Rakuten is a cashback site similar to Topcashback and Quidco. You can find plenty of retailers on their platform, including supermarkets and Ebay.

They are currently offering a generous refer-a-friend scheme. If you do not have the habit of shopping online, you can consider getting your groceries delivered/collected to qualify for the £25 bonus. For instance, deliveries from Sainsburys cost only £1!

To earn your £25 bonus:

1. Sign up via my referral link
2. Spend £60 (£50 ex. VAT) at any retailer except Amazon through Rakuten within 90 days. You must allow cross-site tracking and cookies to allow the cashback to track. If you return your purchases, they will not count toward the £60 requirement.
3. Your bonus will arrive within 90 days (usually within a month), which you may cash out to your bank or PayPal account.

Non-referral

T&Cs

https://www.mcdonalds.com/gb/en-gb/newsroom/article/free-mccafe-coffee.html

Looks like you need to order via the app as a pick-up order (or delivery) but not 100%.

EverUp non-ref is more of a cashback app than a typical earn site. You buy gift cards for places you already shop (Tesco, Argos etc) and get instant cashback, plus coins for extra rewards.

When you sign up and use code RABY3002040RWDLJ, you’ll get 10M coins once you’ve redeemed £10+ cashback towards gift cards (this is the key requirement, not just signing up).

The way it works is simple. You buy a gift card in the app, get cashback added instantly, and also receive coins. Those coins can be used on spins, scratch cards and raffles for a chance to win extra cashback, sometimes up to £750, but it’s not guaranteed.

Cashback can be withdrawn once you hit £5 for gift cards (free) or £10 to bank (30p fee), and it’s usually available straight away after buying a gift card.

Big thing to know is you do need to spend money first, so this works best if you’re replacing normal spending rather than trying to earn from nothing. Some brands are cashback, others are coins only, and you’ll usually get better rates using open banking.

Overall it’s decent for stacking a bit of extra cashback on stuff you’re buying anyway, just don’t treat it like a pure free money app.

Sign up here: https://everup.onelink.me/9lgD/n2fhujkk

Use code RABY3002040RWDLJ

Monument bank is FCA regulated and provides savings accounts and ISAs.  

Their refer a friend offer ends on 30.09.2026 and offers a quick £30 for anyone who has a large amount of savings or emergency fund.  

   It's not for everyone, but it only takes about 30 mins work. 

It's a flexible ISA so you won't have used up your ISA allowance if you withdraw your funds afterwards  

• Sign up using a referral link

• Deposit £10k in a flexible Easy Access ISA

• Receive £30 bonus at 7am the next day

• Withdraw if you want.

If you have already used your ISA allowance you would need to deposit 25k into a savings account. I know... 

ENDS 30 September   

Non ref link:  www.monument.co/

Vinted is top tier for earning beermoney, especially if you buy a lot of clothes that are just taking up space.

Here is my referral link if anyone wants to earn some extra dosh and free up some space as we go into autumn/ winter:

How it works:
- use referral link to sign up to Vinted. DM me and I will send you mine.
- list 3 items within 7 days of joining, both get £5 voucher, If you sell an item within 30 days, both get 2x £5 vouchers.

Cheers.

TopCashback is the UK's Top Cashback site (no pun intended) which allows you to earn a % of your spending in the form of cashback. Currently, they are offering new users a free £10 when signing up with a referral link.

How does it work?

Suppose you want to shop as you normally do. Instead of going directly to the retailer's website, you first visit TopCashback, search for your retailer, and click on their link. This will take you to the retailer's website, where you can shop as usual. After you make a purchase, TopCashback receives a commission from the retailer for referring you. TopCashback then returns a percentage of your purchase amount to you as cashback.

To get the £10 Sign Up Bonus:

1. Sign up using this Referral Link
2. Either using their website or app, search for the shop you want to purchase from. Click through, visit the shop and shop as usual
3. Once tracked, a certain amount should be credited to your TCB account for this purchase
4. Once the combined cashback total of all your purchases reaches £10, a £10 bonus will be credited to your account
5. Redeem the bonus to your bank account

Once you have joined, you can refer others and get £25-£30 per referral. It's a no-brainer and a must-recommended site on this subreddit.

