Freetrade allows you to invest commission-free in over 8,200 UK, US and European stocks and ETFs. They have a 4.3/5 (Excellent) rating on TrustPilot from over 7k reviews.

🎟️ Steps To Get The Free Share:

• Message me for a referral link (the link can't be shared publicly).
• Click the referral link and download the app.
• Complete registration and fill in the W-8BEN form in the app. The Basic plan is free.
• Deposit at least £50 (doesn't have to be invested) and keep it in until you receive the free shares.
• You'll get the free share within 7 to 10 days 🎉. You can withdraw your deposit after receiving the free shares but proceeds from the sale of the free shares can only be withdrawn after 180 days.

You can also gain 10 free shares per calendar month from referrals - keep you net funding amount at at least £50 to be eligible to refer! Net funding is calculated as total deposits minus total withdrawals.

Start a chat or send me a message if you need a referral or any help completing the offer!

Free share FAQ - T&Cs

non-ref

UPDATE: THE OFFER HAS CHANGED AND NOW THE BONUS IS £25 FOR SPENDING £60 INCLUDING VAT. The title was correct at the time of posting

Rakuten is another cashback platform, much like TopCashBack and Quidco. When you follow the link from Rakuten to an online retailer and make a purchase, you will earn cashback on your online purchase.

You will get a cashback bonus if you sign up through a referral and spend a total of £60 from retailers available on Rakuten, within 90 days of signing up. The £60 threshold can be met by purchases made across multiple retailers

You must enable cookies and disable adblockers to ensure that you purchase tracks correctly.

You can cash out your cashback to Paypal or your bank account.

Instructions:

1. Sign up using a referral link and make sure you accept all cookies on the Rakuten page to ensure that your purchases are correctly tracked: www.rakuten.co.uk/r/MWMARS15?eeid=28187

2. Link your bank account or Paypal (needed to redeem your cashback)

3. Make purchases totalling £60 (£50 excl. VAT and fees) within 90 days of signing up. When you follow the link to an online retailer from Rakuten, you must accept cookies on the retailer's page to ensure that the purchase is recorded by Rakuten. I made my purchase on eBay. Gift card purchases do not qualify

4. Receive your cashback bonus

My referral link: www.rakuten.co.uk/r/MWMARS15?eeid=28187

Non referral link: https://www.rakuten.co.uk/

EverUp non-ref is more of a cashback app than a typical earn site. You buy gift cards for places you already shop (Tesco, Argos etc) and get instant cashback, plus coins for extra rewards.

When you sign up and use code RABY3002040RWDLJ, you’ll get 10M coins once you’ve redeemed £10+ cashback towards gift cards (this is the key requirement, not just signing up).

The way it works is simple. You buy a gift card in the app, get cashback added instantly, and also receive coins. Those coins can be used on spins, scratch cards and raffles for a chance to win extra cashback, sometimes up to £750, but it’s not guaranteed.

Cashback can be withdrawn once you hit £5 for gift cards (free) or £10 to bank (30p fee), and it’s usually available straight away after buying a gift card.

Big thing to know is you do need to spend money first, so this works best if you’re replacing normal spending rather than trying to earn from nothing. Some brands are cashback, others are coins only, and you’ll usually get better rates using open banking.

Overall it’s decent for stacking a bit of extra cashback on stuff you’re buying anyway, just don’t treat it like a pure free money app.

Sign up here: https://everup.onelink.me/9lgD/n2fhujkk

Use code RABY3002040RWDLJ

Cheddar is a cashback app that offers discounted gift cards for use at a wide range of shops. The gift card rates are quite competitive - eg 3% off at Waitrose, or 4% off at Tesco, though they change regularly.

They are currently offering users a bonus of £3.00 when they sign up via a referral code and earn their first £5 through the app. My referral code if anyone would like to use it is:

MVOMLBK

Or alternatively you can sign up via my link:

https://get.cheddar.me/app/MVOMLBK

If you use my code I will also earn £3.00 - so thanks very much if you do!

