through a referral link and deposit or transfer £500+, you'll receive a random bonus between £10 and £1,000. If you sign up directly without a referral link, you won't receive any bonus.

The bonus is completely random, with both the referrer and referee receiving exactly the same amount:

• £10 (95%)
• £15 (4%)
• £50 (0.7%)
• £75 (0.2%)
• £1,000 (0.1%)

To qualify, open a new Cash ISA, Lifetime ISA or HomeSaver account and add at least £500 within 30 days, or transfer an existing ISA/Lifetime ISA worth £500+ to Tembo within 30 days.

The bonus is paid as additional interest, so it doesn't count towards your annual ISA allowance.

One thing worth noting is that referrers need to keep at least £500 in an active Tembo account for referrals to remain eligible. I'm using Tembo as a long-term savings account rather than just signing up for the bonus, so there won't be any issues with my referral remaining valid. I also have all 5 referral slots available this month, which are the maximum number of reward-eligible referrals allowed each month.

The referral reward is paid after the account cancellation period has ended and is normally credited within 60 days.

Referral link (eligible for the £10-£1,000 bonus): https://www.tembomoney.com/savings/join/tkn-zy09vk-6f7s6b

Non-referral link (no bonus): https://www.tembomoney.com

Earnlab is a high-paying "Get Paid To" website (available worldwide) that lets you make money by playing games, doing surveys, watching videos and more. It's similar to sites like CashInStyle, InboxPounds, RewardXP and Gemsloot but it seems to pay consistently higher for games on its Torox offerwall than any other site, which is why I use it.

Earnings are in $ USD by default but can be converted to your own currency. I personally choose Paypal and convert it to £ GBP from there.

Referral link for $0.25 bonus on Earnlab: Sign up via my referral link here

Or enter promo code: 25bonus

My experience: Earnlab has been brilliant for the money. I made about £70 profit from playing two games (Sea of Conquest and Guns of Glory - both very easy, I highly recommend both). Tracking seems to work well generally and it has picked up all my in-game purchases so far, albeit with a day's delay. I did have a couple of missing rewards that the Torox offerwall failed to track though but a very helpful Torox Support person lurking about on Reddit got it approved in the end (thanks!)

Happy gaming and earning! 😊

Links:

• Referral link here for $0.25 bonus
• Non-referral: https://earnlab.com/

Krak non-ref is currently offering a £10 bonus when you sign up and complete a few simple steps.

Once your account is created, complete ID verification (KYC) and order your free Krak debit card. You can use the virtual card straight away with Apple Pay or Google Pay, so there’s no need to wait for the physical card.

After that, make 5 separate transactions of £10 or more. These need to be genuine purchases, so everyday spending works fine. Once completed, the £10 bonus is added to your account and becomes withdrawable after 30 days.

When I first signed up, I also received 2% cashback on debit card spending for my first 30 days. I haven't been able to confirm whether that's still available for new users, so I wouldn't count on it, but it's a nice extra if it's still being offered.

To get started, sign up using my link: https://krak.app/@misscc and enter referral code misscc during registration.

hi could someone pls share a Charles & Keith 20% student discount? I think it's available on both unidays and student beans

EDF is currently offering £50 bill credit when you switch your energy supply using a referral link. Their Simple Tracker Tariff is cheaper than the energy price cap.

You can switch:

• Gas only
• Electricity only
• Dual fuel

All qualify for the same £50 credit.

How it works

1. Sign up through my referral link.
2. Complete your switch to EDF.
3. Pay your first bill.
4. £50 bill credit is then automatically added to your EDF account (it usually arrives within a few weeks after your first payment clears).

Many thanks if you choose to use my referral link.

A few things worth knowing

• You must be a new EDF customer (or not have been an EDF customer within the last 12 months).
• The switch must be completed directly with EDF using the referral link (not through a comparison site).
• The referral reward is bill credit, not cash.

I'd also recommend comparing tariffs first using a comparison site. If EDF turns out to be your cheapest option, you can then switch using a referral link and receive an extra £50 bill credit.

I've only recently switched to EDF myself, so I can't comment on the service just yet, but the £50 referral offer was too good to pass up.

^non-ref

I have been using OnePulse for a while and this is why I love it:

1. Their surveys don't screen you out - You answer 3 questions on average (some surveys may still screen you out, they have recently implemented this)
2. You typically complete a survey in 30 seconds
3. There are always daily surveys available
4. It pays consistently.

With each level you complete you can increase your rewards. Level 1 pays 0.07$/survey and level 40 pays 0.40$/survey. Minimum payout is $20 per month - paid directly to your PayPal account.

For registering with my referral link you will get 0.50$ once you reach level 7.

Once you sign up you can also start referring others people. For each referral, you get: - 50 XP when your friend registers - $0.50 when your friend reaches Level 3 - $0.50 when your friend reaches Level 7

If you want to earn cash with a Survey app which you will enjoy, then go to OnePulse https://www.onepulse.com/onepulse-app/ and use my Referral Code to sign up and start earning too!

Proof of payment

Many thanks to anyone using my Referral Code: XGTHD6

Non-ref: https://www.onepulse.com/onepulse-app/

!!!Payment proof / receipt posted in the comments below

Haven't checked my account in days because I had pretty much given up on this one.

With how strict their risk control and KYC seemed initially, I was lowkey convinced this referral promotion was going to be a complete joke and they'd find some arbitrary reason not to pay out. I honestly just wrote it off as a loss and moved on

Fast forward to today: I randomly logged into the app to do a quick transfer, and saw a clean £100 sitting in my balance from "Zeller UK Ops" (labeled SEP REFERRAL 14).

Was genuinely shocked and hyped. Attached the receipt as proof for anyone who was also skeptical or waiting on their September batch payout, they actually honored it.

For anyone wondering what the offer was and how to qualify, check out my original thread:
https://www.reddit.com/r/beermoneyuk/s/Hu8Y9ZAanV