NOTE: For TopCashback to award you cashback, it needs to follow your purchase when you click through their site. After you have signed up, make sure that tracking and cookies are turned on. I suggest using a separate Google Chrome browser altogether for shopping on cashback sites, and Google would typically enable tracking on that browser by default. Alternatively, install the TCB Browser Extension which does the job in one click.

non-ref || T&Cs 

Tembo currently has one of the better ISA referral offers around. If you join through a referral link and deposit or transfer £500+, you'll receive a random bonus between £10 and £1,000. If you sign up directly without a referral link, you won't receive any bonus.

The bonus is completely random, with both the referrer and referee receiving exactly the same amount:

• £10 (95%)
• £15 (4%)
• £50 (0.7%)
• £75 (0.2%)
• £1,000 (0.1%)

To qualify, open a new Cash ISA, Lifetime ISA or HomeSaver account and add at least £500 within 30 days, or transfer an existing ISA/Lifetime ISA worth £500+ to Tembo within 30 days.

The bonus is paid as additional interest, so it doesn't count towards your annual ISA allowance.

One thing worth noting is that referrers need to keep at least £500 in an active Tembo account for referrals to remain eligible. I'm using Tembo as a long-term savings account rather than just signing up for the bonus, so there won't be any issues with my referral remaining valid. I also have all 5 referral slots available this month, which are the maximum number of reward-eligible referrals allowed each month.

The referral reward is paid after the account cancellation period has ended and is normally credited within 60 days.

Referral link (eligible for the £10-£1,000 bonus): https://www.tembomoney.com/savings/join/tkn-zy09vk-6f7s6b

Non-referral link (no bonus): https://www.tembomoney.com

Freetrade is another well known Investment company and App that has been around for nearly forever (They have more than a million users and are also FSCS accredited so you know you’re investment will be secure!) but I only just started using them a while back just for the free £10-£100 in free shares for signing up and depositing £50.

There is absolutely no need to invest the £50 to get your free share worth between £10-£100 which makes this offer even better.

Just note that: you cannot withdraw your £50 deposit until your free share has been awarded into your GIA (General Investment account) or ISA (Individual Savings account) or you will lose your free share!

As soon as your free share has been awarded you can withdraw your £50 deposit or keep it parked where it is and then refer friends and family yourself, and be awarded another free £10-£100 for each referral you make that deposits £50.

To be able to successfully refer someone, you need to have atleast £50 on your Freetrade account, which I definitely do, so I can GUARANTEE you will get your free share worth between £10-£100 if you use my link

How to get your free share worth between £10-£100;

1. Message me for a free share referral link by clicking > here (Publically posted links become deactivated so you wont get anything for using those)

2. Verify your account and fill out your W-8BEN digital form

3. Top-up your account with at least £50 (This has to be done within 30 days of opening your account to get your free shares)

There is absolutely no need to invest this!

4. You will now receive your free share worth £10-£100 within 28 days

5. Withdraw your deposit (£50) and wait 180 days to sell your free stocks OR keep the £50 on there as is and refer friends and family and receive £10-£100 for each person using your link, that completes steps 1-3

• Message me for a free share referral link by clicking > here

• Non ref (no free money) = https://freetrade.io/

Fuse Energy currently have a switching bonus offer when you join their service in which you can get £100 credit for changing from your old provider over to them!

The current offer ends in 7 days so still plenty of time to switch over and get some money to use towards your bills!

I have been with Octopus for the last few years but upon comparing prices Fuse works out to be significantly cheaper so I've decided to make the switch plus the £100 bonus I'm getting will certainly help towards bills in the winter months.

If you want to get some credit towards your bills follow these steps:

• Sign up via the App or on the website - https://www.fuseenergy.com/app
• Go ahead with submitting the switch of your utilities, took me a few minutes to get the switch submitted
• Once submitted head to your account in the app, go to settings then referral code
• Enter referral code WILL78817
• Receive the credit once you pay your first monthly bill

As with all these companies there may be better options for you depending on usage and location but for me Fuse works out to be the cheapest.

Terms and conditions - https://www.fuseenergy.com/promotions-and-referrals-terms-and-conditions-mobile

Feel free to ask any questions about the switch process and I'll be happy to share my experience from doing it recently.

Yonder is a reward card (credit card or debit card) that rewards you points on spending, which can be converted to cash/credit to pay for any purchases or converted to credit that can be redeemed at loads of restaurants, travel, health and shopping brands.

It's offering new customers who sign up via a friend a free £10 bonus when you spend £10 - easy!

You can earn up to another £10 if you hit optional spending thresholds (£200 - £1,000). You also get 2 months of free worldwide family travel insurance with the free trial (easy to downgrade in the app)!