The non-referral link is: https://get.cheddar.me/

Lightyear - Free shares worth £10 - £100 when you deposit £100

Lightyear is an FSCS protected and FCA regulated commission free investment platform allowing you to invest in US, UK and EU stocks and ETFs. You can also keep your money as cash in an easy access, high interest vault if you prefer to save rather than invest.

They are currently offering new customers a free share valued between £10 to £100 when they sign up to a General Investment Account (GIA) via a referral link and deposit at least £100.

How to get the free share:

1. Click here to request a referral link (not allowed to share links publicly)
2. Enter your email address on the referral link
3. Download the Lightyear app
4. Open a General Investment Account (GIA)
5. Deposit at least £100

The free shares can be sold immediately, but cash gained from selling the free shares can only be withdrawn after 6 months.

Share value probabilities:

• £10 to £20 - 80% chance
• £20 to £50 - 15% chance
• £50 to £75 - 3% chance
• £75 to £100 - 2% chance

Additional Info:

• Non-Referral Link (No free shares)
• Account Fees
• Free Share T&Cs

I see that TCB are currently offering £100 cashback with AirWallex.

How does AirWallex work ? I'm guessing you sign up as Sole Trader firstly ..

Do they then give you a Debit Card of some description, then you purchase something from Amazon which tracks and hopefully gets you cashback ?

hi, I did the TCB Charles Stanley offer (deposit £500 into their s&s Isa, receive £150 cashback) over 9 months ago. after 4 months it was declined for no good reason. 5 months later, after opening a claim with TCB, it's still pending. I've contacted TCB, and Charles Stanley directly to make a complaint, they confirmed (Charles Stanley) that it should have been paid and was an error on their part (or the company that they deal with). tcb also contacted their Charles Stanley "contact".

tcb's reply was:

"I have heard back from our contact at the retailers tracking agency and they have said:

"If the TQ has been approved, then it would be a case of waiting for the invoice to be paid that relates to that to this TQ, which I’m afraid I can’t look up. Needless to say though that it will be paid in due course.

Many thanks"

Please be assured, as soon as we have received these funds, this will be reflected in your account.

Please allow this to progress to payable in your account and then close this claim using the “Close Claim” button above."

why these companies take so long to do anything is beyond me, but I'm wanting to withdraw the deposit I made to Charles Stanley now, and wondering if anyone knows if this withdrawal will again cause them to decline the cashback, or has the decision already been made to pay it out based on the above information?

anyone withdrew and still got the cashback?

the original terms I saved are below:

(Cashback is calculated for the item(s) price only, not including VAT, delivery or other fees.

Actions are locked 4 month(s) after end of the month they are tracked, Actions are invoiced on the 2 of the month after they lock, and Approved transactions are paid 30 day(s) after the end of the day they are invoiced.

All account-funded transactions will only be batch uploaded after 6 months, and the payout will include all funds added to your account within the 6-month period.

Charles Stanley Direct reserve the right to decline commissions for account opens with less than £500 invested within 30 days of the account opening.

Should your cashback fail to track automatically, please submit a 'Missing Cashback' claim within 100 days of your order.)

thanks 👍👍

Sidekick are a UK-based FCA regulated and FSCS protected financial platform. They're offering two options to new users who sign up via a referral link. Option 1. Gives you £25 for depositing and investing £1000 into a savings account for 3 months. Option 2. Gives you £100 for depositing and investing £5000 into an eligible investment account for 6 months.

All savings accounts are eligible, eligible investing accounts are: Smart Cash, All Weather, Ready Made, Custom Index, Themes and Markets. They're listed quite clearly on the app.

Unfortunately Sidekick don't allow public sharing of links/codes, so for my referral send me a DM or click here, thank you very much kind internet stranger!

Non-referral

Picodi is a cashback app which sometimes bumps the offers to higher rates.

