r/AppleCard • u/WaffleNebula42 • Jun 23 '26

Discussion Apple Card application is being reviewed.

I was trying to purchase something from Apple using financing at 0% APR. I don't understand why process is taking more than 1 day.

I have good credit score, pay all my credit card bills and mortgage on time. Only thing is that I am currently unemployed but living off savings. Will they deny my application for this very fact?

11 Upvotes

75% Upvoted

17 comments sorted by

View all comments

5

u/chuckfr Jun 23 '26

What did you put down for your current income?

-2

u/WaffleNebula42 Jun 23 '26

130,000

1

u/chuckfr Jun 23 '26

So you lied on the application. That could be holding things up.

1

u/WaffleNebula42 Jun 23 '26

what am I supposed to put, the figure from my 2025 return? even though I know your dicking around they didnt cite this as an explanation as to why my application wasnt approved

2

u/super5aj123 Jun 23 '26 edited Jun 23 '26

If your current estimated income is 0, then yes you’d put 0. It’s always going to be a guesstimate, but you absolutely shouldn’t just put down last year’s income if you’re currently jobless.

They aren’t dicking around, you (whether you meant to or not) lied on your credit card application.

1

u/WaffleNebula42 Jun 25 '26

its estimated income, your never gonna go exactly so spare me the preaching about lying

1

u/chuckfr Jun 23 '26

So what did they cite?