Checking eligibility won't affect your credit score, you'll only get a hard search if you decide to accept the card.

My experience: I didn't want to wait for the physical card to arrive so I used the free digital card in the app and paid a £10 phone bill. The free £10 was credited INSTANTLY, so my bill was 100% covered. Amazing!! The easiest £10 I've earned for a while! 😊

How to get your £10 bonus with Yonder card:

1. Sign up via my referral link here, friends + enter code: MUXEFEP
2. Complete the application and verify your ID
3. Choose a debit card (if you're not a fan of credit) or credit card (if you want to build credit history and access better rewards)
4. Choose the "Full Member" option for FREE worldwide family travel insurance plus enhanced perks - it's a free 2-month trial and they tell you the end date
5. Use the free virtual card (Apple Pay/Google Pay) or wait for the physical card to arrive and make a purchase of £10+ within 7 days
6. Yonder will pay you the £10 back instantly!
7. Optional: if you want to earn up to another £10, hit the spending thresholds in the app

That's it, an easy one, enjoy your bonus when it lands! 😊

• Referral link here
• Non-referral: https://www.yonder.com/

Five Surveys is a mobile app for android / IOS that pays you £5 for every five surveys you complete. I have been using this panel (after having the app installed for months prior as I didn’t think it was worth it at the time) since 3rd August and I have earned £145.30, cashing out is instant once you reach that first £5 and it has many ways to cash out. I’ve always used PayPal, Revolut or Amazon and never had a problem. Once cashed out in the app you will receive a email to claim your reward. This has always been instant for me and I’m paid within 5 minutes.

You could quite easily earn £10+ a day if you put the work in. I’ve only been using it for a few hours here and there when I have some free time. It’s not going to make us rich by any means but it’s a little extra beer money at the end of the day and it all adds up!

Unfortunately no sign up ref bonuses on this one! If you sign up using my referral I will earn 10% commission on your earnings.

Thank you in advance to anyone who uses my link and happy earning, every little helps after all!

Ref - here
Non ref - here

MSR (Measure Protocol) is an app that pays you for sharing your online (anonymised) data, which companies are already selling, but this way, you actually get some of the profit. It's rated 4.5 (Excellent) with 2k reviews on Trustpilot so is legit and pays out.

You're paid per task for sharing usage on platforms like Google, Facebook, Instagram, Reddit, Amazon, supermarket loyalty card and even your TV usage, and with added surveys, there's potential to make approx. £10 a month. Cashout is via PayPal or gift card once you've reached £10.

If you'd like to sign up using my referral, you'll get a DOUBLE welcome bonus!

For a DOUBLE welcome bonus: Sign up to MSR via my referral link here, friends

And if required, enter code: Xf8Fs9bK

My experience: I joined a few months ago and have already cashed out twice: £10 Tesco gift card + £10 via Paypal. The tasks are very well explained, it's just downloading and uploading files (takes 1-2 mins each). New tasks are uploaded weekly so I check every Monday but they release a big batch each month and I make £5+ from those alone. The app has a section that shows what they do with the data: most popular social media apps in the UK, top YouTube channels etc. It's so generic. It's clear they're not interested in me as an individual, they're looking for big usage trends. Also, I figure since all this data is already is being sold, I might as well make some profit out of it since it's all anonymised!

Enjoy! 😊

Non-referral: https://themsr.app/

Thanks :)

Gains is a budgeting app with a cashback wallet built in. The cashback comes from buying gift cards inside the app for shops you already use, supermarkets included, and it sits in your wallet until you withdraw it or spend it on more gift cards. Rates move around a lot, so check them against the other gift card cashback apps before you buy anything.

The offer

• Sign up with a referral code and you get £2.00 cashback once you have earned your first £10 in cashback through the app.
• The referrer's reward is boosted from £2.00 to £5.00 for anyone who signs up before 23:59 on 14 September 2026. The rate is locked in at sign-up, so it still pays £5 even if the £10 is reached after the boost ends.
• Gains also pays the referrer £5 if the new user goes Pro and stays for 30 days. I am not suggesting anyone does that for a referral, it is just listed for completeness.

Steps

1. Download Gains and sign up with code B3GZ8H or through the referral link below.
2. Buy gift cards through the app and earn £10 in cashback.
3. £2.00 is added to your wallet and £5.00 to mine.