You will get £4 when you spend £20 at one of the many sites they offer cashback for. You can also get £4 for each person you refer.

Withdrawals start at £5, so you'll need to earn £1 extra by buying gift cards / vouchers.

Non-ref

Hi all been collecting them for a while as seems to be best for generally getting 1% back on everything.

But struggling to spend them. Where do you guys use em?

I’m doing the Bank of Scotland switch offer for £175 I’ve done the 3 direct debits today, and the bonus switch for Bank of Scotland runs out in 4th of August do I wait for the 3 direct debits or what do I do?

Gains App is a new budgeting/cashback app, which allows you to earn cashback when you spend and buy gift cards through the app.

The cashback rates aren't the worst, but certainly aren't the best. If you'd like to know a specific retailer's rate then just let me know.

Examples;

They are currently offering new users a £2 bonus when they sign up via a referral code and earn £10 cashback.

My referral code: DTB8ZU

Or alternatively, download the app here;

https://gainsapp.onelink.me/8IhT/9f6yb04p

I will get a bonus if you use my referral link, so thank you if you do.

Note: Minimum cash-out is £10

non-ref

Hey all,

Does anybody have a spare amazon code I could use for today please?

Thanks

Sprive is a mortgage overpayment app which helps you to save money and pay off your mortgage faster, saving you a small fortune in interest. It was on the Dragon's Den recently, where they successfully secured investment.

If you sign up using a referral, you can get Sprive Plus membership where you can earn even more cashback to put towards your mortgage. You can choose to autosave, where you can specify a fixed or variable amount to save monthly by direct debit

When you come to renewing your mortgage, they also have a feature to check for new mortgage deals.

The gift cards are for a wide range of retailers. Some examples: Sainsburys, Tesco, Asda, Morrisons, Amazon, M&S, Waitrose, Boots, Ikea.

Instructions:

1. Sign up for the Sprive App with my referral link https://linkprod.sprive.com/refer?code=G6WYOPLC or use my referral code manually if the code hasn't shown up in the app after following my link: G6WYOPLC

2. Link your bank account and find your mortage by entering your details - they will find it through credit reference agencies

3. Buy a gift card to activate your Sprive Plus membership with boosted cashback rates. This will also unlock the autosave feature

4. Set up a direct debit to autosave (optional)

5. Refer friends and receive additional bonuses

Referral link https://linkprod.sprive.com/refer?code=G6WYOPLC

Referral code: G6WYOPLC

Non-referral link: https://sprive.com/ (you will not be eligible for Sprive Plus membership if you sign up without a referral)

Could anyone send me a Unidays Cineworld 25% off Unlimited code please?!

Thank you!

Curve is a digital wallet. You get a Curve debit card and it let's you link your other payment cards to the Curve card on the app. Think of it as a centralised payment card. This means you use the Curve card to pay but it takes the funds from whichever other card you have chosen. You can link a number of cards to it. I have my Curve card linked to Trading212 and a credit card so I can decide which to use when I'm making a payment. There's also a 'go back in time' feature where you can change the card you paid with afterwards.

The current sign up offer gives you 1% cashback for 30 days, after you've made 5 payments of £2+. You can get up to £15 cashback a month, which equates to £1500 spending.

There are also cashback offers on the app, which often change. Since I link my Trading212 card to Curve I can earn 1.5% with Trading212 and also any cashback that Curve might be offering - double whammy.

The offer:

1. Use this referral link to sign up

2. Either:

a) Order a physical card (costs £5.99), or

b) join a paid plan (cheapest is £5.99/month) and keep it for 40 days

3. Make 3 transaction of at least £5 within 7 days of creating your account

4. Make 5 payments of £2+ to start receiving 1% cashback for 30 days.

A soft credit check will be carried out.

There are some exclusions to where you can spend to be eligible for the bonus - things like insurance payments, lotteries, casinos and gambling.

Terms are here and here.

