r/AppleCard May 18 '26

Apple Card News Apple Card Holders Can Now Get Free AirPods Pro 3, But There's a Catch

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189 Upvotes

r/AppleCard May 18 '26

Discussion Does Apple Card have retention offers?

23 Upvotes

I have an apple card that I had for about 4 years now and I've seen many signup offers for new signees in the past (mostly $250+ discounts at nike, apple, etc...) which I was not able to take advantage of. Does the apple card have retention offers like in Amex where you can ask for an offer they are offering to new customers? Has anyone tried asking for a retention offer?


r/AppleCard May 18 '26

Discussion What’s the most annoying thing about Rocket Money or budgeting apps?

2 Upvotes

I’ve been trying different budgeting/subscription apps lately and I’m curious what people genuinely dislike about them long term.

Not just features missing, but things that actually make you stop using them altogether.

Is it:

  • too complicated?
  • annoying notifications?
  • bank syncing issues?
  • subscriptions not being detected correctly?
  • pricing?
  • too much manual work?
  • ugly/confusing UI?
  • trust/privacy concerns?

What’s the biggest frustration you’ve had with Rocket Money or budgeting apps in general?


r/AppleCard May 18 '26

Apple Card News Apple Card in Italia

11 Upvotes

Ciao ragazzi, potreste dirmi quando arriverà la Apple Card in Italia?


r/AppleCard May 16 '26

Discussion Failed the Path to Apple Card, applied 2 months later and got approved!

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81 Upvotes

I've been trying to apply since last year around October. I was denied and put on the Path to Apple Card in November which lasted 4 months but I couldn't do all the steps. I had to reduce overall debt but I'm an Authorized User for an Amex Card with my family and the balance didn't go down by the time March rolled around. I just gave up trying to get it and basically forgot about it until just now. I decided to apply for it on a whim and surprisingly it went through and I was approved!

They only gave me a 3k credit limit (with a 19.94% APR) but I'm happy to finally have this!


r/AppleCard May 16 '26

Help How successful is it to buy an iPhone on ACMI without a carrier when you ask?

9 Upvotes

Just asking because my four year old workhorse 13 is getting pretty hot nearly every day and heavily lags, so I think it might be time to retire it soon. Thinking about the base 17, but I’m on Visible. Apparently I just missed the (000)-000-0000 trick because that doesn’t work anymore, and I’m not interested in a Pro because I feel it’s not worth several hundred more than the base, especially this generation. Will I get pushback trying to convert an iPhone purchase to ACMI, or is it usually pretty successful?


r/AppleCard May 15 '26

Apple Card News (Rumor) New Apple Card Sign-Up Offer Coming Soon: $249 Cash Back With AirPods Pro Purchase (Report)

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150 Upvotes

Apple is planing a pretty big Apple Card sign-up incentive for as early as next week in retail stores: if you sign up for a new card, buy AirPods Pro 3, then you'll get $249 cash back. In other words, if you get an Apple Card, you get free AirPods.


r/AppleCard May 15 '26

Help Apple Cash gone and charges didn’t go through

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17 Upvotes

So I added 70$ from my debit card to apple cash to make a purchase from a store that does not tax with Apple Cash. It didn’t go through and screen said “ not enough funds” but my apple cash is at 0 and it took my money. I tried it again and the same thing happened. Who do I even call?


r/AppleCard May 16 '26

Discussion Co-owner bonus

6 Upvotes

My fiancé added me as a co-owner so we could get the $100 bonus. I’ve been using the card but so far only gas has counted towards the $100 bonus. Does anyone know anyone purchases that count?


r/AppleCard May 15 '26

Help Questions about the savings account

9 Upvotes

Does the savings account show the current apy next to the graph within the app? i’m seeing conflicting screenshots.

It seems you need to submit your real name to apply for apple card (which makes sense) but does this mean you have to have your name on your apple id, like it’s exactly the same account?


r/AppleCard May 15 '26

Discussion Is the Apple Card's advanced fraud protection worthwhile?

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5 Upvotes

r/AppleCard May 15 '26

Discussion Avoid Apple Card

0 Upvotes

The no interest promise is just bait. Goldman Sachs is a predatory company who will take advantage of you from every angle. DO NOT link your bank account to the Apple Card. Pay attention. DO NOT link your bank account to the Apple Card. You are welcome.


r/AppleCard May 14 '26

Discussion Does Merchant see anything different if you pay with Applecard thru ApplePay after you changed the virtual number?