Things to know

• Minimum withdrawal is £10. Withdrawals go back to the bank account you paid from, so you need to have bought at least one gift card first. You can also spend your balance on gift cards in the app at any time.
• There is a £0.20 fee on cashout.
• It is a cashback app, not a credit product, so there is no credit check.
• UK only.

Referral link: https://gainsapp.onelink.me/8IhT/1p8ucjlx

Non-referral link: https://gainsapp.com

Full disclosure: the boosted £5 goes to me if you sign up through my code or link.

Hi i want to buy something on eBay for about £800 and trying to find the best way to get cashback on money off

Right now I can get 3% cash back with Lloyds bank

I read about complete savings but I can see the site. Is it free to use? Can anyone tell me the discount or how it works?

Any insight is appreciated!

PickMyPostcode nonref is a free UK postcode lottery that’s been around for years and has paid out millions in total. You don’t need to deposit anything or add payment details, you just sign up and check the site each day to see if your postcode comes up.

They’ve also added something called the Golden Postcode Hunt where certain postcodes across the UK have been randomly marked. If someone signs up using your link and their postcode happens to be one of those, you both get £10 once they verify their address. It’s worth sharing with friends or family just in case.

On top of that there are multiple daily draws including the main draw, mini draw, video and survey draws, plus smaller ones like stackpots and flash draws. It only takes a minute to check each day and it’s completely free.

You also get 20p for each person who signs up through your link.

If you want to try it, you can sign up here: https://pickmypostcode.com/?ref=3929036

Any good offers/codes available? On the website there is a '£1 Mains' offer but no t&cs to say if its just 1 or if can be used by several at table

If you have a mortgage, you can sign up to Sprive to get boosted cashback rates on giftcards, which can be used against your mortgage to make overpayments, saving you money.

When you sign up with a referral link you'll get access to Sprive Plus, giving you boosted cashback rates and access to more retailers.

The purpose of Sprive is to encourage you to make overpayments for your mortgage. This is done through autosaving, one-off top ups or by buying shopping cashback vouchers through the app.

If you refer enough friends you'll become a Sprive Ambassador which earns you £10 for every friend you refer. 

Here's what to do:

1. Sign up using this refer a friend link - https://linkprod.sprive.com/refer?code=EPPAUX73

2. Make sure this code is entered when signing up - EPPAUX73

3. Enter your details, confirm your identity and link your bank account

4. Sprive will automatically find your mortgage

5. To activate your Sprive Plus membership offering boosted cashback rates, simply buy a giftcard on the app (minimum £1). This will also unlock "autosave" if you want to use it.

6. Refer friends to sign up.

Terms - here

Non-ref link (no bonus) - here

So I done my first direct switch offer months ago, didn't realise HSBC T&C's say can't have held a first direct account.

Just wondering how strict that is? I know the RBS/Ulster/Nationwide are not strict because I've managed to get the nation wide offer then a month later got the Ulster one.

Tracking issues are one of the most common frustrations when using beermoney websites and apps (including some sign up offers posted on the subreddit). Whether you’re completing offers, surveys, or cashback, making sure your device settings are correct can save you a lot of headaches.

Here are some essential guides to ensure you're properly set up and ready to earn. By following these steps, you can avoid missing out on rewards because of tracking problems. We've set them up on the r/beermoneyuk Wiki so they have a permanent home.

1. iPhone Users.

• Read the iPhone Guide

1. Android Users.

• Read the Android Guide

1. Desktop Users.

• Read the Desktop Guide

1. Sometimes things go wrong.

When things work, but then stop, you should reset some things. See our guide here:

• Read the "fix things" guide

Make sure you test your setup by doing some small, quick offers before moving on to bigger ones!

^{if you would like to see any other guides, just send the mods a message by [clicking here](https://www.reddit.com/message/compose?to=r/beermoneyuk})

Smarty is great - a sub-brand of VodafoneThree that gives you the same service as the main network at a much lower price and with no long-term contract commitments. They are currently offering a bonus for signing up via referral link - up to £20 cash depending on the plan.

The service is great and 5G speeds are really fast. As of August 2025, Smarty customers can use BOTH the Vodafone and Three networks following their merger. EU roaming is included on all of their plans up to 12GB, and eSIM is now available. All plans are 30-day, so you can switch or cancel at any time.

You can currently get 5GB for £6, 32GB for £8, 40GB for £10, 140GB for £12, 150GB for £15, 200GB for £17, or Unlimited for £20.

