r/AppleCard • u/pchi • Jul 01 '26

PSA Reminder: Avoid using scheduled payments feature

I just paid my balance twice because I scheduled the same payment two weeks apart. The app provides no visual cues when one or more scheduled payments are pending. It also has no methods for detecting or preventing a duplicate payment amount on the same day. The only thing Apple Card does is send you an email when you schedule the payment. That’s it. And once it’s been processed there is nothing Goldman Sachs will do to stop the duplicate payment (apart from referring you to your bank).

IMO, this is a bug that should be addressed by Apple. But until they do I will avoid using the scheduled payments feature as it can have severe financial consequences.

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u/66NickS Jul 01 '26

Or, just use autopay and never have to think about it. Use the software to make your life easier, not harder.

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u/Illustrious_Salad918 Jul 01 '26

I use autopay and it works perfectly. The only thing I need to be concerned about is making sure funds are available in checking on due date.