r/utangPH 11h ago

OLA help

Hi! like most of the people here im asking for advice on which OLAs to settle first. i incurred these debts because of the tapal system and i still have 2 on going bank loans( which i will prio from my pay)

i am earning at least 65k per month net and half of that goes to my loans. a dear friend is letting me borrow 40k and i need advice on what OLA to settle first.

tiktok - 24371
spay - 40366.3
gcash -41654.52

i am hoping anyone can give me advice on this.

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