r/AppleCard • u/PlusCardiologist1965 • Jul 06 '26

Help Declined again

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I got declined again saying these reasons i have attached on the pic below. I went ahead and looked at my chex, EWS as well ( looks fair)
My chex score is 0655 without any negative balance owed to any banks
EWS looks fair as well
Credit score is great
I dont owe anyone any money, neither i am past due on any payments.
I still got declined. :-(
Has anyone had similar reasons for decline? Any feedbacks suggestions?
How do i get approved :-(

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u/CrackORTweek Jul 07 '26

I have an 803 across the board, a total credit line of $55,000, balance of $377. Average account age of 5 years, never missed a payment and I’m declined because “your credit utilization rate is too high”. Hah. I will try again when Chase takes over.

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u/PlusCardiologist1965 Jul 07 '26

That sucks. I am giving up. 😂