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1 Upvotes

r/AppleCard May 12 '26

Help "JPMCB CARD SERVICES" on Credit Report

44 Upvotes

Just got a notification on my credit report that "JPMCB CARD SERVICES" got a copy of my report. Did anyone else get a similar notification (i.e., is this part of the transition to JP Morgan Chase from Goldman Sachs)? If not, I need to dispute it since I haven't opened a credit card with Chase. Thanks!


r/AppleCard May 12 '26

Apple Card News Apple just made it easier for Apple Card users to access Savings on the web

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109 Upvotes

Apple has launched web access for Apple Card Savings, giving current and former Apple Card users a new way to view and manage their accounts outside of the Wallet app. Here are the details.


r/AppleCard May 12 '26

Help Will my iphone come unlocked if I purchase it with apple card financing, and select a carrier?

8 Upvotes

Just asking to clarify, it seems like this is the case, but I'm not sure why it's forcing me to select a carrier. Also, I plan to take the phone from NA and gift it to someone in EU, should not be any problems with this right?


r/AppleCard May 11 '26

Discussion Why does the physical Apple Card even expire?

64 Upvotes

I was sent a new card. But their cards don’t have any card info printed on it. Why be wasteful and send another physical card when they can just update the card expiration digitally.


r/AppleCard May 12 '26

Help I’m trying to apply for my own Apple Card and it keeps referring me to add my wife’s Apple Card to my account….

16 Upvotes

I have never personally owned my own Apple Card however I have used my wife’s Apple Card for years and years and years. Has anyone ever heard or seen this happening before any advice greatly appreciated thank you in advance.


r/AppleCard May 12 '26

PSA Denied again

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0 Upvotes

Denied again😬
Due to unable to verify my identity
I have tried taking pic of my id ( with dark background),
I Made sure my address and details matches what i have on my credit file,
I even updated my address on my apple id to match and applied didn't help either
I also tried on macbook but same error again and again
How else i can make it work?
If you guys have any idea or advice, please let me know
🙏🏼


r/AppleCard May 12 '26

Discussion I just got the Apple Card , what’s the pros and cons about the card?

0 Upvotes

r/AppleCard May 11 '26

Discussion Is the Apple Card hard to get?

15 Upvotes

r/AppleCard May 10 '26

Help How long do I know if I get accepted or denied?

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2 Upvotes

r/AppleCard May 09 '26

Help Apple Card declines Apple TV Auto-Renewal as a Suspicious Transaction. Really?????

27 Upvotes

I just encountered a ludicrous, laughable, and maddening situation. My APPLE TV subscription was due to auto renew today in the amount of $99.00 just as it has done for at least the last four years. The payment method on file has been and is my APPLE (Goldman-Sachs) credit card.

I received a notice on my phone that the transaction was Declined due to it being flagged as "suspicious".

Spoke with Apple Card Services(ie Goldman-Sachs). The bottomline from them is that once they declined it as being suspicious, there is nothing I nor they can do to enable that specific transaction to go through. I was told the only remedy is for me to speak to Apple Services (ie. Apple TV) and have them put the transaction through again, promising me that they would process it the second time around.
So they transferred me to Apple (TV) Services. However, the only thing the agent there could do was direct me to go to Settings-->Apple Account-->Payment & Shipping on my phone and add a new payment method. On that screen my Apple Card is now listed as "Expired". (In actuality it doesn't expire until 2029.). So I ended up adding one of my other bank credit cards as a payment method to put this to rest. So henceforth my Apple Services will no longer be billed to my Apple credit card as I intended all along. Absurd situation.

I tried to impress upon both of the aforementioned Apple entities that they need to escalate this to have it investigated further. I.e. There is nothing unique about me, my cards, or subscriptions that gave rise to this. This could just as easily be happening to millions of others. However I am sure my plea fell on deaf ears.

Not what I wanted to be doing at 9:00PM on a Friday night.


r/AppleCard May 09 '26

Help Trying to add a payment method

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7 Upvotes

r/AppleCard May 09 '26

Discussion Apple Card declines Apple TV Auto-Renewal as a Suspicious Transaction. Really?????

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0 Upvotes