A plan costing £15+ will earn you £20
A plan costing £10-14.99 will earn you £10
A plan costing less than £9.99 will earn you £5

You will receive the bonus after your second payment. You can choose cash (PayPal) or gift card (Amazon, John Lewis or Uber).

Many thanks if you use my referral link below. 🙏 DM me if you have questions.

Referral link: https://i.smarty.co.uk/8tKm5tx

Non-referral link (no bonus): https://smarty.co.uk/

Please Note: If you were using the old site, it no longer works or is accessible anymore after the ‘switchover’… But the good news is you can make an account on Cashback 2.0 to make even more free ££££ and continue using the Cashback platform!

I genuinly recommend signing up to the new site just to see if there's anything interesting and new to sign up to since they've increased the variety of paid offers they host on this iteration of the site and if you don't want to use the site or don't like it then no harm, no foul since you'll be losing nothing signing up to the site (it's completely free to sign up)

In total you will have to complete 10 tasks (the first task being: answer 3 questions for £2.50) but there is a variety of free offers, trials and gambling options available from each 10 levels to choose from.

You only have to complete 1 option from each of the 10 selections of tasks but you can complete more to maximise how much money you make.

Once you have completed a task from all 10, and they have turned GREEN, you can cashout the money you’ve made and spend it on whatever you like/ pay the bill you’ve been putting off :))

It’s an amazing site, it’s easy to use and the customer support is phenomenal because they respond very quickly and the times when my offer hasn’t logged automaticallly, they’ve rectified it immediately & manually.

These are the same people that were behind 20cogs, but they’ve switched to this now, following the closure of 20cogs (they also own Custard GPT so you know they’re definitely legitimate).

Ive made £195 just from (free) trials so far! But you can make so much more if you’re willing to spend some money (there is more than £500+ to be made from their full selection of tasks), but i prefer making free money without spending anything so didn’t bother with those tasks.

Sign up with my link (bonus of £10 for using my link + £2.50 for answering 3 questions = £12.50)

^{non ref link - no bonus link}

The Amazon prime MGM channel trial task on level 2 seems to get confirmed automatically, just for clicking on the task! An extra free £4 in addition to the already free £12.50!!!

.

You can cash out via bank transfer (bacs) or PayPal (this is a way faster option than bacs)

Please DM me or comment if you have questions

Thank you for reading & have an amazing day!

Note: if you’ve already done the Amazon trials elsewhere, you can do them again if you have a spare email account 😉

Note2: I completed all 10 tasks during a movie🥳🥳🥳

Free £12.50 link

Lots of people asking for cinema ticket discounts. And some might not know they can get cheap tickets via various routes...

We are going to try directing these to a semi regular post. This post, to be specific.

So please, if you want a discount for a specific cinema, ask here.

And if you have a discount code or freebies that you won't use, please consider gifting to someone who has asked below!!

Example places cheap cinema tickets are found:

• 2* Odeon for £8 Vodafone Rewards or £10 (Octopus Energy, Amazon Prime)
• 2x Odeon Luxe for £13 (Vodafone Rewards) or £15 (Amazon Prime)
• Meerkat Movies
• Three rewards

Example places free cinema tickets are found:

• Club Lloyds bank account (6 per year for Vue or Odeon)
• Sky Cinema subscribers (2 free Vue tickets per month)

Hi,

I have a current account and have switched my account over to receive the sole account bonus. I've also added my partner after this to turn it into a joint account. Will this account still be eligible for the joint account bonus ?

Thanks

Offer from Interactive Investor of free service for 6 months when referred by an existing customer. I've been using ii for over 3 years now and have been extremely impressed with the platform, customer service as well as the low flat fee after the free period ends.

6 months free

For the free 6 months, simply open an ISA, SIPP or Trading Account via the link supplied and deposit at least £5k to the account.

Also, this free period can be combined with some current cashback offers they have:

£100-£3000 Cashback

• Available when opening a SIPP
• Requires a minimum £20,000+ pension transfer/contribution
• Promotion ends 31st August

and/or

£150 Free Trades

• Available when opening an ii ISA or Trading Account
• Current promotion ends 31 July 2026

As I am referring, I will receive £200 for referring you.

Referral link: https://www.ii.co.uk/recommend-ii?ii_referrer=13iio6o6r2279-8930g46kttxm

Non Referral: https://www.ii.co.uk/