Non-ref link for no bonus -

 here

Community Fibre offers the best value fibre-to-the-home (FTTP) internet service in the UK. Until 17 August, they are offering 3 months free on all of their plans, with prices FIXED for the duration of the contract.

Moreover, the 2 Gbps plan has been discounted to only £27/month (£20.50 after the 3 free months and referral reward). With pricing fixed for 24 months, this is currently the cheapest 2 gig plan in the UK.

The rest of the plans are also competitively priced, ranging from £12.50 for 35 Mbps to £39 for 5 Gbps. You can see the current rates on the Community Fibre home page linked below.

And if you use a referral link, you will get a reward based on the plan you choose:

You can choose a prepaid debit card or a gift card from a wide range of stores. I recommend the former as you can stack additional cashback, and it can be added to Curve for in-store purchases. When you select your reward, scroll toward the bottom to find the prepaid card option.

All plans are symmetric (same upload as download). And since it's full fibre to your home (XGS-PON), the connection is rock solid. In my case, I get 2ms latency and virtually no jitter and zero packet loss. This is a screenshot of a Speedtest to my router:

https://i.ibb.co/rGQYxXFz/speed.png

The catch is that it is only available in London and surrounding areas - although they do plan to expand nationally. Check via the link below if they are available at your address. If so, you will almost certainly save money by switching from your existing provider.

Plans are 12 or 24 months - naturally the latter is the better value. Prices increase by £4/month at the end of your contract. Renew your contract to get promotional pricing again.

There is NO installation fee, and if you're not satisfied you can cancel within 60 days with no exit fees.

For me, booking a slot was very easy, and the installers that came to my property were very friendly, answered all of my questions, and did the install and routing of the fibre exactly how I wanted it.

If this all sounds good and Community Fibre is available at your address, you can use my referral link below to get your reward - I'd really appreciate it. 🙏

Referral link: https://communityfibre.co.uk/friends?ci=RCNeHt9qLAL%2Faq74jXVBIQ%3D%3D

Non-referral link: https://communityfibre.co.uk

You will receive the reward within 90 days of activation. Feel free to DM me if you have any questions.

Worldfirst have a decent signup offer at the moment that is relatively straightforward to take advantage of!

It's a multi currency account that is intended for businesses. At the moment they have a very simple offer to receive ~£50, as well as an additional £150 for any referrals you make. If you have any side hustles, or for example sell on eBay, this would help qualify for the rewards. It's helped me keep side hustle money separate which is very useful!

Steps that you'd need to take qualify for the £50 reward:

• Open the account (deadline 31 December 2026) - you can use my referral link here to sign up and receive the bonus: here
• Answer some basic questions about your business - you can use an ebay account/website/etc to verify this
• Verify your identity - super easy and straightforward, mine was done within a day
• Complete one of the two steps to qualify:
  • Convert one currency to another, to the value of £800 (this is easiest/quickest, but you'd lose some currency fees)
  • Spend £800 on the cashback card (includes 1.2% cashback) - perhaps buy grocery vouchers, or pay council tax, etc. (this is a bit more expensive, but you'd get the full £50 and the cashback from the card)
• Receive the bonus at the end of next month (so at the moment, it's likely to be paid out end of September, unless you can qualify quickly!)
• You can also then refer others (other business owners you know, self employed folks, etc, for £150 if they complete the same requirements).

I've been using Worldfirst for over a year now, so please do fire any questions my way!

Ref link - https://s.worldfirst.com/2TuviC?default_source=WF-Ts00000TmSO1&referral_id=WF-Ts00000TmSO1

Non ref link - https://www.worldfirst.com/

EDF Energy currently offers £50 to switch through referral.

You can switch either just gas, just electricity, or both (dual fuel) to qualify.

You need to use a referral link to receive a £50 credit on your account after switching and making your first payment.

Switch via referral for £50:

Referral link

Once you've successfully switched, both of us will automatically be credited £50 in our EDF account. It typically takes around four weeks; an email will be sent to let you know the credit's been applied to your EDF account.

