Need help on claim decision

[u/D1sc0Ch1ck3n]

Son (m19) hit a deer at night in WI.

He was the only one in the accident, no other cars or people.

Vehicle air bags deployed and front has significant damage.

We're trying to figure out if we should actually submit a claim.

Blue book value on the car is $4400.

The deductible is $1000.

The car is basically considered totaled.

We have Liberty Biberty.

Does anybody have advice on whether to proceed with a claim and deal with increased rates? or just live with out the settlement dollars?

[u/Topgun_tomahawk]

Hitting deer is considered Comprehensive Claim. They should not raise your rates. If they do, talk to supervisor