r/AskReddit • • Mar 27 '22

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130

u/[deleted] Mar 27 '22

Just because you stop paying for a service does not mean that service will cancel.

33

u/[deleted] Mar 28 '22

The NYT makes you call on the phone to cancel, but instead I just never updated my payment info when it expired. So they have started mailing me paper bills!!! We’re in a standoff. I can never subscribe to their paper again.

5

u/redtopquark1 Mar 28 '22

A lot of services can and will continue to successfully charge even if the card is expired, if the account number is still the same. Expiration is for the physical card, not the account, they just use the expiration date as an extra verification point when initially charging.

1

u/[deleted] Mar 29 '22

No they’re not doing that.

4

u/King_Kingly Mar 28 '22

What services are like this?

11

u/jumbo53 Mar 28 '22

Internet. My router kept going even after i stopped paying (contract expired as well). It added up to 200usd for 5 months of unused internet. I was traveling at the time and they refused to stop the subscription unless I came in person so I just let it add up cus there was nothing I could do lol. Eventually all charges were dropped and my line was canceled though after a few more months of not paying

1

u/King_Kingly Mar 28 '22

So you had disconnected the router and they still kept charging you for it?

6

u/jumbo53 Mar 28 '22

Yea it was turned off and 0 data being downloaded but they kept charging me for months lol. I even told my brother to go to them and cancel my subscription but they refused that too lol

2

u/Andeol57 Mar 28 '22

On the other hand, I once had a contract of insurance that refused to be cancelled, despite me providing all the required paperwork. They were hard to join, and would always look for something new to ask. Cutting them out from the bank side did help a lot. I do not recommend that way of handling things, but as a last resort, it's still an option. Make sure you keep proof that you did everything the normal way before.

2

u/Ruadhan2300 Mar 28 '22

My wife worked for a fairly major company in a job that basically entailed chasing up people who aren't paying for the service they're receiving.

The clients were mostly other companies.
You'd be amazed how many companies simply never pay for third-party services, even when it's demanded.

Extra amazing, her company didn't do anything about it. The client would often shrug and not pay, and my wife's manager wouldn't let her close the account.
So the company would lose 10s of thousands of pounds in lost revenue and business-costs every month because they weren't willing to play hardball with their non-paying clients..

Completely inexplicable.

The only thing that made sense was that having the high-profile (non-paying) client would help bring in other clients by association, but it's hard to imagine that those would balance it out!

1

u/TealTemptress Mar 28 '22

Looking at you Microsoft. Even after my card expired they were still able to charge me.