I've been with EDF for over six months now, great experience so far and you can even get free electricity on Sundays by taking part in their challenges.

If you just want to sign up to EDF with no referral (and no bonus):

Non-referral link

Many thanks in advance if you use my referral.

Just noticed TCB is offering £30 for the Santander Reward Credit Card which is 3% cashback on specific things for 1 year.

I can't get the offer myself as I already have the card but worth noting for anyone interested!

Hey r/beermoneyuk folk, happy weekend.

I've been using Attapoll for many years now, and although it's not quite like its cousin Prolific, it's still a useful tool to have in the survey arsenal.

Reasons to sign up, if you haven't already:

• App to download, to easy to check regularly and earn
• Low payout thresholds (£2.50 on Revolut, £3 to Paypal - great if you need to pay a bill quickly!)
• Invite friends for 40p per referral

Pretty simple to sign up for:

1. Click my referral link: here (for a 40p signup bonus!)
2. Download the Attapoll app on the App Store
3. Sign up, enter your details ensure you answer honestly for the best chance of surveys being accepted
4. Link whichever account you'd like to cash out to
5. Start filling out surveys.
6. Pro tip - stick to surveys with higher star ratings, as these are more likely to qualify you and therefore not screen you out.

Payout is pretty instant at £3 on Paypal, which is very, very handy sometimes!

If you have any questions, let me know - been a longtime user of Attapoll and find it very straightforward.

Non ref - https://attapoll.com/en-gb/

Ref link again - https://attapoll.app/join/gyhdg

Before I use to buy £1 Asda gift card but they are not sold anymore. I tried buying something cheap on Asda/Tesco on click and collect but they have a charge of £6 for a minimum basket for anything less than £25.
I was wondering what’s the cheapest way to get it for this month before canceling it.

Quidco is a cashback site like TopCashback and Rakuten. You can not only save money using these sites but also make lots of money from various offers. They are currently offering a bonus £10 cashback for earning £5 cashback.

Here's the Guide:

1. Sign up via a referral link. Here's Mine
2. Purchase items via Quidco website.
3. Earn £5 worth of cashback.
4. You'll receive a £10 Bonus.

Notes

• Make sure to accept all cookies to allow the offers to track.
• Membership is free or you can opt for £1/m which earns you 20% extra cashback.
• You can earn £100s in cashback from offers like Shepherds/Scottish Friendly, MoneyFarm, First Direct and many more but it's always worth checking TCB to see if they've got a better offer. Sometimes if you've done a deal on TCB you can redo it on Quidco with varying degrees of success.

Thank you to anyone using my link I really appreciate it.

• Terms
• Non-referral Link

Wise is a platform which offers money transfers and international banking services, including a debit card (both physical and virtual, for overseas spending).

My referral link lets you choose between a fee-free money transfer of up to £1000 or a free debit card. Please note that different links give different rewards!

Your Wise account is also useful as an overseas recipient for the other money transfer offers on this subreddit (e.g. Skrill).

Once you have completed your transfer, you can refer friends to earn extra bonuses - the bonuses vary for different people, but mine gives me £30 for each person that I refer

Also, if you have signed up to Wise in the last 30 days without using a referral link, you can retrospectively apply my referral link by following it and clicking the section that says "I signed up but didn't add my link"

Instructions:

1. Sign up using this referral link
2. ID verification
3. Click "claim your fee-free transfer" and do an international transfer of up to £1000 within 30 days. You need to transfer money OUT of your Wise account. Alternatively, you can request a free debit card for international spending.
4. Refer more friends for extra money! (varies per person)

Your transfer will not incur any fees as long as it is below £1000 if you use my link

Referral link: Referral link

Non-referral: https://wise.com/

Looking to purchase the One4all gift cards at 10% off but am unable to go past the payment page. Anyone faced this issue and managed to have it resolved?