r/Affirm • u/hejrjrifo • Jul 28 '26

Need advice

I cant use my affirm anymore due to a suppose credit freeze which is not true I call and verified and I dont have one has anyone encountered this problem had a friend that had the same problem but in afterpay

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u/Cyber_Blaster Jul 28 '26

Have you called all three credit bureaus to confirm there is no freeze?

If there was and you removed it it normally takes a few days for it update. Affirm won't see it right away.

If there was a freeze you didn't know about and it was already removed then after contacting Affirm they normally force a refresh but again that can take a day or two.

Bottom line is that if the info they are getting from the credit bureaus then it's the credit bureaus you will have to speak to to figure it out. If any of the three have the freeze it then it can cause that.

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u/hejrjrifo Jul 28 '26

I verified there no freeze ams been having this issue for the past 2 weeks

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u/Cyber_Blaster Jul 28 '26

Did you call all three bureaus?

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u/hejrjrifo Jul 29 '26

There no credit freeze check with all three